Swap Monero (XMR) for Tether (USDT Optimism)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 02:58
- Payout network
- Optimism
- 24 hours
- −1.42%
You get
USDT Optimism
Start the order
USDT Optimism
The figure is indicative; the exact amount is locked in the order.
Today XMR goes for 498.7832 USDT Optimism, and USDT Optimism goes for 0.00200488 XMR. Market over 24 hours: XMR against USDT Optimism minus 1.42%. The week added minus 2.63%.
The weekly corridor ran from 490.5652 to 541.777 USDT Optimism, a spread of 10.44%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Monero sits 15th ($9.28 B) and Tether 3th ($183.33 B).
Who takes the XMR → USDT Optimism route
- Sitting out the swingsUSDT tracks the dollar: after the swap the value of your funds stops following XMR.
- A road both waysThe USDT Optimism → XMR direction is open too, so going back into XMR takes the same route.
XMR → USDT Optimism rate and amounts
1 XMR = 498.7832 USDT Optimism
1 USDT Optimism = 0.00200488 XMR
Send XMR — receive USDT Optimism
| XMR | USDT Optimism |
|---|---|
| 0.05 | 24.9392 |
| 0.2 | 99.7566 |
| 1 | 498.7832 |
| 10 | 4,987.83 |
| 50 | 24,939.16 |
| 200 | 99,756.65 |
Need USDT Optimism — send this much XMR
| USDT Optimism | XMR |
|---|---|
| 20 | 0.0400976 |
| 100 | 0.200488 |
| 500 | 1.0024 |
| 5,000 | 10.0244 |
| 20,000 | 40.0976 |
| 100,000 | 200.4879 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XMR | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 498.7832 | 0.267971 XMR | ≈ $2.3 | fast |
| Solana | 498.7832 | 0.267971 XMR | ≈ $0.00049 | fast |
| Polygon | 498.7832 | 0.267971 XMR | ≈ $0.0017 | fast |
| Arbitrum One | 498.7832 | 0.267971 XMR | ≈ $0.0031 | fast |
| TON | 498.7832 | 0.1 XMR | low | fast |
| Ethereum (ERC20) | 498.7832 | 0.267971 XMR | ≈ $0.013 | medium |
| OMNI | 498.7832 | — | — | — |
| BNB Smart Chain (BEP20) | 498.7832 | 0.39398 XMR | ≈ $0.0023 | fast |
| Avalanche C-Chain | 498.7832 | — | ≈ < $0.0001 | fast |
| NEAR | 498.7832 | — | — | — |
| Optimism open now | 498.7832 | — | ≈ $0.00016 | fast |
How the XMR → USDT Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in Optimism and a way to reach you.
- Send XMR in Monero for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XMR
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XMR to USDT Optimism rate has been
high 541.777 USDT Optimismlow 490.5652 USDT Optimism
Sep 10, 2026 03:00Sep 17, 2026 03:00
- 24 hours
- −1.42%
- Week
- −2.63%
- Weekly high
- 541.777 USDT Optimism
- Weekly low
- 490.5652 USDT Optimism
- Spread
- 10.44%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XMR/USDT Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 508.5589 | 490.5652 | 501.646 | −1.42% |
| Week | 541.777 | 490.5652 | 516.7409 | −2.63% |
Figures are in USDT Optimism per unit sent, from market data.
The numbers on XMR and USDT
Monero XMR- Price
- $493.42
- 24 hours
- −1.42%
- Week
- −3.5%
- Market cap
- $9.28 B
- 24-hour turnover
- $103.99 M
- Rank by cap
- #15
- In circulation
- 18.81 M XMR
- Record price
- $797.73
Tether USDT- Price
- $0.99939
- 24 hours
- −0.01%
- Week
- −0.1%
- Market cap
- $183.33 B
- 24-hour turnover
- $59.59 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 17, 2026 00:54.
Monero against Tether
| Monero (XMR) | Tether (USDT) | |
|---|---|---|
| Ticker | XMR | USDT |
| Type | coin of its own network | token |
| Launched | 2014 | 2014 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.81 M XMR | 183.44 B USDT |
| Market cap | $9.28 B | $183.33 B |
| Rank by cap | #15 | #3 |
| Network | — | Optimism |
| Fees are paid in | — | ETH |
| Built by | — | Tether Limited |
Common questions: XMR → USDT Optimism
What rate does XMR to USDT Optimism run at?
As of Sep 17, 2026 02:58 it is 1 XMR = 498.7832 USDT Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $498.48.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XMR, and that one goes to the blockchain, not to us.
How long does XMR to USDT Optimism take?
The clock starts with confirmations: the order goes into work once Monero confirms your transfer. After that it comes down to how busy the network is. A block in Monero closes in about 2 min.
Which network will USDT Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can a XMR to USDT Optimism swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDT Optimism to XMR?
Yes, the reverse direction is open: 1 USDT Optimism = 0.002021 XMR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XMR, receive something else
XMR → Uzcard card (UZS)5,854,907.07
XMR → WeChat CNY3,239.11
XMR → WIF2,708.58
XMR → XAI71,863.45
XMR → XAUT0.116275
XMR → XLM2,707.69
XMR → XRP383.6676
XMR → XTZ1,961.95
