Swap Monero (XMR) for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 00:19

Orders from: 0.267971 XMR ≈ $159.43
Payout network: Ethereum (ERC20)
24 hours: −0.9%

You send

XMR

You get 597.5183

USDC ERC20

Start the order

Rate: 1 XMR = 597.5183 USDC ERC20
From: 0.267971 XMR
Up to: 16,800 XMR

The figure is indicative; the exact amount is locked in the order.

The direction runs at 597.5183 USDC ERC20 per XMR, or 0.00167359 XMR per USDC ERC20. Market over 24 hours: XMR against USDC ERC20 minus 0.9%. The week added minus 0.05%.

The weekly corridor ran from 584.6004 to 615.9832 USDC ERC20, a spread of 5.37%. A single order takes 0.267971 to 16,800 XMR. In dollars that is roughly $159.43.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.2 B) and USD Coin 6th ($71.5 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).

Who takes the XMR → USDC ERC20 route

Sitting out the swingsXMR moved +10.82% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
A road both waysThe USDC ERC20 → XMR direction is open too, so going back into XMR takes the same route.

XMR → USDC ERC20 rate and amounts

1 XMR = 597.5183 USDC ERC20

1 USDC ERC20 = 0.00167359 XMR

Send XMR — receive USDC ERC20

XMR	USDC ERC20
0.5	298.7592
1	597.5183
5	2,987.59
10	5,975.18
50	29,875.92
100	59,751.83

Need USDC ERC20 — send this much XMR

USDC ERC20	XMR
200	0.334718
1,000	1.6736
2,000	3.3472
10,000	16.7359
20,000	33.4718
100,000	167.3589

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XMR	From	Network fee	Speed
Polygon	597.5183	0.267971 XMR	≈ $0.0016	fast
Solana	597.5183	0.1 XMR	≈ $0.00047	fast
Ethereum (ERC20) open now	597.5183	0.267971 XMR	≈ $0.0063	medium
Arbitrum One	597.5183	—	≈ $0.0029	fast
BASE	597.5183	—	—	—
BNB Smart Chain (BEP20)	597.5183	—	≈ $0.0023	fast
Avalanche C-Chain	597.5183	—	≈ $0.0014	fast
NEAR	597.5183	—	—	—
Optimism	597.5183	—	≈ $0.00015	fast
XLM	597.5183	—	—	—

XMR → USDC: compare all networks USDC network fees

How the XMR → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 0.267971 XMR.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send XMR in Monero for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XMR for USDC ERC20

Check this before sending XMR

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 0.267971 XMR.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to USDC ERC20 rate has been

WeekMonthQuarterYear

high 615.9832 USDC ERC20low 584.6004 USDC ERC20

Oct 26, 2026 00:23Nov 2, 2026 00:23

high 621.4799 USDC ERC20low 519.526 USDC ERC20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 621.4799 USDC ERC20low 351.1647 USDC ERC20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 705.7366 USDC ERC20low 292.568 USDC ERC20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.9%
Week: −0.05%
Weekly high: 615.9832 USDC ERC20
Weekly low: 584.6004 USDC ERC20
Spread: 5.37%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	605.4921	595.2132	601.3931	−0.9%
Week	615.9832	584.6004	597.4837	−0.05%
Month	621.4799	519.526	570.8759	+10.83%
Quarter	621.4799	351.1647	507.0039	+65.46%

Figures are in USDC ERC20 per unit sent, from market data.

Daily XMR → USDC ERC20 rate

Day	Close	Against the day before
Nov 1, 2026	602.815 USDC ERC20	+2.63%
Oct 31, 2026	587.3862 USDC ERC20	−2.72%
Oct 30, 2026	603.7791 USDC ERC20	+0.93%
Oct 29, 2026	598.239 USDC ERC20	−1.53%
Oct 28, 2026	607.541 USDC ERC20	+1.56%
Oct 27, 2026	598.1933 USDC ERC20	+0.78%
Oct 26, 2026	593.5721 USDC ERC20	−3.64%

Daily RubyCash rate: XMR → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	597.5987 USDC ERC20	595.1319
Oct 31, 2026	598.1047 USDC ERC20	597.61
Oct 30, 2026	588.801 USDC ERC20	594.7613
Oct 29, 2026	612.0325 USDC ERC20	612.4502
Oct 28, 2026	599.9302 USDC ERC20	602.9349
Oct 27, 2026	609.7229 USDC ERC20	604.2885
Oct 26, 2026	598.3357 USDC ERC20	593.8022
Oct 25, 2026	602.8239 USDC ERC20	604.9626
Oct 24, 2026	614.2518 USDC ERC20	612.553
Oct 22, 2026	611.0515 USDC ERC20	608.4011
Oct 21, 2026	624.4128 USDC ERC20	616.9057
Oct 20, 2026	613.2536 USDC ERC20	615.4996
Oct 19, 2026	604.3105 USDC ERC20	598.7619
Oct 18, 2026	595.1812 USDC ERC20	591.5565

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XMR and USDC

Monero XMR

Price: $594.97
24 hours: −0.93%
Week: −1.56%
Market cap: $11.2 B
24-hour turnover: $83 M
Rank by cap: #13
In circulation: 18.83 M XMR
Record price: $797.73

USD Coin USDC

Price: $0.999728
24 hours: −0.03%
Week: +0.01%
Market cap: $71.5 B
24-hour turnover: $6.06 B
Rank by cap: #6
In circulation: 71.52 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 23:54.

Monero against USD Coin

	Monero (XMR)	USD Coin (USDC)
Ticker	XMR	USDC
Type	coin of its own network	token
Launched	2014	2018
Consensus	Proof of Work (RandomX)	—
Block	~2 min	—
Supply cap	no cap	no cap
Privacy	always on	—
In circulation	18.83 M XMR	71.52 B USDC
Market cap	$11.2 B	$71.5 B
Rank by cap	#13	#6
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Built by	—	Circle

Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.

Common questions: XMR → USDC ERC20

What rate does XMR to USDC ERC20 run at?

As of Nov 2, 2026 00:19 it is 1 XMR = 597.5183 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $597.36.

What amounts does XMR → USDC ERC20 accept?

From 0.267971 to 16,800 XMR per order. The lower limit is roughly $159.43.

Where does the 0.267971 XMR floor come from?

Network fees and order handling eat a small transfer alive — below 0.267971 XMR the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.

How long does XMR to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XMR to USDC ERC20 rate do this month?

The month came in at plus 10.83%. Low 519.526, high 621.4799, middle 570.8759 USDC ERC20 per XMR.

Can a XMR to USDC ERC20 swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, USDC ERC20 to XMR?

Yes, the reverse direction is open: 1 USDC ERC20 = 0.00169213 XMR. The link sits right under the calculator.