Swap Tezos (XTZ) for USD Coin (USDC NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 06:39
- Payout network
- NEAR
- 24 hours
- −0.81%
You get
USDC NEAR
Start the order
USDC NEAR
The figure is indicative; the exact amount is locked in the order.
Today XTZ goes for 0.256473 USDC NEAR, and USDC NEAR goes for 3.899 XTZ. Market over 24 hours: XTZ against USDC NEAR minus 0.81%. The week added minus 13.43%.
The weekly corridor ran from 0.252064 to 0.295323 USDC NEAR, a spread of 17.16%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Tezos sits 140th ($280.53 M) and USD Coin 6th ($71.71 B). Daily moves of XTZ and USDC over 90 days line up at 0.04 (they travel apart).
Who takes the XTZ → USDC NEAR route
- Sitting out the swingsXTZ moved −21.97% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
- A road both waysThe USDC NEAR → XTZ direction is open too, so going back into XTZ takes the same route.
XTZ → USDC NEAR rate and amounts
1 XTZ = 0.256473 USDC NEAR
1 USDC NEAR = 3.899 XTZ
Send XTZ — receive USDC NEAR
| XTZ | USDC NEAR |
|---|---|
| 50 | 12.8237 |
| 200 | 51.2946 |
| 1,000 | 256.4732 |
| 10,000 | 2,564.73 |
| 50,000 | 12,823.66 |
| 200,000 | 51,294.63 |
Need USDC NEAR — send this much XTZ
| USDC NEAR | XTZ |
|---|---|
| 10 | 38.9904 |
| 50 | 194.9522 |
| 500 | 1,949.52 |
| 2,000 | 7,798.09 |
| 20,000 | 77,980.87 |
| 100,000 | 389,904.34 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XTZ | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.256473 | 777.605 XTZ | ≈ $0.0055 | medium |
| Solana | 0.256473 | 777.605 XTZ | ≈ $0.00048 | fast |
| Polygon | 0.256473 | 777.605 XTZ | ≈ $0.0015 | fast |
| Arbitrum One | 0.256473 | — | ≈ $0.0029 | fast |
| BASE | 0.256473 | — | — | — |
| BNB Smart Chain (BEP20) | 0.256473 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.256473 | — | ≈ $0.0014 | fast |
| NEAR open now | 0.256473 | — | — | — |
| Optimism | 0.256473 | — | ≈ $0.00015 | fast |
| XLM | 0.256473 | — | — | — |
How the XTZ → USDC NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in NEAR and a way to reach you.
- Send XTZ in Tezos for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XTZ
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XTZ to USDC NEAR rate has been
high 0.295323 USDC NEARlow 0.252064 USDC NEAR
Oct 25, 2026 06:43Nov 1, 2026 06:43
high 0.337058 USDC NEARlow 0.257826 USDC NEAR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.365685 USDC NEARlow 0.194559 USDC NEAR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.708649 USDC NEARlow 0.194559 USDC NEAR
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −0.81%
- Week
- −13.43%
- Weekly high
- 0.295323 USDC NEAR
- Weekly low
- 0.252064 USDC NEAR
- Spread
- 17.16%
Market data from CoinGecko as of Nov 1, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XTZ/USDC NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.257152 | 0.253771 | 0.25539 | −0.81% |
| Week | 0.295323 | 0.252064 | 0.273112 | −13.43% |
| Month | 0.337058 | 0.257826 | 0.304657 | −18.51% |
| Quarter | 0.365685 | 0.194559 | 0.264993 | +29.68% |
Figures are in USDC NEAR per unit sent, from market data.
Daily XTZ → USDC NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.258068 USDC NEAR | +0.09% |
| Oct 30, 2026 | 0.257826 USDC NEAR | −8.57% |
| Oct 29, 2026 | 0.281993 USDC NEAR | +0.6% |
| Oct 28, 2026 | 0.2803 USDC NEAR | −0.18% |
| Oct 27, 2026 | 0.280806 USDC NEAR | −1.45% |
| Oct 26, 2026 | 0.284945 USDC NEAR | −3.95% |
| Oct 25, 2026 | 0.296654 USDC NEAR | −2.31% |
Daily RubyCash rate: XTZ → USDC NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.254221 USDC NEAR | 0.253342 |
| Oct 31, 2026 | 0.255226 USDC NEAR | 0.253704 |
| Oct 30, 2026 | 0.258917 USDC NEAR | 0.256064 |
| Oct 29, 2026 | 0.26138 USDC NEAR | 0.262526 |
| Oct 28, 2026 | 0.285071 USDC NEAR | 0.282961 |
| Oct 27, 2026 | 0.28134 USDC NEAR | 0.279743 |
| Oct 26, 2026 | 0.279621 USDC NEAR | 0.279996 |
| Oct 25, 2026 | 0.287926 USDC NEAR | 0.288862 |
| Oct 24, 2026 | 0.296524 USDC NEAR | 0.294876 |
| Oct 22, 2026 | 0.303874 USDC NEAR | 0.302063 |
| Oct 21, 2026 | 0.318776 USDC NEAR | 0.319662 |
| Oct 20, 2026 | 0.315197 USDC NEAR | 0.314498 |
| Oct 19, 2026 | 0.30312 USDC NEAR | 0.299742 |
| Oct 18, 2026 | 0.297851 USDC NEAR | 0.294786 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XTZ and USDC
Tezos XTZ- Price
- $0.254958
- 24 hours
- −0.79%
- Week
- −14.09%
- Market cap
- $280.53 M
- 24-hour turnover
- $2.7 M
- Rank by cap
- #140
- In circulation
- 1.1 B XTZ
- Record price
- $9.12
USD Coin USDC- Price
- $0.999999
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.85 B
- Rank by cap
- #6
- In circulation
- 71.71 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 06:24.
Tezos against USD Coin
| Tezos (XTZ) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XTZ | USDC |
| Type | coin of its own network | token |
| Launched | 2018 | 2018 |
| Built by | Arthur Breitman, Kathleen Breitman | Circle |
| Consensus | Liquid Proof of Stake | — |
| Privacy | transfers are public | — |
| In circulation | 1.1 B XTZ | 71.71 B USDC |
| Market cap | $280.53 M | $71.71 B |
| Rank by cap | #140 | #6 |
| Network | — | NEAR |
| Supply cap | — | no cap |
Daily moves of XTZ and USDC over 90 days line up at 0.04 — they travel apart.
Common questions: XTZ → USDC NEAR
What rate does XTZ to USDC NEAR run at?
As of Nov 1, 2026 06:39 it is 1 XTZ = 0.256473 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.256473.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.
How long does XTZ to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XTZ to USDC NEAR rate do this month?
The month came in at minus 18.51%. Low 0.257826, high 0.337058, middle 0.304657 USDC NEAR per XTZ.
Can I go back, USDC NEAR to XTZ?
Yes, the reverse direction is open: 1 USDC NEAR = 3.9305 XTZ. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XTZ, receive something else
XTZ → USDS0.255568
XTZ → USDT Arbitrum0.256544- XTZ → USDT BEP200.256544
- XTZ → USDT AVAX C0.256544
- XTZ → USDT ERC200.256544
- XTZ → USDT NEAR0.256544
- XTZ → USDT OMNI0.256544
- XTZ → USDT Optimism0.256544
