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  1. Swap Monero (XMR) for USD Coin (USDC Polygon)

Swap Monero (XMR) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 15:54

Orders from
0.267971 XMR ≈ $163.27
Payout network
Polygon
24 hours
+0.85%
You get 610.0282 USDC Polygon
Start the order
Rate
1 XMR = 610.0282 USDC Polygon
From
0.267971 XMR
Up to
16,400 XMR

The figure is indicative; the exact amount is locked in the order.

The direction runs at 610.0282 USDC Polygon per XMR, or 0.00163927 XMR per USDC Polygon. Market over 24 hours: XMR against USDC Polygon plus 0.85%. The week added plus 3.3%.

The weekly corridor ran from 588.0104 to 621.7916 USDC Polygon, a spread of 5.74%. A single order takes 0.267971 to 16,400 XMR. In dollars that is roughly $163.27.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.47 B) and USD Coin 6th ($71.28 B). Daily moves of XMR and USDC over 90 days line up at -0.06 (they travel apart).

Who takes the XMR → USDC Polygon route

  • Sitting out the swingsXMR moved +12.51% over the past month. USDC tracks the dollar, so after the swap the value stops following XMR.
  • A road both waysThe USDC Polygon → XMR direction is open too, so going back into XMR takes the same route.

XMR → USDC Polygon rate and amounts

1 XMR = 610.0282 USDC Polygon
1 USDC Polygon = 0.00163927 XMR

Send XMR — receive USDC Polygon

XMRUSDC Polygon
0.5305.0141
1610.0282
53,050.14
106,100.28
5030,501.41
10061,002.82

Need USDC Polygon — send this much XMR

USDC PolygonXMR
2000.327854
1,0001.6393
2,0003.2785
10,00016.3927
20,00032.7854
100,000163.9269

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer XMRFromNetwork feeSpeed
Polygon open now610.02820.267971 XMR≈ $0.0015fast
Solana610.02820.1 XMR≈ $0.00047fast
Ethereum (ERC20)610.02820.267971 XMR≈ $0.019medium
Arbitrum One610.0282—≈ $0.003fast
BASE610.0282———
BNB Smart Chain (BEP20)610.0282—≈ $0.0023fast
Avalanche C-Chain610.0282—≈ $0.0014fast
NEAR610.0282———
Optimism610.0282—≈ $0.00015fast
XLM610.0282———

XMR → USDC: compare all networks USDC network fees

How the XMR → USDC Polygon order runs

  1. Work out the amount in the calculator: orders start at 0.267971 XMR.
  2. Enter a USDC address in Polygon and a way to reach you.
  3. Send XMR in Monero for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XMR for USDC Polygon

Check this before sending XMR

  • The address network is Polygon. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 0.267971 XMR.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to USDC Polygon rate has been

high 621.7916 USDC Polygonlow 588.0104 USDC Polygon
Oct 26, 2026 15:55Nov 2, 2026 15:55
high 621.4799 USDC Polygonlow 519.526 USDC Polygon
Oct 3, 2026 03:00Nov 2, 2026 03:00
high 621.4799 USDC Polygonlow 351.1647 USDC Polygon
Aug 4, 2026 03:00Nov 2, 2026 03:00
high 705.7366 USDC Polygonlow 292.568 USDC Polygon
Nov 3, 2025 03:00Nov 2, 2026 03:00
24 hours
+0.85%
Week
+3.3%
Weekly high
621.7916 USDC Polygon
Weekly low
588.0104 USDC Polygon
Spread
5.74%

Market data from CoinGecko as of Nov 2, 2026 14:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/USDC Polygon travelled, by period

PeriodHighLowMiddleNet move
24 hours608.4117595.2132601.8868+0.85%
Week621.7916588.0104599.4264+3.3%
Month621.4799519.526572.8071+12.56%
Quarter621.4799351.1647509.6354+67.75%

Figures are in USDC Polygon per unit sent, from market data.

Daily XMR → USDC Polygon rate

DayCloseAgainst the day before
Nov 2, 2026607.5002 USDC Polygon+1.4%
Nov 1, 2026599.0999 USDC Polygon+1.99%
Oct 31, 2026587.3862 USDC Polygon−2.72%
Oct 30, 2026603.7791 USDC Polygon+0.93%
Oct 29, 2026598.239 USDC Polygon−1.53%
Oct 28, 2026607.541 USDC Polygon+1.56%
Oct 27, 2026598.1933 USDC Polygon+0.78%

Daily RubyCash rate: XMR → USDC Polygon

DateRubyCash rateMarket rate
Nov 2, 2026609.787 USDC Polygon609.525
Nov 1, 2026597.98 USDC Polygon595.1319
Oct 31, 2026598.1047 USDC Polygon597.61
Oct 30, 2026588.801 USDC Polygon594.7613
Oct 29, 2026612.0325 USDC Polygon612.4502
Oct 28, 2026599.9302 USDC Polygon602.9349
Oct 27, 2026609.7229 USDC Polygon604.2885
Oct 26, 2026598.3357 USDC Polygon593.8022
Oct 25, 2026602.8239 USDC Polygon604.9626
Oct 24, 2026614.2518 USDC Polygon612.553
Oct 22, 2026611.0515 USDC Polygon608.4011
Oct 21, 2026624.4128 USDC Polygon616.9057
Oct 20, 2026613.2536 USDC Polygon615.4996
Oct 19, 2026604.3105 USDC Polygon598.7619

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XMR and USDC

Monero XMR
Price
$609.28
24 hours
+0.81%
Week
+3.33%
Market cap
$11.47 B
24-hour turnover
$122.36 M
Rank by cap
#13
In circulation
18.83 M XMR
Record price
$797.73
USD Coin USDC
Price
$0.999598
24 hours
−0.04%
Week
−0.01%
Market cap
$71.28 B
24-hour turnover
$8.54 B
Rank by cap
#6
In circulation
71.31 B USDC
Record price
$1.04

Source: CoinGecko, Nov 2, 2026 14:54.

Monero against USD Coin

Monero (XMR)USD Coin (USDC)
TickerXMRUSDC
Typecoin of its own networktoken
Launched20142018
ConsensusProof of Work (RandomX)—
Block~2 min—
Supply capno capno cap
Privacyalways on—
In circulation18.83 M XMR71.31 B USDC
Market cap$11.47 B$71.28 B
Rank by cap#13#6
Network—Polygon
Fees are paid in—POL
Built by—Circle

Daily moves of XMR and USDC over 90 days line up at -0.06 — they travel apart.

Common questions: XMR → USDC Polygon

What rate does XMR to USDC Polygon run at?
As of Nov 2, 2026 15:54 it is 1 XMR = 610.0282 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $609.78.
What amounts does XMR → USDC Polygon accept?
From 0.267971 to 16,400 XMR per order. The lower limit is roughly $163.27.
Where does the 0.267971 XMR floor come from?
Network fees and order handling eat a small transfer alive — below 0.267971 XMR the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDC Polygon take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC Polygon rate do this month?
The month came in at plus 12.56%. Low 519.526, high 621.4799, middle 572.8071 USDC Polygon per XMR.
Can a XMR to USDC Polygon swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC Polygon to XMR?
Yes, the reverse direction is open: 1 USDC Polygon = 0.00165743 XMR. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send XMR, receive something else

Receive USDC Polygon, send something else

XMR USDC Polygon All directions All currencies

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