Swap Monero (XMR) for Tether (USDT NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 01:49
- Payout network
- NEAR
- 24 hours
- −0.9%
You get
USDT NEAR
Start the order
USDT NEAR
The figure is indicative; the exact amount is locked in the order.
Today XMR goes for 596.9813 USDT NEAR, and USDT NEAR goes for 0.00167509 XMR. Market over 24 hours: XMR against USDT NEAR minus 0.9%. The week added minus 0.05%.
The weekly corridor ran from 584.8982 to 616.3828 USDT NEAR, a spread of 5.38%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.2 B) and Tether 3th ($179.97 B). Daily moves of XMR and USDT over 90 days line up at 0.06 (they travel apart).
Who takes the XMR → USDT NEAR route
- Sitting out the swingsXMR moved +10.82% over the past month. USDT tracks the dollar, so after the swap the value stops following XMR.
- A road both waysThe USDT NEAR → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDT NEAR rate and amounts
1 XMR = 596.9813 USDT NEAR
1 USDT NEAR = 0.00167509 XMR
Send XMR — receive USDT NEAR
| XMR | USDT NEAR |
|---|---|
| 0.02 | 11.9396 |
| 0.1 | 59.6981 |
| 0.5 | 298.4907 |
| 5 | 2,984.91 |
| 20 | 11,939.63 |
| 100 | 59,698.13 |
Need USDT NEAR — send this much XMR
| USDT NEAR | XMR |
|---|---|
| 20 | 0.0335019 |
| 100 | 0.167509 |
| 500 | 0.837547 |
| 5,000 | 8.3755 |
| 20,000 | 33.5019 |
| 100,000 | 167.5094 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 596.9813 | 0.267971 XMR | ≈ $2.1 | fast |
| Solana | 596.9813 | 0.267971 XMR | ≈ $0.00047 | fast |
| Polygon | 596.9813 | 0.267971 XMR | ≈ $0.0014 | fast |
| Arbitrum One | 596.9813 | 0.267971 XMR | ≈ $0.0029 | fast |
| TON | 596.9813 | 0.1 XMR | low | fast |
| Ethereum (ERC20) | 596.9813 | 0.267971 XMR | ≈ $0.0063 | medium |
| OMNI | 596.9813 | — | — | — |
| BNB Smart Chain (BEP20) | 596.9813 | 0.39398 XMR | ≈ $0.0023 | fast |
| Avalanche C-Chain | 596.9813 | — | ≈ $0.0014 | fast |
| NEAR open now | 596.9813 | — | — | — |
| Optimism | 596.9813 | — | ≈ $0.00015 | fast |
How the XMR → USDT NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in NEAR and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDT NEAR rate has been
high 616.3828 USDT NEARlow 584.8982 USDT NEAR
Oct 26, 2026 01:49Nov 2, 2026 01:49
high 621.6801 USDT NEARlow 519.7443 USDT NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 621.6801 USDT NEARlow 351.2941 USDT NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 705.6898 USDT NEARlow 292.7429 USDT NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
- 24 hours
- −0.9%
- Week
- −0.05%
- Weekly high
- 616.3828 USDT NEAR
- Weekly low
- 584.8982 USDT NEAR
- Spread
- 5.38%
Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDT NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 605.815 | 595.5692 | 601.7046 | −0.9% |
| Week | 616.3828 | 584.8982 | 597.8273 | −0.05% |
| Month | 621.6801 | 519.7443 | 571.1386 | +10.87% |
| Quarter | 621.6801 | 351.2941 | 507.1406 | +65.49% |
Figures are in USDT NEAR per unit sent, from market data.
Daily XMR → USDT NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 603.1338 USDT NEAR | +2.61% |
| Oct 31, 2026 | 587.7751 USDT NEAR | −2.73% |
| Oct 30, 2026 | 604.2772 USDT NEAR | +0.96% |
| Oct 29, 2026 | 598.5017 USDT NEAR | −1.54% |
| Oct 28, 2026 | 607.8581 USDT NEAR | +1.55% |
| Oct 27, 2026 | 598.5971 USDT NEAR | +0.77% |
| Oct 26, 2026 | 593.9987 USDT NEAR | −3.62% |
Daily RubyCash rate: XMR → USDT NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 598.1779 USDT NEAR | 595.4702 |
| Oct 31, 2026 | 598.9421 USDT NEAR | 597.9233 |
| Oct 30, 2026 | 589.802 USDT NEAR | 595.1393 |
| Oct 29, 2026 | 612.8282 USDT NEAR | 612.8139 |
| Oct 28, 2026 | 600.4101 USDT NEAR | 603.1854 |
| Oct 27, 2026 | 610.5155 USDT NEAR | 604.6037 |
| Oct 26, 2026 | 599.1734 USDT NEAR | 594.1839 |
| Oct 25, 2026 | 603.487 USDT NEAR | 605.2641 |
| Oct 24, 2026 | 615.0504 USDT NEAR | 612.827 |
| Oct 22, 2026 | 611.6015 USDT NEAR | 608.7348 |
| Oct 21, 2026 | 624.9747 USDT NEAR | 617.1088 |
| Oct 20, 2026 | 613.6829 USDT NEAR | 615.8371 |
| Oct 19, 2026 | 604.9148 USDT NEAR | 599.1831 |
| Oct 18, 2026 | 595.8954 USDT NEAR | 591.9046 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and USDT
Monero XMR- Price
- $594.97
- 24 hours
- −0.93%
- Week
- −1.56%
- Market cap
- $11.2 B
- 24-hour turnover
- $83 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Tether USDT- Price
- $0.99916
- 24 hours
- −0.04%
- Week
- +0.01%
- Market cap
- $179.97 B
- 24-hour turnover
- $25.81 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
Source: CoinGecko, Nov 1, 2026 23:54.
Monero against Tether
| Monero (XMR) | Tether (USDT) | |
|---|---|---|
| Ticker | XMR | USDT |
| Type | coin of its own network | token |
| Launched | 2014 | 2014 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.83 M XMR | 180.12 B USDT |
| Market cap | $11.2 B | $179.97 B |
| Rank by cap | #13 | #3 |
| Network | — | NEAR |
| Built by | — | Tether Limited |
Daily moves of XMR and USDT over 90 days line up at 0.06 — they travel apart.
Common questions: XMR → USDT NEAR
What rate does XMR to USDT NEAR run at?
As of Nov 2, 2026 01:49 it is 1 XMR = 596.9813 USDT NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $596.48.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDT NEAR take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDT NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDT NEAR rate do this month?
The month came in at plus 10.87%. Low 519.7443, high 621.6801, middle 571.1386 USDT NEAR per XMR.
Can a XMR to USDT NEAR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDT NEAR to XMR?
Yes, the reverse direction is open: 1 USDT NEAR = 0.00168856 XMR. The link sits right under the calculator.
Worth reading
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