Swap XRP for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 22:58
- Payout network
- NEAR
- 24 hours
- +7.02%
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.4128 USDC NEAR per XRP, or 0.707834 XRP per USDC NEAR. Market over 24 hours: XRP against USDC NEAR plus 7.02%. The week added plus 0.92%.
The weekly corridor ran from 1.2634 to 1.4637 USDC NEAR, a spread of 15.85%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($87.24 B) and USD Coin 6th ($73.94 B). Daily moves of XRP and USDC over 90 days line up at 0.05 (they travel apart).
Who takes the XRP → USDC NEAR route
- Sitting out the swingsXRP moved +29.92% over the past month. USDC tracks the dollar, so after the swap the value stops following XRP.
- A road both waysThe USDC NEAR → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDC NEAR rate and amounts
Send XRP — receive USDC NEAR
| XRP | USDC NEAR |
|---|---|
| 10 | 14.1276 |
| 50 | 70.638 |
| 200 | 282.552 |
| 2,000 | 2,825.52 |
| 10,000 | 14,127.6 |
| 50,000 | 70,638.01 |
Need USDC NEAR — send this much XRP
| USDC NEAR | XRP |
|---|---|
| 20 | 14.1567 |
| 100 | 70.7834 |
| 500 | 353.9171 |
| 5,000 | 3,539.17 |
| 20,000 | 14,156.68 |
| 100,000 | 70,783.42 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 1.4087 | 71.0732 XRP | ≈ $0.0019 | fast |
| Solana | 1.4087 | 71.0732 XRP | ≈ $0.00056 | fast |
| Ethereum (ERC20) | 1.4087 | 71.0732 XRP | ≈ $0.033 | medium |
| Arbitrum One | 1.4128 | — | ≈ $0.0035 | fast |
| BASE | 1.4128 | — | — | — |
| BNB Smart Chain (BEP20) | 1.4128 | — | ≈ $0.0025 | fast |
| Avalanche C-Chain | 1.4128 | — | ≈ $0.00056 | fast |
| NEAR open now | 1.4128 | — | — | — |
| Optimism | 1.4128 | — | ≈ $0.00018 | fast |
| XLM | 1.4128 | — | — | — |
How the XRP → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDC NEAR rate has been
- 24 hours
- +7.02%
- Week
- +0.92%
- Weekly high
- 1.4637 USDC NEAR
- Weekly low
- 1.2634 USDC NEAR
- Spread
- 15.85%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.3852 | 1.2906 | 1.3263 | +7.02% |
| Week | 1.4637 | 1.2634 | 1.3474 | +0.92% |
| Month | 1.5207 | 1.0014 | 1.3685 | +29.94% |
| Quarter | 1.5207 | 0.993158 | 1.1766 | +14.55% |
Figures are in USDC NEAR per unit sent, from market data.
Daily XRP → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 1.3012 USDC NEAR | +0.19% |
| Sep 17, 2026 | 1.2987 USDC NEAR | +1.17% |
| Sep 16, 2026 | 1.2837 USDC NEAR | −9.81% |
| Sep 15, 2026 | 1.4233 USDC NEAR | +6.08% |
| Sep 14, 2026 | 1.3418 USDC NEAR | −1.8% |
| Sep 13, 2026 | 1.3664 USDC NEAR | +0.76% |
| Sep 12, 2026 | 1.356 USDC NEAR | +1.64% |
Daily RubyCash rate: XRP → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 1.3942 USDC NEAR | 1.3904 |
| Sep 17, 2026 | 1.3019 USDC NEAR | 1.2905 |
| Sep 16, 2026 | 1.2946 USDC NEAR | 1.2904 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and USDC
XRP XRP- Price
- $1.39
- 24 hours
- +7.03%
- Week
- +1%
- Market cap
- $87.24 B
- 24-hour turnover
- $3.77 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 21:54.
XRP against USD Coin
| XRP (XRP) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XRP | USDC |
| Type | coin of its own network | token |
| Launched | 2012 | 2018 |
| Built by | Ripple Labs | Circle |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 73.96 B USDC |
| Market cap | $87.24 B | $73.94 B |
| Rank by cap | #5 | #6 |
| Network | — | NEAR |
Daily moves of XRP and USDC over 90 days line up at 0.05 — they travel apart.
Common questions: XRP → USDC NEAR
What rate does XRP to USDC NEAR run at?
What else is taken on top of the rate?
How long does XRP to USDC NEAR take?
Which network will USDC NEAR arrive in?
Where is receiving USDC cheaper?
What if the rate moves while I am paying?
What did the XRP to USDC NEAR rate do this month?
Can I go back, USDC NEAR to XRP?
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → USDS1.4084
XRP → USDT Arbitrum1.4132- XRP → USDT BEP201.4132
- XRP → USDT AVAX C1.4132
- XRP → USDT ERC201.4132
- XRP → USDT NEAR1.4132
- XRP → USDT OMNI1.4132
- XRP → USDT Optimism1.4132
