Swap Monero (XMR) for USD Coin (USDC BEP20)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 19:43
- Payout network
- BNB Smart Chain (BEP20)
- 24 hours
- +3.96%
You get
USDC BEP20
Start the order
USDC BEP20
The figure is indicative; the exact amount is locked in the order.
Today XMR goes for 509.9408 USDC BEP20, and USDC BEP20 goes for 0.00196101 XMR. Market over 24 hours: XMR against USDC BEP20 plus 3.96%. The week added plus 0.5%.
The weekly corridor ran from 490.4272 to 541.7462 USDC BEP20, a spread of 10.46%.
The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($9.6 B) and USD Coin 6th ($73.56 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).
Who takes the XMR → USDC BEP20 route
- Sitting out the swingsXMR moved +20.59% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
- A road both waysThe USDC BEP20 → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDC BEP20 rate and amounts
1 XMR = 509.9408 USDC BEP20
1 USDC BEP20 = 0.00196101 XMR
Send XMR — receive USDC BEP20
| XMR | USDC BEP20 |
|---|---|
| 0.02 | 10.1988 |
| 0.1 | 50.9941 |
| 0.5 | 254.9704 |
| 5 | 2,549.7 |
| 20 | 10,198.82 |
| 100 | 50,994.08 |
Need USDC BEP20 — send this much XMR
| USDC BEP20 | XMR |
|---|---|
| 20 | 0.0392202 |
| 100 | 0.196101 |
| 500 | 0.980506 |
| 5,000 | 9.8051 |
| 20,000 | 39.2202 |
| 100,000 | 196.1012 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 509.9408 | 0.267971 XMR | ≈ $0.0018 | fast |
| Solana | 509.9408 | 0.1 XMR | ≈ $0.00051 | fast |
| Ethereum (ERC20) | 509.9408 | 0.267971 XMR | ≈ $0.058 | medium |
| Arbitrum One | 509.9408 | — | ≈ $0.0032 | fast |
| BASE | 509.9408 | — | — | — |
| BNB Smart Chain (BEP20) open now | 509.9408 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 509.9408 | — | ≈ < $0.0001 | fast |
| NEAR | 509.9408 | — | — | — |
| Optimism | 509.9408 | — | ≈ $0.00018 | fast |
| XLM | 509.9408 | — | — | — |
How the XMR → USDC BEP20 order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDC BEP20 rate has been
high 541.7462 USDC BEP20low 490.4272 USDC BEP20
Sep 10, 2026 19:44Sep 17, 2026 19:44
high 555.6649 USDC BEP20low 410.3042 USDC BEP20
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 555.6649 USDC BEP20low 303.7019 USDC BEP20
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 705.7366 USDC BEP20low 286.6744 USDC BEP20
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +3.96%
- Week
- +0.5%
- Weekly high
- 541.7462 USDC BEP20
- Weekly low
- 490.4272 USDC BEP20
- Spread
- 10.46%
Market data from CoinGecko as of Sep 17, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDC BEP20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 503.8794 | 490.4272 | 496.6206 | +3.96% |
| Week | 541.7462 | 490.4272 | 515.4667 | +0.5% |
| Month | 555.6649 | 410.3042 | 481.5603 | +20.6% |
| Quarter | 555.6649 | 303.7019 | 390.8596 | +56.96% |
Figures are in USDC BEP20 per unit sent, from market data.
Daily XMR → USDC BEP20 rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 501.0735 USDC BEP20 | −1.14% |
| Sep 16, 2026 | 506.8436 USDC BEP20 | −1.51% |
| Sep 15, 2026 | 514.6035 USDC BEP20 | −0.69% |
| Sep 14, 2026 | 518.1694 USDC BEP20 | −3.82% |
| Sep 13, 2026 | 538.7305 USDC BEP20 | +3.22% |
| Sep 12, 2026 | 521.9096 USDC BEP20 | +2.68% |
| Sep 11, 2026 | 508.2879 USDC BEP20 | −0.88% |
The numbers on XMR and USDC
Monero XMR- Price
- $510.59
- 24 hours
- +3.94%
- Week
- +1%
- Market cap
- $9.6 B
- 24-hour turnover
- $120.26 M
- Rank by cap
- #13
- In circulation
- 18.81 M XMR
- Record price
- $797.73
USD Coin USDC- Price
- $0.999605
- 24 hours
- −0.02%
- Week
- 0%
- Market cap
- $73.56 B
- 24-hour turnover
- $19.78 B
- Rank by cap
- #6
- In circulation
- 73.59 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 18:54.
Monero against USD Coin
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.81 M XMR | 73.59 B USDC |
| Market cap | $9.6 B | $73.56 B |
| Rank by cap | #13 | #6 |
| Network | — | BNB Smart Chain (BEP20) |
| Fees are paid in | — | BNB |
| Built by | — | Circle |
Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.
Common questions: XMR → USDC BEP20
What rate does XMR to USDC BEP20 run at?
As of Sep 17, 2026 19:43 it is 1 XMR = 509.9408 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $509.74.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC BEP20 rate do this month?
The month came in at plus 20.6%. Low 410.3042, high 555.6649, middle 481.5603 USDC BEP20 per XMR.
Can a XMR to USDC BEP20 swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC BEP20 to XMR?
Yes, the reverse direction is open: 1 USDC BEP20 = 0.00197342 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → USDS508.3178
XMR → USDT Arbitrum510.1958- XMR → USDT BEP20510.1958
- XMR → USDT AVAX C510.1958
- XMR → USDT ERC20510.1958
- XMR → USDT NEAR510.1958
- XMR → USDT OMNI510.1958
- XMR → USDT Optimism510.1958
