Monero (XMR) to USD Coin (USDC): rate by network
Compare the XMR to USDC rate on different networks and choose where to receive USDC: rate, minimum, network fee and speed.
Rate as of Nov 2, 2026 03:49
The best rate right now is on Polygon: 1 XMR = 602.0701 USDC. The calculator uses this network.
USDC Polygon
The figure is indicative; the exact amount is locked in the order.
In which network to receive USDC
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon best rate | 1 XMR = 602.0701 USDC Polygon | 0.267971 XMR | ≈ $0.0014 | fast |
| Solana | 1 XMR = 602.0701 USDC SOL | 0.1 XMR | ≈ $0.00047 | fast |
| Ethereum (ERC20) | 1 XMR = 602.0701 USDC ERC20 | 0.267971 XMR | ≈ $0.0059 | medium |
| Arbitrum One | 1 XMR = 602.0701 USDC Arbitrum | — | ≈ $0.0029 | fast |
| BASE | 1 XMR = 602.0701 USDC BASE | — | — | — |
| BNB Smart Chain (BEP20) | 1 XMR = 602.0701 USDC BEP20 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1 XMR = 602.0701 USDC AVAX C | — | ≈ $0.0014 | fast |
| NEAR | 1 XMR = 602.0701 USDC NEAR | — | — | — |
| Optimism | 1 XMR = 602.0701 USDC Optimism | — | ≈ $0.00015 | fast |
| XLM | 1 XMR = 602.0701 USDC XLM | — | — | — |
Fee and speed levels are comparative: both move with how busy the network is.
USDC networks: what is the difference
USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Avalanche C-Chain
Avalanche C-Chain is the Ethereum-compatible chain of Avalanche; fees are paid in AVAX.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.
