Swap Monero (XMR) for USD Coin (USDC Polygon)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 03:58
- Orders from
- 0.267971 XMR ≈ $137.31
- Payout network
- Polygon
- 24 hours
- +4.68%
You get
USDC Polygon
Start the order
USDC Polygon
The figure is indicative; the exact amount is locked in the order.
The direction runs at 520.205 USDC Polygon per XMR, or 0.00192232 XMR per USDC Polygon. Market over 24 hours: XMR against USDC Polygon plus 4.68%. The week added plus 0.81%.
The weekly corridor ran from 486.8963 to 544.4189 USDC Polygon, a spread of 11.81%. A single order takes 0.267971 to 19,500 XMR. In dollars that is roughly $137.31.
The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($9.64 B) and USD Coin 6th ($73.86 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).
Who takes the XMR → USDC Polygon route
- Sitting out the swingsXMR moved +20.59% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
- A road both waysThe USDC Polygon → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDC Polygon rate and amounts
1 XMR = 520.205 USDC Polygon
1 USDC Polygon = 0.00192232 XMR
Send XMR — receive USDC Polygon
| XMR | USDC Polygon |
|---|---|
| 0.5 | 260.1025 |
| 1 | 520.205 |
| 5 | 2,601.03 |
| 10 | 5,202.05 |
| 50 | 26,010.25 |
| 100 | 52,020.5 |
Need USDC Polygon — send this much XMR
| USDC Polygon | XMR |
|---|---|
| 200 | 0.384464 |
| 1,000 | 1.9223 |
| 2,000 | 3.8446 |
| 10,000 | 19.2232 |
| 20,000 | 38.4464 |
| 100,000 | 192.2319 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon open now | 520.205 | 0.267971 XMR | ≈ $0.0018 | fast |
| Solana | 520.205 | 0.1 XMR | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 520.205 | 0.267971 XMR | ≈ $0.0089 | medium |
| Arbitrum One | 520.205 | — | ≈ $0.0032 | fast |
| BASE | 520.205 | — | — | — |
| BNB Smart Chain (BEP20) | 520.205 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 520.205 | — | ≈ < $0.0001 | fast |
| NEAR | 520.205 | — | — | — |
| Optimism | 520.205 | — | ≈ $0.00016 | fast |
| XLM | 520.205 | — | — | — |
How the XMR → USDC Polygon order runs
- Work out the amount in the calculator: orders start at 0.267971 XMR.
- Enter a USDC address in Polygon and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is Polygon. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 0.267971 XMR.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDC Polygon rate has been
high 544.4189 USDC Polygonlow 486.8963 USDC Polygon
Sep 11, 2026 04:00Sep 18, 2026 04:00
high 555.6649 USDC Polygonlow 410.3042 USDC Polygon
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 555.6649 USDC Polygonlow 303.7019 USDC Polygon
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 705.7366 USDC Polygonlow 286.6744 USDC Polygon
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +4.68%
- Week
- +0.81%
- Weekly high
- 544.4189 USDC Polygon
- Weekly low
- 486.8963 USDC Polygon
- Spread
- 11.81%
Market data from CoinGecko as of Sep 18, 2026 01:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDC Polygon travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 514.5665 | 493.6526 | 503.7344 | +4.68% |
| Week | 544.4189 | 486.8963 | 516.0582 | +0.81% |
| Month | 555.6649 | 410.3042 | 481.5603 | +20.6% |
| Quarter | 555.6649 | 303.7019 | 390.8596 | +56.96% |
Figures are in USDC Polygon per unit sent, from market data.
Daily XMR → USDC Polygon rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 501.0735 USDC Polygon | −1.14% |
| Sep 16, 2026 | 506.8436 USDC Polygon | −1.51% |
| Sep 15, 2026 | 514.6035 USDC Polygon | −0.69% |
| Sep 14, 2026 | 518.1694 USDC Polygon | −3.82% |
| Sep 13, 2026 | 538.7305 USDC Polygon | +3.22% |
| Sep 12, 2026 | 521.9096 USDC Polygon | +2.68% |
| Sep 11, 2026 | 508.2879 USDC Polygon | −0.88% |
Daily RubyCash rate: XMR → USDC Polygon
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 518.3565 USDC Polygon | 512.5904 |
| Sep 17, 2026 | 517.0807 USDC Polygon | 512.5904 |
| Sep 16, 2026 | 493.0074 USDC Polygon | 493.5562 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XMR and USDC
Monero XMR- Price
- $512.41
- 24 hours
- +4.67%
- Week
- +0.2%
- Market cap
- $9.64 B
- 24-hour turnover
- $116.98 M
- Rank by cap
- #13
- In circulation
- 18.81 M XMR
- Record price
- $797.73
USD Coin USDC- Price
- $0.999648
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.86 B
- 24-hour turnover
- $15.35 B
- Rank by cap
- #6
- In circulation
- 73.88 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 01:24.
Monero against USD Coin
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.81 M XMR | 73.88 B USDC |
| Market cap | $9.64 B | $73.86 B |
| Rank by cap | #13 | #6 |
| Network | — | Polygon |
| Fees are paid in | — | POL |
| Built by | — | Circle |
Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.
Common questions: XMR → USDC Polygon
What rate does XMR to USDC Polygon run at?
As of Sep 18, 2026 03:58 it is 1 XMR = 520.205 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $520.02.
What amounts does XMR → USDC Polygon accept?
From 0.267971 to 19,500 XMR per order. The lower limit is roughly $137.31.
Where does the 0.267971 XMR floor come from?
Network fees and order handling eat a small transfer alive — below 0.267971 XMR the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC Polygon take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC Polygon rate do this month?
The month came in at plus 20.6%. Low 410.3042, high 555.6649, middle 481.5603 USDC Polygon per XMR.
Can a XMR to USDC Polygon swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC Polygon to XMR?
Yes, the reverse direction is open: 1 USDC Polygon = 0.00194362 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → USDS518.9122
XMR → USDT Arbitrum520.6732- XMR → USDT BEP20520.6732
- XMR → USDT AVAX C520.6732
- XMR → USDT ERC20520.6732
- XMR → USDT NEAR520.6732
- XMR → USDT OMNI520.6732
- XMR → USDT Optimism520.6732
