Swap Monero (XMR) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 05:39
- Payout network
- XLM
- 24 hours
- −0.75%
The direction runs at 600.4523 USDC XLM per XMR, or 0.00166541 XMR per USDC XLM. Market over 24 hours: XMR against USDC XLM minus 0.75%. The week added plus 0.46%.
The weekly corridor ran from 584.6004 to 615.9832 USDC XLM, a spread of 5.37%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.31 B) and USD Coin 6th ($71.51 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).
Who takes the XMR → USDC XLM route
- Sitting out the swingsXMR moved +10.82% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
- A road both waysThe USDC XLM → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDC XLM rate and amounts
1 XMR = 600.4523 USDC XLM
1 USDC XLM = 0.00166541 XMR
Send XMR — receive USDC XLM
| XMR | USDC XLM |
|---|---|
| 0.02 | 12.009 |
| 0.1 | 60.0452 |
| 0.5 | 300.2262 |
| 5 | 3,002.26 |
| 20 | 12,009.05 |
| 100 | 60,045.23 |
Need USDC XLM — send this much XMR
| USDC XLM | XMR |
|---|---|
| 20 | 0.0333082 |
| 100 | 0.166541 |
| 500 | 0.832706 |
| 5,000 | 8.3271 |
| 20,000 | 33.3082 |
| 100,000 | 166.5411 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 600.4523 | 0.267971 XMR | ≈ $0.0016 | fast |
| Solana | 600.4523 | 0.1 XMR | ≈ $0.00047 | fast |
| Ethereum (ERC20) | 600.4523 | 0.267971 XMR | ≈ $0.0055 | medium |
| Arbitrum One | 600.4523 | — | ≈ $0.003 | fast |
| BASE | 600.4523 | — | — | — |
| BNB Smart Chain (BEP20) | 600.4523 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 600.4523 | — | ≈ $0.0014 | fast |
| NEAR | 600.4523 | — | — | — |
| Optimism | 600.4523 | — | ≈ $0.00015 | fast |
| XLM open now | 600.4523 | — | — | — |
How the XMR → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDC XLM rate has been
high 615.9832 USDC XLMlow 584.6004 USDC XLM
Oct 26, 2026 05:40Nov 2, 2026 05:40
high 621.4799 USDC XLMlow 519.526 USDC XLM
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 621.4799 USDC XLMlow 351.1647 USDC XLM
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 705.7366 USDC XLMlow 292.568 USDC XLM
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −0.75%
- Week
- +0.46%
- Weekly high
- 615.9832 USDC XLM
- Weekly low
- 584.6004 USDC XLM
- Spread
- 5.37%
Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 605.4921 | 592.4104 | 601.1327 | −0.75% |
| Week | 615.9832 | 584.6004 | 597.4788 | +0.46% |
| Month | 621.4799 | 519.526 | 570.8759 | +10.83% |
| Quarter | 621.4799 | 351.1647 | 507.0039 | +65.46% |
Figures are in USDC XLM per unit sent, from market data.
Daily XMR → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 602.815 USDC XLM | +2.63% |
| Oct 31, 2026 | 587.3862 USDC XLM | −2.72% |
| Oct 30, 2026 | 603.7791 USDC XLM | +0.93% |
| Oct 29, 2026 | 598.239 USDC XLM | −1.53% |
| Oct 28, 2026 | 607.541 USDC XLM | +1.56% |
| Oct 27, 2026 | 598.1933 USDC XLM | +0.78% |
| Oct 26, 2026 | 593.5721 USDC XLM | −3.64% |
Daily RubyCash rate: XMR → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 605.607 USDC XLM | 601.0461 |
| Nov 1, 2026 | 597.98 USDC XLM | 595.1319 |
| Oct 31, 2026 | 598.1047 USDC XLM | 597.61 |
| Oct 30, 2026 | 588.801 USDC XLM | 594.7613 |
| Oct 29, 2026 | 612.0325 USDC XLM | 612.4502 |
| Oct 28, 2026 | 599.9302 USDC XLM | 602.9349 |
| Oct 27, 2026 | 609.7229 USDC XLM | 604.2885 |
| Oct 26, 2026 | 598.3357 USDC XLM | 593.8022 |
| Oct 25, 2026 | 602.8239 USDC XLM | 604.9626 |
| Oct 24, 2026 | 614.2518 USDC XLM | 612.553 |
| Oct 22, 2026 | 611.0515 USDC XLM | 608.4011 |
| Oct 21, 2026 | 624.4128 USDC XLM | 616.9057 |
| Oct 20, 2026 | 613.2536 USDC XLM | 615.4996 |
| Oct 19, 2026 | 604.3105 USDC XLM | 598.7619 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and USDC
Monero XMR- Price
- $600.90
- 24 hours
- −0.77%
- Week
- +1.18%
- Market cap
- $11.31 B
- 24-hour turnover
- $94.09 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
USD Coin USDC- Price
- $0.999757
- 24 hours
- −0.02%
- Week
- +0.01%
- Market cap
- $71.51 B
- 24-hour turnover
- $6.79 B
- Rank by cap
- #6
- In circulation
- 71.53 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 2, 2026 03:54.
Monero against USD Coin
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.83 M XMR | 71.53 B USDC |
| Market cap | $11.31 B | $71.51 B |
| Rank by cap | #13 | #6 |
| Network | — | XLM |
| Built by | — | Circle |
Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.
Common questions: XMR → USDC XLM
What rate does XMR to USDC XLM run at?
As of Nov 2, 2026 05:39 it is 1 XMR = 600.4523 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $600.31.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC XLM take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC XLM rate do this month?
The month came in at plus 10.83%. Low 519.526, high 621.4799, middle 570.8759 USDC XLM per XMR.
Can a XMR to USDC XLM swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC XLM to XMR?
Yes, the reverse direction is open: 1 USDC XLM = 0.00166894 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → USDS598.7207
XMR → USDT Arbitrum600.8727- XMR → USDT BEP20600.8727
- XMR → USDT AVAX C600.8727
- XMR → USDT ERC20600.8727
- XMR → USDT NEAR600.8727
- XMR → USDT OMNI600.8727
- XMR → USDT Optimism600.8727
