Swap Monero (XMR) for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 22:48
- Payout network
- NEAR
- 24 hours
- +8.66%
You get
USDC NEAR
Start the order
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
One XMR buys 563.2645 USDC NEAR right now; the other way round, 1 USDC NEAR is 0.00177536 XMR. Market over 24 hours: XMR against USDC NEAR plus 8.66%. The week added plus 9.84%.
The weekly corridor ran from 486.8963 to 570.6454 USDC NEAR, a spread of 17.2%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($10.43 B) and USD Coin 6th ($73.94 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).
Who takes the XMR → USDC NEAR route
- Sitting out the swingsXMR moved +25.19% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
- A road both waysThe USDC NEAR → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDC NEAR rate and amounts
1 XMR = 563.2645 USDC NEAR
1 USDC NEAR = 0.00177536 XMR
Send XMR — receive USDC NEAR
| XMR | USDC NEAR |
|---|---|
| 0.02 | 11.2653 |
| 0.1 | 56.3265 |
| 0.5 | 281.6323 |
| 5 | 2,816.32 |
| 20 | 11,265.29 |
| 100 | 56,326.45 |
Need USDC NEAR — send this much XMR
| USDC NEAR | XMR |
|---|---|
| 20 | 0.0355073 |
| 100 | 0.177536 |
| 500 | 0.887682 |
| 5,000 | 8.8768 |
| 20,000 | 35.5073 |
| 100,000 | 177.5365 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 563.2645 | 0.267971 XMR | ≈ $0.0018 | fast |
| Solana | 563.2645 | 0.1 XMR | ≈ $0.00056 | fast |
| Ethereum (ERC20) | 563.2645 | 0.267971 XMR | ≈ $0.049 | medium |
| Arbitrum One | 563.2645 | — | ≈ $0.0035 | fast |
| BASE | 563.2645 | — | — | — |
| BNB Smart Chain (BEP20) | 563.2645 | — | ≈ $0.0025 | fast |
| Avalanche C-Chain | 563.2645 | — | ≈ $0.00052 | fast |
| NEAR open now | 563.2645 | — | — | — |
| Optimism | 563.2645 | — | ≈ $0.00018 | fast |
| XLM | 563.2645 | — | — | — |
How the XMR → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDC NEAR rate has been
high 570.6454 USDC NEARlow 486.8963 USDC NEAR
Sep 11, 2026 22:53Sep 18, 2026 22:53
high 555.6649 USDC NEARlow 410.3042 USDC NEAR
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 555.6649 USDC NEARlow 303.7019 USDC NEAR
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 705.7366 USDC NEARlow 286.6744 USDC NEAR
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- +8.66%
- Week
- +9.84%
- Weekly high
- 570.6454 USDC NEAR
- Weekly low
- 486.8963 USDC NEAR
- Spread
- 17.2%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 570.6454 | 511.699 | 531.3663 | +8.66% |
| Week | 570.6454 | 486.8963 | 519.1578 | +9.84% |
| Month | 555.6649 | 410.3042 | 484.7463 | +25.21% |
| Quarter | 555.6649 | 303.7019 | 393.0027 | +63.98% |
Figures are in USDC NEAR per unit sent, from market data.
Daily XMR → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 516.4976 USDC NEAR | +3.54% |
| Sep 17, 2026 | 498.8271 USDC NEAR | −1.58% |
| Sep 16, 2026 | 506.8436 USDC NEAR | −1.51% |
| Sep 15, 2026 | 514.6035 USDC NEAR | −0.69% |
| Sep 14, 2026 | 518.1694 USDC NEAR | −3.82% |
| Sep 13, 2026 | 538.7305 USDC NEAR | +3.22% |
| Sep 12, 2026 | 521.9096 USDC NEAR | +2.68% |
Daily RubyCash rate: XMR → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 559.1717 USDC NEAR | 554.2536 |
| Sep 17, 2026 | 517.0807 USDC NEAR | 512.5904 |
| Sep 16, 2026 | 493.0074 USDC NEAR | 493.5562 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and USDC
Monero XMR- Price
- $554.11
- 24 hours
- +8.68%
- Week
- +8.2%
- Market cap
- $10.43 B
- 24-hour turnover
- $203.42 M
- Rank by cap
- #13
- In circulation
- 18.81 M XMR
- Record price
- $797.73
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 21:54.
Monero against USD Coin
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.81 M XMR | 73.96 B USDC |
| Market cap | $10.43 B | $73.94 B |
| Rank by cap | #13 | #6 |
| Network | — | NEAR |
| Built by | — | Circle |
Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.
Common questions: XMR → USDC NEAR
What rate does XMR to USDC NEAR run at?
As of Sep 18, 2026 22:48 it is 1 XMR = 563.2645 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $563.12.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC NEAR rate do this month?
The month came in at plus 25.21%. Low 410.3042, high 555.6649, middle 484.7463 USDC NEAR per XMR.
Can a XMR to USDC NEAR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC NEAR to XMR?
Yes, the reverse direction is open: 1 USDC NEAR = 0.00179194 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → USDS561.4717
XMR → USDT Arbitrum563.3772- XMR → USDT BEP20563.3772
- XMR → USDT AVAX C563.3772
- XMR → USDT ERC20563.3772
- XMR → USDT NEAR563.3772
- XMR → USDT OMNI563.3772
- XMR → USDT Optimism563.3772
