Swap XRP for Tether (USDT Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 06:04

Payout network: Optimism
24 hours: −0.65%

You send

XRP

You get 1.2602

USDT Optimism

Start the order

Rate: 1 XRP = 1.2602 USDT Optimism
Up to: 8,000,000 XRP

The figure is indicative; the exact amount is locked in the order.

Today XRP goes for 1.2602 USDT Optimism, and USDT Optimism goes for 0.79354 XRP. Market over 24 hours: XRP against USDT Optimism minus 0.65%. The week added minus 3.79%.

The weekly corridor ran from 1.2094 to 1.3387 USDT Optimism, a spread of 10.69%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($78.89 B) and Tether 3th ($179.97 B). Daily moves of XRP and USDT over 90 days line up at 0.23 (they travel apart).

Who takes the XRP → USDT Optimism route

Sitting out the swingsXRP moved −16.27% over the past month. USDT tracks the dollar, so after the swap the value stops following XRP.
A road both waysThe USDT Optimism → XRP direction is open too, so going back into XRP takes the same route.

XRP → USDT Optimism rate and amounts

1 XRP = 1.2602 USDT Optimism

1 USDT Optimism = 0.79354 XRP

Send XRP — receive USDT Optimism

XRP	USDT Optimism
10	12.6018
50	63.0088
200	252.0351
2,000	2,520.35
10,000	12,601.76
50,000	63,008.78

Need USDT Optimism — send this much XRP

USDT Optimism	XRP
20	15.8708
100	79.354
500	396.7701
5,000	3,967.7
20,000	15,870.81
100,000	79,354.03

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XRP	From	Network fee	Speed
TRON (TRC20)	1.2602	71.0732 XRP	≈ $2.1	fast
Solana	1.2602	71.0732 XRP	≈ $0.00047	fast
Polygon	1.2602	71.0732 XRP	≈ $0.0016	fast
Arbitrum One	1.2602	71.0732 XRP	≈ $0.003	fast
TON	1.2602	71.0732 XRP	low	fast
Ethereum (ERC20)	1.2602	71.0732 XRP	≈ $0.0052	medium
OMNI	1.2602	—	—	—
BNB Smart Chain (BEP20)	1.2602	142.6239 XRP	≈ $0.0023	fast
Avalanche C-Chain	1.2602	—	≈ $0.0014	fast
NEAR	1.2602	—	—	—
Optimism open now	1.2602	—	≈ $0.00015	fast

XRP → USDT: compare all networks USDT network fees

How the XRP → USDT Optimism order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDT address in Optimism and a way to reach you.
Send XRP in XRP Ledger for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XRP for USDT Optimism

Check this before sending XRP

The address network is Optimism. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to USDT Optimism rate has been

WeekMonthQuarterYear

high 1.3387 USDT Optimismlow 1.2094 USDT Optimism

Oct 26, 2026 06:08Nov 2, 2026 06:08

high 1.5199 USDT Optimismlow 1.2379 USDT Optimism

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.5715 USDT Optimismlow 0.993497 USDT Optimism

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 2.5266 USDT Optimismlow 0.993497 USDT Optimism

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.65%
Week: −3.79%
Weekly high: 1.3387 USDT Optimism
Weekly low: 1.2094 USDT Optimism
Spread: 10.69%

Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/USDT Optimism travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.255	1.2466	1.2512	−0.65%
Week	1.3387	1.2094	1.2809	−3.79%
Month	1.5199	1.2379	1.3614	−16.23%
Quarter	1.5715	0.993497	1.3247	+15.21%

Figures are in USDT Optimism per unit sent, from market data.

Daily XRP → USDT Optimism rate

Day	Close	Against the day before
Nov 1, 2026	1.2519 USDT Optimism	−0.32%
Oct 31, 2026	1.2559 USDT Optimism	+1.46%
Oct 30, 2026	1.2379 USDT Optimism	−6.63%
Oct 29, 2026	1.3258 USDT Optimism	−0.39%
Oct 28, 2026	1.331 USDT Optimism	+1.72%
Oct 27, 2026	1.3085 USDT Optimism	+0.99%
Oct 26, 2026	1.2957 USDT Optimism	−0.29%

Daily RubyCash rate: XRP → USDT Optimism

Date	RubyCash rate	Market rate
Nov 2, 2026	1.2602 USDT Optimism	1.2511
Nov 1, 2026	1.2541 USDT Optimism	1.2511
Oct 31, 2026	1.2592 USDT Optimism	1.2507
Oct 30, 2026	1.2607 USDT Optimism	1.2513
Oct 29, 2026	1.2487 USDT Optimism	1.2418
Oct 28, 2026	1.3323 USDT Optimism	1.3312
Oct 27, 2026	1.3363 USDT Optimism	1.3216
Oct 26, 2026	1.2951 USDT Optimism	1.2917
Oct 25, 2026	1.3084 USDT Optimism	1.3012
Oct 24, 2026	1.3012 USDT Optimism	1.2911
Oct 22, 2026	1.3137 USDT Optimism	1.3113
Oct 21, 2026	1.3761 USDT Optimism	1.3909
Oct 20, 2026	1.3429 USDT Optimism	1.3311
Oct 19, 2026	1.3129 USDT Optimism	1.3011

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XRP and USDT

XRP XRP

Price: $1.25
24 hours: −0.68%
Week: −3.73%
Market cap: $78.89 B
24-hour turnover: $872.59 M
Rank by cap: #5
In circulation: 63.35 B XRP
Record price: $3.65

Tether USDT

Price: $0.999154
24 hours: −0.03%
Week: 0%
Market cap: $179.97 B
24-hour turnover: $27.4 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 2, 2026 03:54.

XRP against Tether

	XRP (XRP)	Tether (USDT)
Ticker	XRP	USDT
Type	coin of its own network	token
Launched	2012	2014
Built by	Ripple Labs	Tether Limited
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.35 B XRP	180.12 B USDT
Market cap	$78.89 B	$179.97 B
Rank by cap	#5	#3
Network	—	Optimism
Fees are paid in	—	ETH

Daily moves of XRP and USDT over 90 days line up at 0.23 — they travel apart.

Common questions: XRP → USDT Optimism

What rate does XRP to USDT Optimism run at?

As of Nov 2, 2026 06:04 it is 1 XRP = 1.2602 USDT Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.

How long does XRP to USDT Optimism take?

The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.

Which network will USDT Optimism arrive in?

The payout leaves in Optimism. Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDT Optimism rate do this month?

The month came in at minus 16.23%. Low 1.2379, high 1.5199, middle 1.3614 USDT Optimism per XRP.

Can I go back, USDT Optimism to XRP?

Yes, the reverse direction is open: 1 USDT Optimism = 0.79992 XRP. The link sits right under the calculator.