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  1. Swap Zcash (ZEC) for USD Coin (USDC NEAR)

Swap Zcash (ZEC) for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 22:24

Payout network
NEAR
24 hours
−3.8%
You get 1,228.71 USDC NEAR
Start the order
Rate
1 ZEC = 1,228.71 USDC NEAR
Up to
8,100 ZEC

The figure is indicative; the exact amount is locked in the order.

Today ZEC goes for 1,228.71 USDC NEAR, and USDC NEAR goes for 0.000813862 ZEC. Market over 24 hours: ZEC against USDC NEAR minus 3.8%. The week added plus 1.7%.

The weekly corridor ran from 1,188.62 to 1,344.95 USDC NEAR, a spread of 13.15%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Zcash sits 11th ($21 B) and USD Coin 6th ($71.53 B). Daily moves of ZEC and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the ZEC → USDC NEAR route

  • Sitting out the swingsZEC moved −6.93% over the past month. USDC tracks the dollar, so after the swap the value stops following ZEC.
  • A road both waysThe USDC NEAR → ZEC direction is open too, so going back into ZEC takes the same route.

ZEC → USDC NEAR rate and amounts

1 ZEC = 1,228.71 USDC NEAR
1 USDC NEAR = 0.000813862 ZEC

Send ZEC — receive USDC NEAR

ZECUSDC NEAR
0.0112.2871
0.0561.4355
0.2245.742
22,457.42
1012,287.1
5061,435.5

Need USDC NEAR — send this much ZEC

USDC NEARZEC
200.0162772
1000.0813862
5000.406931
5,0004.0693
20,00016.2772
100,00081.3862

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer ZECFromNetwork feeSpeed
Ethereum (ERC20)1,228.710.242041 ZEC≈ $0.006medium
Polygon1,228.710.242041 ZEC≈ $0.0016fast
Solana1,228.710.242041 ZEC≈ $0.00047fast
Arbitrum One1,228.71—≈ $0.0029fast
BASE1,228.71———
BNB Smart Chain (BEP20)1,228.71—≈ $0.0023fast
Avalanche C-Chain1,228.71—≈ $0.0014fast
NEAR open now1,228.71———
Optimism1,228.71—≈ $0.00015fast
XLM1,228.71———

ZEC → USDC: compare all networks USDC network fees

How the ZEC → USDC NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in NEAR and a way to reach you.
  3. Send ZEC in Zcash for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ZEC for USDC NEAR

Check this before sending ZEC

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ZEC to USDC NEAR rate has been

high 1,344.95 USDC NEARlow 1,188.62 USDC NEAR
Oct 25, 2026 22:28Nov 1, 2026 22:28
high 1,365.14 USDC NEARlow 1,126.45 USDC NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 1,653.31 USDC NEARlow 480.8462 USDC NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 1,653.31 USDC NEARlow 197.1921 USDC NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
−3.8%
Week
+1.7%
Weekly high
1,344.95 USDC NEAR
Weekly low
1,188.62 USDC NEAR
Spread
13.15%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ZEC/USDC NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours1,281.771,234.031,252.3−3.8%
Week1,344.951,188.621,258.38+1.7%
Month1,365.141,126.451,241.77−6.93%
Quarter1,653.31480.84621,052.8+153.92%

Figures are in USDC NEAR per unit sent, from market data.

Daily ZEC → USDC NEAR rate

DayCloseAgainst the day before
Nov 1, 20261,242.66 USDC NEAR−2.11%
Oct 31, 20261,269.4 USDC NEAR+3.84%
Oct 30, 20261,222.49 USDC NEAR−6.72%
Oct 29, 20261,310.62 USDC NEAR+0.22%
Oct 28, 20261,307.7 USDC NEAR+6.1%
Oct 27, 20261,232.5 USDC NEAR+1.67%
Oct 26, 20261,212.21 USDC NEAR+0.42%

Daily RubyCash rate: ZEC → USDC NEAR

DateRubyCash rateMarket rate
Nov 1, 20261,231.46 USDC NEAR1,234.36
Oct 31, 20261,253.39 USDC NEAR1,276.95
Oct 30, 20261,247.56 USDC NEAR1,230.97
Oct 29, 20261,242.44 USDC NEAR1,249.93
Oct 28, 20261,312.23 USDC NEAR1,311.72
Oct 27, 20261,316.63 USDC NEAR1,304.8
Oct 26, 20261,219.11 USDC NEAR1,224.6
Oct 25, 20261,228.24 USDC NEAR1,213.14
Oct 24, 20261,208.47 USDC NEAR1,204.45
Oct 22, 20261,226.49 USDC NEAR1,222.65
Oct 21, 20261,347.64 USDC NEAR1,347.59
Oct 20, 20261,268.44 USDC NEAR1,248.53
Oct 19, 20261,154.51 USDC NEAR1,121.29
Oct 18, 20261,123.53 USDC NEAR1,106.6

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ZEC and USDC

Zcash ZEC
Price
$1,234.06
24 hours
−3.82%
Week
+1.93%
Market cap
$21 B
24-hour turnover
$485.35 M
Rank by cap
#11
In circulation
17.01 M ZEC
Record price
$3,191.93
USD Coin USDC
Price
$0.999754
24 hours
−0.02%
Week
+0.02%
Market cap
$71.53 B
24-hour turnover
$5.86 B
Rank by cap
#6
In circulation
71.54 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Zcash against USD Coin

Zcash (ZEC)USD Coin (USDC)
TickerZECUSDC
Typecoin of its own networktoken
Launched20162018
Built byZooko Wilcox-O'HearnCircle
ConsensusProof of Work (Equihash)—
Block~1.3 min—
Supply cap21 M ZECno cap
Privacyoptional—
In circulation17.01 M ZEC71.54 B USDC
Market cap$21 B$71.53 B
Rank by cap#11#6
Network—NEAR

Daily moves of ZEC and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: ZEC → USDC NEAR

What rate does ZEC to USDC NEAR run at?
As of Nov 1, 2026 22:24 it is 1 ZEC = 1,228.71 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1,228.41.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ZEC, and that one goes to the blockchain, not to us.
How long does ZEC to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Zcash confirms your transfer. After that it comes down to how busy the network is. A block in Zcash closes in about 1.3 min.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ZEC to USDC NEAR rate do this month?
The month came in at minus 6.93%. Low 1,126.45, high 1,365.14, middle 1,241.77 USDC NEAR per ZEC.
Can a ZEC to USDC NEAR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC NEAR to ZEC?
Yes, the reverse direction is open: 1 USDC NEAR = 0.000820907 ZEC. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send ZEC, receive something else

Receive USDC NEAR, send something else

ZEC USDC NEAR All directions All currencies

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