XRP to USD Coin (USDC): rate by network
Compare the XRP to USDC rate on different networks and choose where to receive USDC: rate, minimum, network fee and speed.
Rate as of Sep 17, 2026 16:08
The best rate right now is on Arbitrum One: 1 XRP = 1.3119 USDC. The calculator uses this network.
USDC Arbitrum
The figure is indicative; the exact amount is locked in the order.
In which network to receive USDC
| Network | Rate | From | Network fee | Speed |
|---|---|---|---|---|
| Arbitrum One best rate | 1 XRP = 1.3119 USDC Arbitrum | — | ≈ $0.0033 | fast |
| BASE | 1 XRP = 1.3119 USDC BASE | — | — | — |
| BNB Smart Chain (BEP20) | 1 XRP = 1.3119 USDC BEP20 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1 XRP = 1.3119 USDC AVAX C | — | ≈ < $0.0001 | fast |
| NEAR | 1 XRP = 1.3119 USDC NEAR | — | — | — |
| Optimism | 1 XRP = 1.3119 USDC Optimism | — | ≈ $0.00018 | fast |
| XLM | 1 XRP = 1.3119 USDC XLM | — | — | — |
| Polygon | 1 XRP = 1.3081 USDC Polygon | 71.0732 XRP | ≈ $0.0018 | fast |
| Solana | 1 XRP = 1.3081 USDC SOL | 71.0732 XRP | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 1 XRP = 1.3081 USDC ERC20 | 71.0732 XRP | ≈ $0.061 | medium |
Fee and speed levels are comparative: both move with how busy the network is.
USDC networks: what is the difference
USD Coin is issued on several blockchains. It is the same USDC, but a transfer arrives only if the address and the network match.
Arbitrum One
Arbitrum One is an Ethereum layer-2 network. Addresses use the Ethereum format, fees are paid in ETH and are much lower than on the Ethereum mainnet.
BNB Smart Chain (BEP20)
BEP20 is the token standard on BNB Smart Chain, an Ethereum-compatible network. Addresses look like Ethereum addresses, and fees are paid in BNB and are usually low.
Avalanche C-Chain
Avalanche C-Chain is the Ethereum-compatible chain of Avalanche; fees are paid in AVAX.
Optimism
Optimism is an Ethereum layer-2 network. Addresses use the Ethereum format and fees are paid in ETH at a fraction of mainnet cost.
Polygon
Polygon PoS is an Ethereum-compatible network with addresses in the same 0x format. Fees are paid in POL and usually cost a fraction of a cent.
Solana
Tokens on Solana follow the SPL standard. Transfers confirm in seconds with fees of a fraction of a cent paid in SOL; receiving a new token for the first time requires a small SOL deposit.
Ethereum (ERC20)
ERC20 is the token standard on Ethereum. It is supported by almost every wallet and exchange, but the fee (gas) is paid in ETH and grows when the network is busy.