Swap Monero (XMR) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 06:38
- Payout network
- XLM
- 24 hours
- −1.67%
The direction runs at 500.9162 USDC XLM per XMR, or 0.00199634 XMR per USDC XLM. Market over 24 hours: XMR against USDC XLM minus 1.67%. The week added minus 2.45%.
The weekly corridor ran from 490.4272 to 541.7462 USDC XLM, a spread of 10.46%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Monero sits 14th ($9.4 B) and USD Coin 6th ($73.67 B).
Who takes the XMR → USDC XLM route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XMR.
- A road both waysThe USDC XLM → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDC XLM rate and amounts
1 XMR = 500.9162 USDC XLM
1 USDC XLM = 0.00199634 XMR
Send XMR — receive USDC XLM
| XMR | USDC XLM |
|---|---|
| 0.02 | 10.0183 |
| 0.1 | 50.0916 |
| 0.5 | 250.4581 |
| 5 | 2,504.58 |
| 20 | 10,018.32 |
| 100 | 50,091.62 |
Need USDC XLM — send this much XMR
| USDC XLM | XMR |
|---|---|
| 20 | 0.0399268 |
| 100 | 0.199634 |
| 500 | 0.998171 |
| 5,000 | 9.9817 |
| 20,000 | 39.9268 |
| 100,000 | 199.6342 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 500.9162 | 0.267971 XMR | ≈ $0.0018 | fast |
| Solana | 500.9162 | 0.1 XMR | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 500.9162 | 0.267971 XMR | ≈ $0.0075 | medium |
| Arbitrum One | 500.9162 | — | ≈ $0.0032 | fast |
| BASE | 500.9162 | — | — | — |
| BNB Smart Chain (BEP20) | 500.9162 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 500.9162 | — | ≈ < $0.0001 | fast |
| NEAR | 500.9162 | — | — | — |
| Optimism | 500.9162 | — | ≈ $0.00016 | fast |
| XLM open now | 500.9162 | — | — | — |
How the XMR → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDC XLM rate has been
high 541.7462 USDC XLMlow 490.4272 USDC XLM
Sep 10, 2026 06:42Sep 17, 2026 06:42
- 24 hours
- −1.67%
- Week
- −2.45%
- Weekly high
- 541.7462 USDC XLM
- Weekly low
- 490.4272 USDC XLM
- Spread
- 10.46%
Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 508.38 | 490.4272 | 499.5112 | −1.67% |
| Week | 541.7462 | 490.4272 | 516.2317 | −2.45% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on XMR and USDC
Monero XMR- Price
- $500.14
- 24 hours
- −1.68%
- Week
- −1.8%
- Market cap
- $9.4 B
- 24-hour turnover
- $105.88 M
- Rank by cap
- #14
- In circulation
- 18.81 M XMR
- Record price
- $797.73
USD Coin USDC- Price
- $0.999615
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.67 B
- 24-hour turnover
- $18.4 B
- Rank by cap
- #6
- In circulation
- 73.7 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 06:24.
Monero against USD Coin
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.81 M XMR | 73.7 B USDC |
| Market cap | $9.4 B | $73.67 B |
| Rank by cap | #14 | #6 |
| Network | — | XLM |
| Built by | — | Circle |
Common questions: XMR → USDC XLM
What rate does XMR to USDC XLM run at?
As of Sep 17, 2026 06:38 it is 1 XMR = 500.9162 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $500.72.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC XLM take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can a XMR to USDC XLM swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC XLM to XMR?
Yes, the reverse direction is open: 1 USDC XLM = 0.00200652 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → USDS499.7713
XMR → USDT Arbitrum501.2668- XMR → USDT BEP20501.2668
- XMR → USDT AVAX C501.2668
- XMR → USDT ERC20501.2668
- XMR → USDT NEAR501.2668
- XMR → USDT OMNI501.2668
- XMR → USDT Optimism501.2668
