Swap Monero (XMR) for Tether (USDT BEP20)

Q: What rate does XMR to USDT BEP20 run at?

As of Sep 17, 2026 00:48 it is 1 XMR = 494.0976 USDT BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $493.75.

Q: What amounts does XMR → USDT BEP20 accept?

From 0.39398 to 20,500 XMR per order. The lower limit is roughly $192.25.

Q: Where does the 0.39398 XMR floor come from?

Network fees and order handling eat a small transfer alive — below 0.39398 XMR the swap stops making sense for either side.

Q: What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.

Q: How long does XMR to USDT BEP20 take?

The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.

Q: Which network will USDT BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Q: Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

Q: What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Q: Can a XMR to USDT BEP20 swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Q: Can I go back, USDT BEP20 to XMR?

The USDT BEP20 → XMR direction is closed at the moment. What else USDT BEP20 can turn into is in the list below.

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 00:48

Orders from: 0.39398 XMR ≈ $192.25
Payout network: BNB Smart Chain (BEP20)
24 hours: −2.94%

You send

XMR

You get 494.0976

USDT BEP20

Start the order

Rate: 1 XMR = 494.0976 USDT BEP20
From: 0.39398 XMR
Up to: 20,500 XMR

The figure is indicative; the exact amount is locked in the order.

The direction runs at 494.0976 USDT BEP20 per XMR, or 0.00202389 XMR per USDT BEP20. Market over 24 hours: XMR against USDT BEP20 minus 2.94%. The week added minus 3.84%.

The weekly corridor ran from 491.2138 to 544.4449 USDT BEP20, a spread of 10.84%. A single order takes 0.39398 to 20,500 XMR. In dollars that is roughly $192.25.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Monero sits 15th ($9.17 B) and Tether 3th ($183.31 B).

Who takes the XMR → USDT BEP20 route

Sitting out the swingsUSDT tracks the dollar: after the swap the value of your funds stops following XMR.

XMR → USDT BEP20 rate and amounts

1 XMR = 494.0976 USDT BEP20

1 USDT BEP20 = 0.00202389 XMR

Send XMR — receive USDT BEP20

XMR	USDT BEP20
0.5	247.0488
2	988.1951
5	2,470.49
20	9,881.95
50	24,704.88
200	98,819.51

Need USDT BEP20 — send this much XMR

USDT BEP20	XMR
200	0.404778
1,000	2.0239
2,000	4.0478
10,000	20.2389
20,000	40.4778
100,000	202.3892

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XMR	From	Network fee	Speed
TRON (TRC20)	494.0976	0.267971 XMR	≈ $2.3	fast
Solana	494.0976	0.267971 XMR	≈ $0.00049	fast
Polygon	494.0976	0.267971 XMR	≈ $0.0017	fast
Arbitrum One	494.0976	0.267971 XMR	≈ $0.0031	fast
TON	494.0976	0.1 XMR	low	fast
Ethereum (ERC20)	494.0976	0.267971 XMR	≈ $0.018	medium
OMNI	494.0976	—	—	—
BNB Smart Chain (BEP20) open now	494.0976	0.39398 XMR	≈ $0.0023	fast
Avalanche C-Chain	494.0976	—	≈ < $0.0001	fast
NEAR	494.0976	—	—	—
Optimism	494.0976	—	≈ $0.00016	fast

XMR → USDT: compare all networks USDT network fees

How the XMR → USDT BEP20 order runs

Work out the amount in the calculator: orders start at 0.39398 XMR.
Enter a USDT address in BNB Smart Chain (BEP20) and a way to reach you.
Send XMR in Monero for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XMR for USDT BEP20

Check this before sending XMR

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 0.39398 XMR.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to USDT BEP20 rate has been

Week

high 544.4449 USDT BEP20low 491.2138 USDT BEP20

Sep 10, 2026 00:51Sep 17, 2026 00:51

24 hours: −2.94%
Week: −3.84%
Weekly high: 544.4449 USDT BEP20
Weekly low: 491.2138 USDT BEP20
Spread: 10.84%

Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/USDT BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	509.8375	491.2138	502.471	−2.94%
Week	544.4449	491.2138	517.3849	−3.84%

Figures are in USDT BEP20 per unit sent, from market data.

The numbers on XMR and USDT

Monero XMR

Price: $487.97
24 hours: −2.96%
Week: −4%
Market cap: $9.17 B
24-hour turnover: $102.76 M
Rank by cap: #15
In circulation: 18.81 M XMR
Record price: $797.73

Tether USDT

Price: $0.999299
24 hours: −0.02%
Week: −0.1%
Market cap: $183.31 B
24-hour turnover: $63.86 B
Rank by cap: #3
In circulation: 183.44 B USDT
Record price: $1.32

Source: CoinGecko, Sep 16, 2026 21:24.

Monero against Tether

	Monero (XMR)	Tether (USDT)
Ticker	XMR	USDT
Type	coin of its own network	token
Launched	2014	2014
Consensus	Proof of Work (RandomX)	—
Block	~2 min	—
Supply cap	no cap	no cap
Privacy	always on	—
In circulation	18.81 M XMR	183.44 B USDT
Market cap	$9.17 B	$183.31 B
Rank by cap	#15	#3
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB
Built by	—	Tether Limited

Common questions: XMR → USDT BEP20

What rate does XMR to USDT BEP20 run at?

As of Sep 17, 2026 00:48 it is 1 XMR = 494.0976 USDT BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $493.75.

What amounts does XMR → USDT BEP20 accept?

From 0.39398 to 20,500 XMR per order. The lower limit is roughly $192.25.

Where does the 0.39398 XMR floor come from?

Network fees and order handling eat a small transfer alive — below 0.39398 XMR the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.

How long does XMR to USDT BEP20 take?

The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.

Which network will USDT BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?