Swap Monero (XMR) for Tether (USDT ERC20)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 18:29
- Orders from
- 0.267971 XMR ≈ $161.48
- Payout network
- Ethereum (ERC20)
- 24 hours
- +1.46%
You get
USDT ERC20
Start the order
USDT ERC20
The figure is indicative; the exact amount is locked in the order.
The direction runs at 604.0501 USDT ERC20 per XMR, or 0.00165549 XMR per USDT ERC20. Market over 24 hours: XMR against USDT ERC20 plus 1.46%. The week added minus 0.13%.
The weekly corridor ran from 584.5849 to 622.7514 USDT ERC20, a spread of 6.53%. A single order takes 0.267971 to 16,600 XMR. In dollars that is roughly $161.48.
The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.34 B) and Tether 3th ($180.01 B). Daily moves of XMR and USDT over 90 days line up at 0.06 (they travel apart).
Who takes the XMR → USDT ERC20 route
- Sitting out the swingsXMR moved +10.82% over the past month. USDT tracks the dollar, so after the swap the value stops following XMR.
- A road both waysThe USDT ERC20 → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDT ERC20 rate and amounts
1 XMR = 604.0501 USDT ERC20
1 USDT ERC20 = 0.00165549 XMR
Send XMR — receive USDT ERC20
| XMR | USDT ERC20 |
|---|---|
| 0.5 | 302.025 |
| 1 | 604.0501 |
| 5 | 3,020.25 |
| 10 | 6,040.5 |
| 50 | 30,202.5 |
| 100 | 60,405.01 |
Need USDT ERC20 — send this much XMR
| USDT ERC20 | XMR |
|---|---|
| 200 | 0.331098 |
| 1,000 | 1.6555 |
| 2,000 | 3.311 |
| 10,000 | 16.5549 |
| 20,000 | 33.1098 |
| 100,000 | 165.5492 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 604.0501 | 0.267971 XMR | ≈ $2.1 | fast |
| Solana | 604.0501 | 0.267971 XMR | ≈ $0.00047 | fast |
| Polygon | 604.0501 | 0.267971 XMR | ≈ $0.0017 | fast |
| Arbitrum One | 604.0501 | 0.267971 XMR | ≈ $0.0029 | fast |
| TON | 604.0501 | 0.1 XMR | low | fast |
| Ethereum (ERC20) open now | 604.0501 | 0.267971 XMR | ≈ $0.0054 | medium |
| OMNI | 604.0501 | — | — | — |
| BNB Smart Chain (BEP20) | 604.0501 | 0.39398 XMR | ≈ $0.0023 | fast |
| Avalanche C-Chain | 604.0501 | — | ≈ $0.0014 | fast |
| NEAR | 604.0501 | — | — | — |
| Optimism | 604.0501 | — | ≈ $0.00015 | fast |
How the XMR → USDT ERC20 order runs
- Work out the amount in the calculator: orders start at 0.267971 XMR.
- Enter a USDT address in Ethereum (ERC20) and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 0.267971 XMR.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDT ERC20 rate has been
high 622.7514 USDT ERC20low 584.5849 USDT ERC20
Oct 25, 2026 18:29Nov 1, 2026 18:29
high 621.6801 USDT ERC20low 519.7443 USDT ERC20
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 621.6801 USDT ERC20low 351.2941 USDT ERC20
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 705.6898 USDT ERC20low 292.7429 USDT ERC20
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- +1.46%
- Week
- −0.13%
- Weekly high
- 622.7514 USDT ERC20
- Weekly low
- 584.5849 USDT ERC20
- Spread
- 6.53%
Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDT ERC20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 608.4165 | 594.164 | 601.6391 | +1.46% |
| Week | 622.7514 | 584.5849 | 599.1953 | −0.13% |
| Month | 621.6801 | 519.7443 | 571.1386 | +10.87% |
| Quarter | 621.6801 | 351.2941 | 507.1406 | +65.49% |
Figures are in USDT ERC20 per unit sent, from market data.
Daily XMR → USDT ERC20 rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 603.1338 USDT ERC20 | +2.61% |
| Oct 31, 2026 | 587.7751 USDT ERC20 | −2.73% |
| Oct 30, 2026 | 604.2772 USDT ERC20 | +0.96% |
| Oct 29, 2026 | 598.5017 USDT ERC20 | −1.54% |
| Oct 28, 2026 | 607.8581 USDT ERC20 | +1.55% |
| Oct 27, 2026 | 598.5971 USDT ERC20 | +0.77% |
| Oct 26, 2026 | 593.9987 USDT ERC20 | −3.62% |
Daily RubyCash rate: XMR → USDT ERC20
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 603.678 USDT ERC20 | 602.9204 |
| Oct 31, 2026 | 598.9421 USDT ERC20 | 597.9233 |
| Oct 30, 2026 | 589.802 USDT ERC20 | 595.1393 |
| Oct 29, 2026 | 612.8282 USDT ERC20 | 612.8139 |
| Oct 28, 2026 | 600.4101 USDT ERC20 | 603.1854 |
| Oct 27, 2026 | 610.5155 USDT ERC20 | 604.6037 |
| Oct 26, 2026 | 599.1734 USDT ERC20 | 594.1839 |
| Oct 25, 2026 | 603.487 USDT ERC20 | 605.2641 |
| Oct 24, 2026 | 615.0504 USDT ERC20 | 612.827 |
| Oct 22, 2026 | 611.6015 USDT ERC20 | 608.7348 |
| Oct 21, 2026 | 624.9747 USDT ERC20 | 617.1088 |
| Oct 20, 2026 | 613.6829 USDT ERC20 | 615.8371 |
| Oct 19, 2026 | 604.9148 USDT ERC20 | 599.1831 |
| Oct 18, 2026 | 595.8954 USDT ERC20 | 591.9046 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and USDT
Monero XMR- Price
- $602.59
- 24 hours
- +1.48%
- Week
- −0.2%
- Market cap
- $11.34 B
- 24-hour turnover
- $81.92 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Tether USDT- Price
- $0.999452
- 24 hours
- +0.02%
- Week
- +0.03%
- Market cap
- $180.01 B
- 24-hour turnover
- $26.83 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
Source: CoinGecko, Nov 1, 2026 16:54.
Monero against Tether
| Monero (XMR) | Tether (USDT) | |
|---|---|---|
| Ticker | XMR | USDT |
| Type | coin of its own network | token |
| Launched | 2014 | 2014 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.83 M XMR | 180.12 B USDT |
| Market cap | $11.34 B | $180.01 B |
| Rank by cap | #13 | #3 |
| Network | — | Ethereum (ERC20) |
| Fees are paid in | — | ETH |
| Built by | — | Tether Limited |
Daily moves of XMR and USDT over 90 days line up at 0.06 — they travel apart.
Common questions: XMR → USDT ERC20
What rate does XMR to USDT ERC20 run at?
As of Nov 1, 2026 18:29 it is 1 XMR = 604.0501 USDT ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $603.72.
What amounts does XMR → USDT ERC20 accept?
From 0.267971 to 16,600 XMR per order. The lower limit is roughly $161.48.
Where does the 0.267971 XMR floor come from?
Network fees and order handling eat a small transfer alive — below 0.267971 XMR the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDT ERC20 take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDT ERC20 arrive in?
The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDT ERC20 rate do this month?
The month came in at plus 10.87%. Low 519.7443, high 621.6801, middle 571.1386 USDT ERC20 per XMR.
Can a XMR to USDT ERC20 swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDT ERC20 to XMR?
Yes, the reverse direction is open: 1 USDT ERC20 = 0.00167384 XMR. The link sits right under the calculator.
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