Swap LayerZero (ZRO) for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 19:19
- Payout network
- NEAR
- 24 hours
- +11.48%
You get
USDC NEAR
Start the order
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.8988 USDC NEAR per ZRO, or 0.526658 ZRO per USDC NEAR. Market over 24 hours: ZRO against USDC NEAR plus 11.48%. The week added plus 8.77%.
The weekly corridor ran from 1.4806 to 1.8611 USDC NEAR, a spread of 25.7%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap LayerZero sits 84th ($767.59 M) and USD Coin 6th ($71.55 B). Daily moves of ZRO and USDC over 90 days line up at 0.03 (they travel apart).
Who takes the ZRO → USDC NEAR route
- Sitting out the swingsZRO moved +2.51% over the past month. USDC tracks the dollar, so after the swap the value stops following ZRO.
- A road both waysThe USDC NEAR → ZRO direction is open too, so going back into ZRO takes the same route.
ZRO → USDC NEAR rate and amounts
1 ZRO = 1.8988 USDC NEAR
1 USDC NEAR = 0.526658 ZRO
Send ZRO — receive USDC NEAR
| ZRO | USDC NEAR |
|---|---|
| 10 | 18.9877 |
| 50 | 94.9383 |
| 200 | 379.7532 |
| 2,000 | 3,797.53 |
| 10,000 | 18,987.66 |
| 50,000 | 94,938.29 |
Need USDC NEAR — send this much ZRO
| USDC NEAR | ZRO |
|---|---|
| 10 | 5.2666 |
| 50 | 26.3329 |
| 500 | 263.3289 |
| 2,000 | 1,053.32 |
| 20,000 | 10,533.16 |
| 100,000 | 52,665.79 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ZRO | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1.8988 | 207.2539 ZRO | ≈ $0.0067 | medium |
| Solana | 1.8988 | 207.2539 ZRO | ≈ $0.00047 | fast |
| Polygon | 1.8988 | 207.2539 ZRO | ≈ $0.0017 | fast |
| Arbitrum One | 1.8988 | — | ≈ $0.0029 | fast |
| BASE | 1.8988 | — | — | — |
| BNB Smart Chain (BEP20) | 1.8988 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.8988 | — | ≈ $0.0014 | fast |
| NEAR open now | 1.8988 | — | — | — |
| Optimism | 1.8988 | — | ≈ $0.00015 | fast |
| XLM | 1.8988 | — | — | — |
How the ZRO → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send ZRO in LayerZero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ZRO
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ZRO to USDC NEAR rate has been
high 1.8611 USDC NEARlow 1.4806 USDC NEAR
Oct 25, 2026 19:23Nov 1, 2026 19:23
high 2.2514 USDC NEARlow 1.5263 USDC NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 2.2514 USDC NEARlow 0.71538 USDC NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 2.3012 USDC NEARlow 0.71538 USDC NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +11.48%
- Week
- +8.77%
- Weekly high
- 1.8611 USDC NEAR
- Weekly low
- 1.4806 USDC NEAR
- Spread
- 25.7%
Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far ZRO/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.8611 | 1.729 | 1.8141 | +11.48% |
| Week | 1.8611 | 1.4806 | 1.7037 | +8.77% |
| Month | 2.2514 | 1.5263 | 1.9022 | +2.52% |
| Quarter | 2.2514 | 0.71538 | 1.3518 | +158.41% |
Figures are in USDC NEAR per unit sent, from market data.
Daily ZRO → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 1.8486 USDC NEAR | +8.04% |
| Oct 31, 2026 | 1.711 USDC NEAR | +12.1% |
| Oct 30, 2026 | 1.5263 USDC NEAR | −10.1% |
| Oct 29, 2026 | 1.6978 USDC NEAR | +1.31% |
| Oct 28, 2026 | 1.6759 USDC NEAR | +2.82% |
| Oct 27, 2026 | 1.6299 USDC NEAR | −7.47% |
| Oct 26, 2026 | 1.7616 USDC NEAR | +0.2% |
Daily RubyCash rate: ZRO → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.9018 USDC NEAR | 1.9201 |
| Oct 31, 2026 | 1.8386 USDC NEAR | 1.84 |
| Oct 30, 2026 | 1.7153 USDC NEAR | 1.7106 |
| Oct 29, 2026 | 1.5639 USDC NEAR | 1.5813 |
| Oct 28, 2026 | 1.6983 USDC NEAR | 1.7108 |
| Oct 27, 2026 | 1.6862 USDC NEAR | 1.6811 |
| Oct 26, 2026 | 1.6201 USDC NEAR | 1.6212 |
| Oct 25, 2026 | 1.7835 USDC NEAR | 1.7608 |
| Oct 24, 2026 | 1.7484 USDC NEAR | 1.7407 |
| Oct 22, 2026 | 1.7995 USDC NEAR | 1.7908 |
| Oct 21, 2026 | 1.9639 USDC NEAR | 2.0006 |
| Oct 20, 2026 | 2.0291 USDC NEAR | 1.9905 |
| Oct 19, 2026 | 1.8948 USDC NEAR | 1.8802 |
| Oct 18, 2026 | 1.8376 USDC NEAR | 1.8304 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ZRO and USDC
LayerZero ZRO- Price
- $1.92
- 24 hours
- +11.49%
- Week
- +7.92%
- Market cap
- $767.59 M
- 24-hour turnover
- $103.61 M
- Rank by cap
- #84
- In circulation
- 399.98 M ZRO
- Record price
- $7.47
USD Coin USDC- Price
- $0.999966
- 24 hours
- +0.01%
- Week
- +0.03%
- Market cap
- $71.55 B
- 24-hour turnover
- $5.91 B
- Rank by cap
- #6
- In circulation
- 71.55 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 16:54.
LayerZero against USD Coin
| LayerZero (ZRO) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ZRO | USDC |
| In circulation | 399.98 M ZRO | 71.55 B USDC |
| Market cap | $767.59 M | $71.55 B |
| Rank by cap | #84 | #6 |
| Type | — | token |
| Network | — | NEAR |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of ZRO and USDC over 90 days line up at 0.03 — they travel apart.
Common questions: ZRO → USDC NEAR
What rate does ZRO to USDC NEAR run at?
As of Nov 1, 2026 19:19 it is 1 ZRO = 1.8988 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.90.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ZRO, and that one goes to the blockchain, not to us.
How long does ZRO to USDC NEAR take?
The clock starts with confirmations: the order goes into work once LayerZero confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ZRO to USDC NEAR rate do this month?
The month came in at plus 2.52%. Low 1.5263, high 2.2514, middle 1.9022 USDC NEAR per ZRO.
Can I go back, USDC NEAR to ZRO?
Yes, the reverse direction is open: 1 USDC NEAR = 0.529312 ZRO. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ZRO, receive something else
ZRO → USDS1.9002
ZRO → USDT Arbitrum1.9018- ZRO → USDT BEP201.9018
- ZRO → USDT AVAX C1.9018
- ZRO → USDT ERC201.9018
- ZRO → USDT NEAR1.9018
- ZRO → USDT OMNI1.9018
- ZRO → USDT Optimism1.9018
