Swap Monero (XMR) for Tether (USDT BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 03:24

Orders from: 0.39398 XMR ≈ $235.77
Payout network: BNB Smart Chain (BEP20)
24 hours: +1.89%

You send

XMR

You get 604.6333

USDT BEP20

Start the order

Rate: 1 XMR = 604.6333 USDT BEP20
From: 0.39398 XMR
Up to: 16,700 XMR

The figure is indicative; the exact amount is locked in the order.

The direction runs at 604.6333 USDT BEP20 per XMR, or 0.0016539 XMR per USDT BEP20. Market over 24 hours: XMR against USDT BEP20 plus 1.89%. The week added minus 2.52%.

The weekly corridor ran from 584.5849 to 622.7514 USDT BEP20, a spread of 6.53%. A single order takes 0.39398 to 16,700 XMR. In dollars that is roughly $235.77.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Monero sits 13th ($11.27 B) and Tether 3th ($180.04 B). Daily moves of XMR and USDT over 90 days line up at 0.07 (they travel apart).

Who takes the XMR → USDT BEP20 route

Sitting out the swingsXMR moved +9.79% over the past month. USDT tracks the dollar, so after the swap the value stops following XMR.

XMR → USDT BEP20 rate and amounts

1 XMR = 604.6333 USDT BEP20

1 USDT BEP20 = 0.0016539 XMR

Send XMR — receive USDT BEP20

XMR	USDT BEP20
0.5	302.3166
1	604.6333
5	3,023.17
10	6,046.33
50	30,231.66
100	60,463.33

Need USDT BEP20 — send this much XMR

USDT BEP20	XMR
500	0.826948
1,000	1.6539
5,000	8.2695
10,000	16.539
50,000	82.6948
100,000	165.3895

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XMR	From	Network fee	Speed
TRON (TRC20)	604.6333	0.267971 XMR	≈ $2.1	fast
Solana	604.6333	0.267971 XMR	≈ $0.00048	fast
Polygon	604.6333	0.267971 XMR	≈ $0.0017	fast
Arbitrum One	604.6333	0.267971 XMR	≈ $0.0029	fast
TON	604.6333	0.1 XMR	low	fast
Ethereum (ERC20)	604.6333	0.267971 XMR	≈ $0.0055	medium
OMNI	604.6333	—	—	—
BNB Smart Chain (BEP20) open now	604.6333	0.39398 XMR	≈ $0.0023	fast
Avalanche C-Chain	604.6333	—	≈ $0.0014	fast
NEAR	604.6333	—	—	—
Optimism	604.6333	—	≈ $0.00015	fast

XMR → USDT: compare all networks USDT network fees

How the XMR → USDT BEP20 order runs

Work out the amount in the calculator: orders start at 0.39398 XMR.
Enter a USDT address in BNB Smart Chain (BEP20) and a way to reach you.
Send XMR in Monero for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XMR for USDT BEP20

Check this before sending XMR

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 0.39398 XMR.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XMR to USDT BEP20 rate has been

WeekMonthQuarterYear

high 622.7514 USDT BEP20low 584.5849 USDT BEP20

Oct 25, 2026 03:25Nov 1, 2026 03:25

high 621.6801 USDT BEP20low 519.7443 USDT BEP20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 621.6801 USDT BEP20low 351.2941 USDT BEP20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 705.6898 USDT BEP20low 292.7429 USDT BEP20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +1.89%
Week: −2.52%
Weekly high: 622.7514 USDT BEP20
Weekly low: 584.5849 USDT BEP20
Spread: 6.53%

Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XMR/USDT BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	600.5887	588.7759	595.3365	+1.89%
Week	622.7514	584.5849	599.4705	−2.52%
Month	621.6801	519.7443	569.6023	+9.8%
Quarter	621.6801	351.2941	504.6299	+64.34%

Figures are in USDT BEP20 per unit sent, from market data.

Daily XMR → USDT BEP20 rate

Day	Close	Against the day before
Oct 31, 2026	598.3461 USDT BEP20	−0.98%
Oct 30, 2026	604.2772 USDT BEP20	+0.96%
Oct 29, 2026	598.5017 USDT BEP20	−1.54%
Oct 28, 2026	607.8581 USDT BEP20	+1.55%
Oct 27, 2026	598.5971 USDT BEP20	+0.77%
Oct 26, 2026	593.9987 USDT BEP20	−3.62%
Oct 25, 2026	616.2938 USDT BEP20	+5.39%

Daily RubyCash rate: XMR → USDT BEP20

Date	RubyCash rate	Market rate
Nov 1, 2026	600.3397 USDT BEP20	598.709
Oct 31, 2026	598.9421 USDT BEP20	597.9233
Oct 30, 2026	589.802 USDT BEP20	595.1393
Oct 29, 2026	612.8282 USDT BEP20	612.8139
Oct 28, 2026	600.4101 USDT BEP20	603.1854
Oct 27, 2026	610.5155 USDT BEP20	604.6037
Oct 26, 2026	599.1734 USDT BEP20	594.1839
Oct 25, 2026	603.487 USDT BEP20	605.2641
Oct 24, 2026	615.0504 USDT BEP20	612.827
Oct 22, 2026	611.6015 USDT BEP20	608.7348
Oct 21, 2026	624.9747 USDT BEP20	617.1088
Oct 20, 2026	613.6829 USDT BEP20	615.8371
Oct 19, 2026	604.9148 USDT BEP20	599.1831
Oct 18, 2026	595.8954 USDT BEP20	591.9046

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XMR and USDT

Monero XMR

Price: $598.43
24 hours: +1.92%
Week: −0.71%
Market cap: $11.27 B
24-hour turnover: $92.59 M
Rank by cap: #13
In circulation: 18.83 M XMR
Record price: $797.73

Tether USDT

Price: $0.999534
24 hours: +0.03%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $26.61 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 02:54.

Monero against Tether

	Monero (XMR)	Tether (USDT)
Ticker	XMR	USDT
Type	coin of its own network	token
Launched	2014	2014
Consensus	Proof of Work (RandomX)	—
Block	~2 min	—
Supply cap	no cap	no cap
Privacy	always on	—
In circulation	18.83 M XMR	180.12 B USDT
Market cap	$11.27 B	$180.04 B
Rank by cap	#13	#3
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB
Built by	—	Tether Limited

Daily moves of XMR and USDT over 90 days line up at 0.07 — they travel apart.

Common questions: XMR → USDT BEP20

What rate does XMR to USDT BEP20 run at?

As of Nov 1, 2026 03:24 it is 1 XMR = 604.6333 USDT BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $604.35.

What amounts does XMR → USDT BEP20 accept?

From 0.39398 to 16,700 XMR per order. The lower limit is roughly $235.77.

Where does the 0.39398 XMR floor come from?

Network fees and order handling eat a small transfer alive — below 0.39398 XMR the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.

How long does XMR to USDT BEP20 take?

The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.

Which network will USDT BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XMR to USDT BEP20 rate do this month?

The month came in at plus 9.8%. Low 519.7443, high 621.6801, middle 569.6023 USDT BEP20 per XMR.

Can a XMR to USDT BEP20 swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, USDT BEP20 to XMR?

The USDT BEP20 → XMR direction is closed at the moment. What else USDT BEP20 can turn into is in the list below.