Swap USD Coin (USDC NEAR) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 17:08
- Orders from
- 200 USDC NEAR ≈ $199.91
- Payout network
- Monero
- 24 hours
- −5.38%
One USDC NEAR buys 0.00186529 XMR right now; the other way round, 1 XMR is 536.111 USDC NEAR. Market over 24 hours: USDC NEAR against XMR minus 5.38%. The week added minus 4.5%.
The weekly corridor ran from 0.00184283 to 0.00203904 XMR, a spread of 10.65%. A single order takes 200 to 10,000,000 USDC NEAR. In dollars that is roughly $199.91.
By market cap USD Coin sits 6th ($73.77 B) and Monero 13th ($9.99 B). Daily moves of USDC and XMR over 90 days line up at -0.06 (they travel apart).
Who takes the USDC NEAR → XMR route
- Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +25.19%.
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
USDC NEAR → XMR rate and amounts
1 USDC NEAR = 0.00186529 XMR
1 XMR = 536.111 USDC NEAR
Send USDC NEAR — receive XMR
| USDC NEAR | XMR |
|---|---|
| 200 | 0.373057 |
| 1,000 | 1.8653 |
| 2,000 | 3.7306 |
| 10,000 | 18.6529 |
| 20,000 | 37.3057 |
| 100,000 | 186.5285 |
Need XMR — send this much USDC NEAR
| XMR | USDC NEAR |
|---|---|
| 0.5 | 268.0555 |
| 1 | 536.111 |
| 5 | 2,680.55 |
| 10 | 5,361.11 |
| 50 | 26,805.55 |
| 100 | 53,611.1 |
How the USDC NEAR → XMR order runs
- Work out the amount in the calculator: orders start at 200 USDC NEAR.
- Enter a XMR address in Monero and a way to reach you.
- Send USDC NEAR in NEAR for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending USDC NEAR
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 200 USDC NEAR.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC NEAR to XMR rate has been
high 0.00203904 XMRlow 0.00184283 XMR
Sep 11, 2026 17:13Sep 18, 2026 17:13
high 0.00243722 XMRlow 0.00179965 XMR
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 0.0032927 XMRlow 0.00179965 XMR
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 0.00348828 XMRlow 0.00141696 XMR
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- −5.38%
- Week
- −4.5%
- Weekly high
- 0.00203904 XMR
- Weekly low
- 0.00184283 XMR
- Spread
- 10.65%
Market data from CoinGecko as of Sep 18, 2026 16:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC NEAR/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00199199 | 0.00184283 | 0.0019234 | −5.38% |
| Week | 0.00203904 | 0.00184283 | 0.00193476 | −4.5% |
| Month | 0.00243722 | 0.00179965 | 0.00207994 | −20.13% |
| Quarter | 0.0032927 | 0.00179965 | 0.00262975 | −39.02% |
Figures are in XMR per unit sent, from market data.
Daily USDC NEAR → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 0.00193612 XMR | −3.42% |
| Sep 17, 2026 | 0.0020047 XMR | +1.61% |
| Sep 16, 2026 | 0.001973 XMR | +1.53% |
| Sep 15, 2026 | 0.00194324 XMR | +0.69% |
| Sep 14, 2026 | 0.00192987 XMR | +3.97% |
| Sep 13, 2026 | 0.00185622 XMR | −3.12% |
| Sep 12, 2026 | 0.00191604 XMR | −2.61% |
Daily RubyCash rate: USDC NEAR → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 0.00188308 XMR | 0.00188139 |
| Sep 17, 2026 | 0.00195418 XMR | 0.00195088 |
| Sep 16, 2026 | 0.00205514 XMR | 0.00202611 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XMR
USD Coin USDC- Price
- $0.999528
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.77 B
- 24-hour turnover
- $16.85 B
- Rank by cap
- #6
- In circulation
- 73.81 B USDC
- Record price
- $1.04
Monero XMR- Price
- $531.27
- 24 hours
- +5.68%
- Week
- +4.6%
- Market cap
- $9.99 B
- 24-hour turnover
- $146.32 M
- Rank by cap
- #13
- In circulation
- 18.81 M XMR
- Record price
- $797.73
Source: CoinGecko, Sep 18, 2026 16:24.
USD Coin against Monero
| USD Coin (USDC) | Monero (XMR) | |
|---|---|---|
| Ticker | USDC | XMR |
| Type | token | coin of its own network |
| Network | NEAR | — |
| Launched | 2018 | 2014 |
| Built by | Circle | — |
| Supply cap | no cap | no cap |
| In circulation | 73.81 B USDC | 18.81 M XMR |
| Market cap | $73.77 B | $9.99 B |
| Rank by cap | #6 | #13 |
| Consensus | — | Proof of Work (RandomX) |
| Block | — | ~2 min |
| Privacy | — | always on |
Daily moves of USDC and XMR over 90 days line up at -0.06 — they travel apart.
Common questions: USDC NEAR → XMR
What rate does USDC NEAR to XMR run at?
As of Sep 18, 2026 17:08 it is 1 USDC NEAR = 0.00186529 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.99097.
What amounts does USDC NEAR → XMR accept?
From 200 to 10,000,000 USDC NEAR per order. The lower limit is roughly $199.91.
Where does the 200 USDC NEAR floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC NEAR the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC NEAR, and that one goes to the blockchain, not to us.
How long does USDC NEAR to XMR take?
The clock starts with confirmations: the order goes into work once NEAR confirms your transfer. After that it comes down to how busy the network is.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC NEAR to XMR rate do this month?
The month came in at minus 20.13%. Low 0.00179965, high 0.00243722, middle 0.00207994 XMR per USDC NEAR.
Can a USDC NEAR to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to USDC NEAR?
Yes, the reverse direction is open: 1 XMR = 540.3612 USDC NEAR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC NEAR, receive something else
USDC NEAR → XRP0.733618
USDC NEAR → XTZ3.6432
USDC NEAR → YFI0.000455623
USDC NEAR → ZBT12.2654
USDC NEAR → ZEC0.000680267
USDC NEAR → ZRO0.896705
USDC NEAR → ZRX8.7626
USDC NEAR → 1INCH10.5024
