Swap Monero (XMR) for USD Coin (USDC Optimism)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 02:58
- Payout network
- Optimism
- 24 hours
- −1.42%
You get
USDC Optimism
Start the order
USDC Optimism
The figure is indicative; the exact amount is locked in the order.
Today XMR goes for 498.4343 USDC Optimism, and USDC Optimism goes for 0.00200628 XMR. Market over 24 hours: XMR against USDC Optimism minus 1.42%. The week added minus 2.67%.
The weekly corridor ran from 490.4272 to 541.7462 USDC Optimism, a spread of 10.46%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Monero sits 15th ($9.28 B) and USD Coin 6th ($73.61 B).
Who takes the XMR → USDC Optimism route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XMR.
- A road both waysThe USDC Optimism → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDC Optimism rate and amounts
1 XMR = 498.4343 USDC Optimism
1 USDC Optimism = 0.00200628 XMR
Send XMR — receive USDC Optimism
| XMR | USDC Optimism |
|---|---|
| 0.05 | 24.9217 |
| 0.2 | 99.6869 |
| 1 | 498.4343 |
| 10 | 4,984.34 |
| 50 | 24,921.72 |
| 200 | 99,686.87 |
Need USDC Optimism — send this much XMR
| USDC Optimism | XMR |
|---|---|
| 20 | 0.0401256 |
| 100 | 0.200628 |
| 500 | 1.0031 |
| 5,000 | 10.0314 |
| 20,000 | 40.1256 |
| 100,000 | 200.6282 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 498.4343 | 0.267971 XMR | ≈ $0.0017 | fast |
| Solana | 498.4343 | 0.1 XMR | ≈ $0.00049 | fast |
| Ethereum (ERC20) | 498.4343 | 0.267971 XMR | ≈ $0.013 | medium |
| Arbitrum One | 498.4343 | — | ≈ $0.0031 | fast |
| BASE | 498.4343 | — | — | — |
| BNB Smart Chain (BEP20) | 498.4343 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 498.4343 | — | ≈ < $0.0001 | fast |
| NEAR | 498.4343 | — | — | — |
| Optimism open now | 498.4343 | — | ≈ $0.00016 | fast |
| XLM | 498.4343 | — | — | — |
How the XMR → USDC Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in Optimism and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDC Optimism rate has been
high 541.7462 USDC Optimismlow 490.4272 USDC Optimism
Sep 10, 2026 02:59Sep 17, 2026 02:59
- 24 hours
- −1.42%
- Week
- −2.67%
- Weekly high
- 541.7462 USDC Optimism
- Weekly low
- 490.4272 USDC Optimism
- Spread
- 10.46%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDC Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 508.38 | 490.4272 | 501.4819 | −1.42% |
| Week | 541.7462 | 490.4272 | 516.6609 | −2.67% |
Figures are in USDC Optimism per unit sent, from market data.
The numbers on XMR and USDC
Monero XMR- Price
- $493.42
- 24 hours
- −1.42%
- Week
- −3.5%
- Market cap
- $9.28 B
- 24-hour turnover
- $103.99 M
- Rank by cap
- #15
- In circulation
- 18.81 M XMR
- Record price
- $797.73
USD Coin USDC- Price
- $0.999724
- 24 hours
- 0%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.36 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 00:54.
Monero against USD Coin
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.81 M XMR | 73.63 B USDC |
| Market cap | $9.28 B | $73.61 B |
| Rank by cap | #15 | #6 |
| Network | — | Optimism |
| Fees are paid in | — | ETH |
| Built by | — | Circle |
Common questions: XMR → USDC Optimism
What rate does XMR to USDC Optimism run at?
As of Sep 17, 2026 02:58 it is 1 XMR = 498.4343 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $498.30.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC Optimism take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can a XMR to USDC Optimism swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC Optimism to XMR?
Yes, the reverse direction is open: 1 USDC Optimism = 0.00204859 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → USDS497.2951
XMR → USDT Arbitrum498.7832- XMR → USDT BEP20498.7832
- XMR → USDT AVAX C498.7832
- XMR → USDT ERC20498.7832
- XMR → USDT NEAR498.7832
- XMR → USDT OMNI498.7832
- XMR → USDT Optimism498.7832
