Monero (XMR) to Tether (USDT): rate by network
Compare the XMR to USDT rate on different networks and choose where to receive USDT: rate, minimum, network fee and speed.
Rate as of Sep 16, 2026 23:58
The best rate right now is on Avalanche C-Chain: 1 XMR = 492.0463 USDT. The calculator uses this network.
The figure is indicative; the exact amount is locked in the order.
In which network to receive USDT
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| Avalanche C-Chain best rate | 1 XMR = 492.0463 USDT AVAX C | — | ≈ < $0.0001 | fast |
| NEAR | 1 XMR = 492.0463 USDT NEAR | — | — | — |
| Optimism | 1 XMR = 492.0463 USDT Optimism | — | ≈ $0.00016 | fast |
| TRON (TRC20) | 1 XMR = 492.0463 USDT TRC20 | 0.267971 XMR | ≈ $2.3 | fast |
| Solana | 1 XMR = 492.0463 USDT SOL | 0.267971 XMR | ≈ $0.00049 | fast |
| Polygon | 1 XMR = 492.0463 USDT Polygon | 0.267971 XMR | ≈ $0.0017 | fast |
| Arbitrum One | 1 XMR = 492.0463 USDT Arbitrum | 0.267971 XMR | ≈ $0.0032 | fast |
| TON | 1 XMR = 492.0463 USDT TON | 0.1 XMR | low | fast |
| Ethereum (ERC20) | 1 XMR = 492.0463 USDT ERC20 | 0.267971 XMR | ≈ $0.025 | medium |
| OMNI | 1 XMR = 492.0463 USDT OMNI | — | — | — |
| BNB Smart Chain (BEP20) | 1 XMR = 492.0463 USDT BEP20 | 0.39398 XMR | ≈ $0.0023 | fast |
Fee and speed levels are comparative: both move with how busy the network is.
USDT networks: what is the difference
Tether is issued on several blockchains. It is the same USDT, but a transfer arrives only if the address and the network match.
Avalanche C-Chain
Avalanche C-Chain is the Ethereum-compatible chain of Avalanche; fees are paid in AVAX.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.
TRON (TRC20)
TRC20 is the token standard on the TRON network. Transfers are fast, and the fee is paid in TRX or with staked energy — it is usually lower than on Ethereum, which makes TRC20 the most popular network for USDT.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
TON
Tokens on TON follow the Jetton standard. Transfers are fast and cheap, the fee is paid in the network's native coin, and exchanges often require a comment (memo) with deposits.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.