Swap XRP for USD Coin (USDC SOL)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 07:28

Orders from
71.0732 XRP ≈ $92.40
Payout network
Solana
24 hours
+0.34%
You get 1,297.54 USDC SOL
Start the order
Rate
1 XRP = 1.2975 USDC SOL
From
71.0732 XRP
Up to
7,690,000 XRP

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.2975 USDC SOL per XRP, or 0.77069 XRP per USDC SOL. Market over 24 hours: XRP against USDC SOL plus 0.34%. The week added minus 6.63%.

The weekly corridor ran from 1.2658 to 1.4775 USDC SOL, a spread of 16.72%. A single order takes 71.0732 to 7,690,000 XRP. In dollars that is roughly $92.40.

The payout leaves in the Solana network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($81.79 B) and USD Coin 6th ($73.67 B).

Who takes the XRP → USDC SOL route

  • Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XRP.
  • A road both waysThe USDC SOL → XRP direction is open too, so going back into XRP takes the same route.

XRP → USDC SOL rate and amounts

1 XRP = 1.2975 USDC SOL
1 USDC SOL = 0.77069 XRP

Send XRP — receive USDC SOL

XRPUSDC SOL
100129.7538
500648.769
1,0001,297.54
5,0006,487.69
10,00012,975.38
50,00064,876.9

Need USDC SOL — send this much XRP

USDC SOLXRP
10077.069
500385.3452
2,0001,541.38
5,0003,853.45
20,00015,413.81
100,00077,069.03

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer XRPFromNetwork feeSpeed
Polygon1.297571.0732 XRP≈ $0.0017fast
Solana open now1.297571.0732 XRP≈ $0.0005fast
Ethereum (ERC20)1.297571.0732 XRP≈ $0.0094medium
Arbitrum One1.3013≈ $0.0032fast
BASE1.3013
BNB Smart Chain (BEP20)1.3013≈ $0.0024fast
Avalanche C-Chain1.3013≈ < $0.0001fast
NEAR1.3013
Optimism1.3013≈ $0.00016fast
XLM1.3013

How the XRP → USDC SOL order runs

  1. Work out the amount in the calculator: orders start at 71.0732 XRP.
  2. Enter a USDC address in Solana and a way to reach you.
  3. Send XRP in XRP Ledger for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XRP for USDC SOL

Check this before sending XRP

  • The address network is Solana. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 71.0732 XRP.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to USDC SOL rate has been

high 1.4775 USDC SOLlow 1.2658 USDC SOL
Sep 10, 2026 07:31Sep 17, 2026 07:31
24 hours
+0.34%
Week
−6.63%
Weekly high
1.4775 USDC SOL
Weekly low
1.2658 USDC SOL
Spread
16.72%

Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/USDC SOL travelled, by period

PeriodHighLowMiddleNet move
24 hours1.30211.26581.288+0.34%
Week1.47751.26581.3576−6.63%

Figures are in USDC SOL per unit sent, from market data.

The numbers on XRP and USDC

XRP XRP
Price
$1.30
24 hours
+0.33%
Week
−6%
Market cap
$81.79 B
24-hour turnover
$3.76 B
Rank by cap
#5
In circulation
62.88 B XRP
Record price
$3.65
USD Coin USDC
Price
$0.999615
24 hours
−0.01%
Week
0%
Market cap
$73.67 B
24-hour turnover
$18.4 B
Rank by cap
#6
In circulation
73.7 B USDC
Record price
$1.04

Source: CoinGecko, Sep 17, 2026 06:24.

XRP against USD Coin

XRP (XRP)USD Coin (USDC)
TickerXRPUSDC
Typecoin of its own networktoken
Launched20122018
Built byRipple LabsCircle
ConsensusXRP Ledger Consensus Protocol
Block~4 sec
Supply cap100 B XRPno cap
Privacytransfers are public
In circulation62.88 B XRP73.7 B USDC
Market cap$81.79 B$73.67 B
Rank by cap#5#6
NetworkSolana
Fees are paid inSOL

Common questions: XRP → USDC SOL

What rate does XRP to USDC SOL run at?
As of Sep 17, 2026 07:28 it is 1 XRP = 1.2975 USDC SOL. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.30.
What amounts does XRP → USDC SOL accept?
From 71.0732 to 7,690,000 XRP per order. The lower limit is roughly $92.40.
Where does the 71.0732 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDC SOL take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDC SOL arrive in?
The payout leaves in Solana. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC SOL to XRP?
Yes, the reverse direction is open: 1 USDC SOL = 0.773545 XRP. The link sits right under the calculator.

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