Monero (XMR) to Tether (USDT): rate by network

Compare the XMR to USDT rate on different networks and choose where to receive USDT: rate, minimum, network fee and speed.

Rate as of Sep 16, 2026 23:58

The best rate right now is on Avalanche C-Chain: 1 XMR = 492.0463 USDT. The calculator uses this network.

You get 492.0463 USDT AVAX C
Start the order
Rate
1 XMR = 492.0463 USDT AVAX C
Up to
20,500 XMR

The figure is indicative; the exact amount is locked in the order.

In which network to receive USDT

NetworkRateFromNetwork feeSpeed
Avalanche C-Chain best rate1 XMR = 492.0463 USDT AVAX C≈ < $0.0001fast
NEAR1 XMR = 492.0463 USDT NEAR
Optimism1 XMR = 492.0463 USDT Optimism≈ $0.00016fast
TRON (TRC20)1 XMR = 492.0463 USDT TRC200.267971 XMR≈ $2.3fast
Solana1 XMR = 492.0463 USDT SOL0.267971 XMR≈ $0.00049fast
Polygon1 XMR = 492.0463 USDT Polygon0.267971 XMR≈ $0.0017fast
Arbitrum One1 XMR = 492.0463 USDT Arbitrum0.267971 XMR≈ $0.0032fast
TON1 XMR = 492.0463 USDT TON0.1 XMRlowfast
Ethereum (ERC20)1 XMR = 492.0463 USDT ERC200.267971 XMR≈ $0.025medium
OMNI1 XMR = 492.0463 USDT OMNI
BNB Smart Chain (BEP20)1 XMR = 492.0463 USDT BEP200.39398 XMR≈ $0.0023fast

Fee and speed levels are comparative: both move with how busy the network is.

USDT networks: what is the difference

Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.

Avalanche C-Chain

Avalanche C-Chain is the Ethereum-compatible chain of Avalanche; fees are paid in AVAX.

Optimism

Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.

TRON (TRC20)

TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.

Solana

Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.

Polygon

Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.

Arbitrum One

Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.

TON

Tokens on TON follow the Jetton standard. Transfers are fast and cheap, the fee is paid in the network's native coin, and exchanges often require a comment (memo) with deposits.

Ethereum (ERC20)

ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.

BNB Smart Chain (BEP20)

BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.

XMR → USDT: FAQ

Which USDT network should I choose?
Choose the network that your wallet or exchange supports for USDT deposits. Networks with low fees: Avalanche C-Chain, Optimism, Solana, Polygon, Arbitrum One, TON and BNB Smart Chain (BEP20). The best rate right now is on Avalanche C-Chain.
Is USDT the same on every network?
Yes, it is the same Tether token, but each network has its own addresses and fees. Send and receive only on the network selected in the order.
What is the minimum amount?
It depends on the network: 0.1–0.39398 XMR. The minimum of each network is shown in the table above.
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