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  1. Swap Monero (XMR) for USD Coin (USDC BEP20)

Swap Monero (XMR) for USD Coin (USDC BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 02:09

Payout network
BNB Smart Chain (BEP20)
24 hours
−0.9%
You get 599.4472 USDC BEP20
Start the order
Rate
1 XMR = 599.4472 USDC BEP20
Up to
16,800 XMR

The figure is indicative; the exact amount is locked in the order.

Today XMR goes for 599.4472 USDC BEP20, and USDC BEP20 goes for 0.0016682 XMR. Market over 24 hours: XMR against USDC BEP20 minus 0.9%. The week added minus 0.05%.

The weekly corridor ran from 584.6004 to 615.9832 USDC BEP20, a spread of 5.37%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.2 B) and USD Coin 6th ($71.5 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).

Who takes the XMR → USDC BEP20 route

  • Sitting out the swingsXMR moved +10.82% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
  • A road both waysThe USDC BEP20 → XMR direction is open too, so going back into XMR takes the same route.

XMR → USDC BEP20 rate and amounts

1 XMR = 599.4472 USDC BEP20
1 USDC BEP20 = 0.0016682 XMR

Send XMR — receive USDC BEP20

XMRUSDC BEP20
0.0211.9889
0.159.9447
0.5299.7236
52,997.24
2011,988.94
10059,944.72

Need USDC BEP20 — send this much XMR

USDC BEP20XMR
200.0333641
1000.16682
5000.834102
5,0008.341
20,00033.3641
100,000166.8204

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer XMRFromNetwork feeSpeed
Polygon599.44720.267971 XMR≈ $0.0016fast
Solana599.44720.1 XMR≈ $0.00047fast
Ethereum (ERC20)599.44720.267971 XMR≈ $0.005medium
Arbitrum One599.4472—≈ $0.003fast
BASE599.4472———
BNB Smart Chain (BEP20) open now599.4472—≈ $0.0023fast
Avalanche C-Chain599.4472—≈ $0.0014fast
NEAR599.4472———
Optimism599.4472—≈ $0.00015fast
XLM599.4472———

XMR → USDC: compare all networks USDC network fees

How the XMR → USDC BEP20 order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
  3. Send XMR in Monero for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XMR for USDC BEP20

Check this before sending XMR

  • The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to USDC BEP20 rate has been

high 615.9832 USDC BEP20low 584.6004 USDC BEP20
Oct 26, 2026 02:11Nov 2, 2026 02:11
high 621.4799 USDC BEP20low 519.526 USDC BEP20
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 621.4799 USDC BEP20low 351.1647 USDC BEP20
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 705.7366 USDC BEP20low 292.568 USDC BEP20
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
−0.9%
Week
−0.05%
Weekly high
615.9832 USDC BEP20
Weekly low
584.6004 USDC BEP20
Spread
5.37%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/USDC BEP20 travelled, by period

PeriodHighLowMiddleNet move
24 hours605.4921595.2132601.3931−0.9%
Week615.9832584.6004597.4837−0.05%
Month621.4799519.526570.8759+10.83%
Quarter621.4799351.1647507.0039+65.46%

Figures are in USDC BEP20 per unit sent, from market data.

Daily XMR → USDC BEP20 rate

DayCloseAgainst the day before
Nov 1, 2026602.815 USDC BEP20+2.63%
Oct 31, 2026587.3862 USDC BEP20−2.72%
Oct 30, 2026603.7791 USDC BEP20+0.93%
Oct 29, 2026598.239 USDC BEP20−1.53%
Oct 28, 2026607.541 USDC BEP20+1.56%
Oct 27, 2026598.1933 USDC BEP20+0.78%
Oct 26, 2026593.5721 USDC BEP20−3.64%

Daily RubyCash rate: XMR → USDC BEP20

DateRubyCash rateMarket rate
Nov 1, 2026597.98 USDC BEP20595.1319
Oct 31, 2026598.1047 USDC BEP20597.61
Oct 30, 2026588.801 USDC BEP20594.7613
Oct 29, 2026612.0325 USDC BEP20612.4502
Oct 28, 2026599.9302 USDC BEP20602.9349
Oct 27, 2026609.7229 USDC BEP20604.2885
Oct 26, 2026598.3357 USDC BEP20593.8022
Oct 25, 2026602.8239 USDC BEP20604.9626
Oct 24, 2026614.2518 USDC BEP20612.553
Oct 22, 2026611.0515 USDC BEP20608.4011
Oct 21, 2026624.4128 USDC BEP20616.9057
Oct 20, 2026613.2536 USDC BEP20615.4996
Oct 19, 2026604.3105 USDC BEP20598.7619
Oct 18, 2026595.1812 USDC BEP20591.5565

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XMR and USDC

Monero XMR
Price
$594.97
24 hours
−0.93%
Week
−1.56%
Market cap
$11.2 B
24-hour turnover
$83 M
Rank by cap
#13
In circulation
18.83 M XMR
Record price
$797.73
USD Coin USDC
Price
$0.999728
24 hours
−0.03%
Week
+0.01%
Market cap
$71.5 B
24-hour turnover
$6.06 B
Rank by cap
#6
In circulation
71.52 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 23:54.

Monero against USD Coin

Monero (XMR)USD Coin (USDC)
TickerXMRUSDC
Typecoin of its own networktoken
Launched20142018
ConsensusProof of Work (RandomX)—
Block~2 min—
Supply capno capno cap
Privacyalways on—
In circulation18.83 M XMR71.52 B USDC
Market cap$11.2 B$71.5 B
Rank by cap#13#6
Network—BNB Smart Chain (BEP20)
Fees are paid in—BNB
Built by—Circle

Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.

Common questions: XMR → USDC BEP20

What rate does XMR to USDC BEP20 run at?
As of Nov 2, 2026 02:09 it is 1 XMR = 599.4472 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $599.28.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC BEP20 rate do this month?
The month came in at plus 10.83%. Low 519.526, high 621.4799, middle 570.8759 USDC BEP20 per XMR.
Can a XMR to USDC BEP20 swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC BEP20 to XMR?
Yes, the reverse direction is open: 1 USDC BEP20 = 0.0016903 XMR. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send XMR, receive something else

Receive USDC BEP20, send something else

XMR USDC BEP20 All directions All currencies

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