Swap Tezos (XTZ) for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 03:58

Payout network
NEAR
24 hours
+0.62%
You get 0.25221 USDC NEAR
Start the order
Rate
1 XTZ = 0.25221 USDC NEAR
Up to
39,600,000 XTZ

The figure is indicative; the exact amount is locked in the order.

Today XTZ goes for 0.25221 USDC NEAR, and USDC NEAR goes for 3.965 XTZ. Market over 24 hours: XTZ against USDC NEAR plus 0.62%. The week added minus 5.98%.

The weekly corridor ran from 0.242433 to 0.295882 USDC NEAR, a spread of 22.05%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Tezos sits 142th ($276.72 M) and USD Coin 6th ($73.61 B).

Who takes the XTZ → USDC NEAR route

  • Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XTZ.
  • A road both waysThe USDC NEAR → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDC NEAR rate and amounts

1 XTZ = 0.25221 USDC NEAR
1 USDC NEAR = 3.965 XTZ

Send XTZ — receive USDC NEAR

XTZUSDC NEAR
5012.6105
20050.4419
1,000252.2097
10,0002,522.1
50,00012,610.48
200,00050,441.94

Need USDC NEAR — send this much XTZ

USDC NEARXTZ
2079.2991
100396.4955
5001,982.48
5,00019,824.77
20,00079,299.1
100,000396,495.5

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer XTZFromNetwork feeSpeed
Ethereum (ERC20)0.25221777.605 XTZ≈ $0.0099medium
Solana0.25221777.605 XTZ≈ $0.00049fast
Polygon0.25221777.605 XTZ≈ $0.0018fast
Arbitrum One0.25221≈ $0.0032fast
BASE0.25221
BNB Smart Chain (BEP20)0.25221≈ $0.0024fast
Avalanche C-Chain0.25221≈ < $0.0001fast
NEAR open now0.25221
Optimism0.25221≈ $0.00016fast
XLM0.25221

How the XTZ → USDC NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in NEAR and a way to reach you.
  3. Send XTZ in Tezos for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XTZ for USDC NEAR

Check this before sending XTZ

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDC NEAR rate has been

high 0.295882 USDC NEARlow 0.242433 USDC NEAR
Sep 10, 2026 03:59Sep 17, 2026 03:59
24 hours
+0.62%
Week
−5.98%
Weekly high
0.295882 USDC NEAR
Weekly low
0.242433 USDC NEAR
Spread
22.05%

Market data from CoinGecko as of Sep 17, 2026 03:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDC NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours0.24990.2424330.246189+0.62%
Week0.2958820.2424330.261509−5.98%

Figures are in USDC NEAR per unit sent, from market data.

The numbers on XTZ and USDC

Tezos XTZ
Price
$0.252513
24 hours
+0.61%
Week
−1.3%
Market cap
$276.72 M
24-hour turnover
$6.95 M
Rank by cap
#142
In circulation
1.1 B XTZ
Record price
$9.12
USD Coin USDC
Price
$0.999642
24 hours
−0.01%
Week
0%
Market cap
$73.61 B
24-hour turnover
$18.45 B
Rank by cap
#6
In circulation
73.63 B USDC
Record price
$1.04

Source: CoinGecko, Sep 17, 2026 03:24.

Tezos against USD Coin

Tezos (XTZ)USD Coin (USDC)
TickerXTZUSDC
Typecoin of its own networktoken
Launched20182018
Built byArthur Breitman, Kathleen BreitmanCircle
ConsensusLiquid Proof of Stake
Privacytransfers are public
In circulation1.1 B XTZ73.63 B USDC
Market cap$276.72 M$73.61 B
Rank by cap#142#6
NetworkNEAR
Supply capno cap

Common questions: XTZ → USDC NEAR

What rate does XTZ to USDC NEAR run at?
As of Sep 17, 2026 03:58 it is 1 XTZ = 0.25221 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.252119.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.
How long does XTZ to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC NEAR to XTZ?
Yes, the reverse direction is open: 1 USDC NEAR = 3.9969 XTZ. The link sits right under the calculator.

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