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  1. Swap Monero (XMR) for USD Coin (USDC BASE)

Swap Monero (XMR) for USD Coin (USDC BASE)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 04:24

Payout network
BASE
24 hours
+1.91%
You get 609.1398 USDC BASE
Start the order
Rate
1 XMR = 609.1398 USDC BASE
Up to
16,700 XMR

The figure is indicative; the exact amount is locked in the order.

Today XMR goes for 609.1398 USDC BASE, and USDC BASE goes for 0.00164166 XMR. Market over 24 hours: XMR against USDC BASE plus 1.91%. The week added minus 2.52%.

The weekly corridor ran from 584.3105 to 621.7916 USDC BASE, a spread of 6.41%.

The payout leaves in the BASE network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.27 B) and USD Coin 6th ($71.72 B). Daily moves of XMR and USDC over 90 days line up at -0.05 (they travel apart).

Who takes the XMR → USDC BASE route

  • Sitting out the swingsXMR moved +9.79% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
  • A road both waysThe USDC BASE → XMR direction is open too, so going back into XMR takes the same route.

XMR → USDC BASE rate and amounts

1 XMR = 609.1398 USDC BASE
1 USDC BASE = 0.00164166 XMR

Send XMR — receive USDC BASE

XMRUSDC BASE
0.0212.1828
0.160.914
0.5304.5699
53,045.7
2012,182.8
10060,913.98

Need USDC BASE — send this much XMR

USDC BASEXMR
100.0164166
500.082083
5000.82083
2,0003.2833
20,00032.8332
100,000164.1659

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer XMRFromNetwork feeSpeed
Polygon609.13980.267971 XMR≈ $0.0012fast
Solana609.13980.1 XMR≈ $0.00048fast
Ethereum (ERC20)609.13980.267971 XMR≈ $0.0047medium
Arbitrum One609.1398—≈ $0.0029fast
BASE open now609.1398———
BNB Smart Chain (BEP20)609.1398—≈ $0.0023fast
Avalanche C-Chain609.1398—≈ $0.0014fast
NEAR609.1398———
Optimism609.1398—≈ $0.00015fast
XLM609.1398———

XMR → USDC: compare all networks USDC network fees

How the XMR → USDC BASE order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in BASE and a way to reach you.
  3. Send XMR in Monero for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XMR for USDC BASE

Check this before sending XMR

  • The address network is BASE. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to USDC BASE rate has been

high 621.7916 USDC BASElow 584.3105 USDC BASE
Oct 25, 2026 04:27Nov 1, 2026 04:27
high 621.4799 USDC BASElow 519.526 USDC BASE
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 621.4799 USDC BASElow 351.1647 USDC BASE
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 705.7366 USDC BASElow 292.568 USDC BASE
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
+1.91%
Week
−2.52%
Weekly high
621.7916 USDC BASE
Weekly low
584.3105 USDC BASE
Spread
6.41%

Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/USDC BASE travelled, by period

PeriodHighLowMiddleNet move
24 hours600.2951588.3634594.9687+1.91%
Week621.7916584.3105599.1249−2.52%
Month621.4799519.526569.3464+9.76%
Quarter621.4799351.1647504.4957+64.29%

Figures are in USDC BASE per unit sent, from market data.

Daily XMR → USDC BASE rate

DayCloseAgainst the day before
Oct 31, 2026597.9818 USDC BASE−0.96%
Oct 30, 2026603.7791 USDC BASE+0.93%
Oct 29, 2026598.239 USDC BASE−1.53%
Oct 28, 2026607.541 USDC BASE+1.56%
Oct 27, 2026598.1933 USDC BASE+0.78%
Oct 26, 2026593.5721 USDC BASE−3.64%
Oct 25, 2026616.0167 USDC BASE+5.4%

Daily RubyCash rate: XMR → USDC BASE

DateRubyCash rateMarket rate
Nov 1, 2026606.1379 USDC BASE598.43
Oct 31, 2026598.1047 USDC BASE597.61
Oct 30, 2026588.801 USDC BASE594.7613
Oct 29, 2026612.0325 USDC BASE612.4502
Oct 28, 2026599.9302 USDC BASE602.9349
Oct 27, 2026609.7229 USDC BASE604.2885
Oct 26, 2026598.3357 USDC BASE593.8022
Oct 25, 2026602.8239 USDC BASE604.9626
Oct 24, 2026614.2518 USDC BASE612.553
Oct 22, 2026611.0515 USDC BASE608.4011
Oct 21, 2026624.4128 USDC BASE616.9057
Oct 20, 2026613.2536 USDC BASE615.4996
Oct 19, 2026604.3105 USDC BASE598.7619
Oct 18, 2026595.1812 USDC BASE591.5565

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XMR and USDC

Monero XMR
Price
$598.43
24 hours
+1.92%
Week
−0.71%
Market cap
$11.27 B
24-hour turnover
$92.59 M
Rank by cap
#13
In circulation
18.83 M XMR
Record price
$797.73
USD Coin USDC
Price
$1.00
24 hours
+0.02%
Week
+0.05%
Market cap
$71.72 B
24-hour turnover
$5.96 B
Rank by cap
#6
In circulation
71.72 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 02:54.

Monero against USD Coin

Monero (XMR)USD Coin (USDC)
TickerXMRUSDC
Typecoin of its own networktoken
Launched20142018
ConsensusProof of Work (RandomX)—
Block~2 min—
Supply capno capno cap
Privacyalways on—
In circulation18.83 M XMR71.72 B USDC
Market cap$11.27 B$71.72 B
Rank by cap#13#6
Network—BASE
Built by—Circle

Daily moves of XMR and USDC over 90 days line up at -0.05 — they travel apart.

Common questions: XMR → USDC BASE

What rate does XMR to USDC BASE run at?
As of Nov 1, 2026 04:24 it is 1 XMR = 609.1398 USDC BASE. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $609.14.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC BASE take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC BASE arrive in?
The payout leaves in BASE. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC BASE rate do this month?
The month came in at plus 9.76%. Low 519.526, high 621.4799, middle 569.3464 USDC BASE per XMR.
Can a XMR to USDC BASE swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC BASE to XMR?
Yes, the reverse direction is open: 1 USDC BASE = 0.00165958 XMR. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send XMR, receive something else

Receive USDC BASE, send something else

XMR USDC BASE All directions All currencies

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