Tether (USDT) to Monero (XMR): rate by network
Compare the USDT to XMR rate for each network you can send USDT from: rate, minimum, network fee and speed.
Rate as of Sep 16, 2026 23:58
The best rate right now is on TRON (TRC20): 1 USDT = 0.00205485 XMR. The calculator uses this network.
From which network to send USDT
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) best rate | 1 USDT TRC20 = 0.00205485 XMR | 100 USDT TRC20 | ≈ $2.3 | fast |
| Ethereum (ERC20) | 1 USDT ERC20 = 0.00205485 XMR | 100 USDT ERC20 | ≈ $0.025 | medium |
| Polygon | 1 USDT Polygon = 0.00205485 XMR | 100 USDT Polygon | ≈ $0.0017 | fast |
| Solana | 1 USDT SOL = 0.00205485 XMR | 100 USDT SOL | ≈ $0.00049 | fast |
| Arbitrum One | 1 USDT Arbitrum = 0.00205485 XMR | 100 USDT Arbitrum | ≈ $0.0032 | fast |
| TON | 1 USDT TON = 0.00205485 XMR | 100 USDT TON | low | fast |
| OMNI | 1 USDT OMNI = 0.00205485 XMR | 200 USDT OMNI | — | — |
| Avalanche C-Chain | 1 USDT AVAX C = 0.00204867 XMR | 200 USDT AVAX C | ≈ < $0.0001 | fast |
| NEAR | 1 USDT NEAR = 0.00204867 XMR | 200 USDT NEAR | — | — |
| Optimism | 1 USDT Optimism = 0.00204867 XMR | 200 USDT Optimism | ≈ $0.00016 | fast |
Fee and speed levels are comparative: both move with how busy the network is.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
TON
Tokens on TON follow the Jetton standard. Transfers are fast and cheap, the fee is paid in the network's native coin, and exchanges often require a comment (memo) with deposits.
Avalanche C-Chain
Avalanche C-Chain is the Ethereum-compatible chain of Avalanche; fees are paid in AVAX.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.