Swap XRP for Tether (USDT Optimism)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 18:53
- Payout network
- Optimism
- 24 hours
- +3%
You get
USDT Optimism
Start the order
USDT Optimism
The figure is indicative; the exact amount is locked in the order.
Today XRP goes for 1.3154 USDT Optimism, and USDT Optimism goes for 0.76022 XRP. Market over 24 hours: XRP against USDT Optimism plus 3%. The week added minus 4.12%.
The weekly corridor ran from 1.2662 to 1.4775 USDT Optimism, a spread of 16.69%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($82.07 B) and Tether 3th ($183.3 B). Daily moves of XRP and USDT over 90 days line up at 0.17 (they travel apart).
Who takes the XRP → USDT Optimism route
- Sitting out the swingsXRP moved +29.23% over the past month. USDT tracks the dollar, so after the swap the value stops following XRP.
- A road both waysThe USDT Optimism → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDT Optimism rate and amounts
1 XRP = 1.3154 USDT Optimism
1 USDT Optimism = 0.76022 XRP
Send XRP — receive USDT Optimism
| XRP | USDT Optimism |
|---|---|
| 10 | 13.1541 |
| 50 | 65.7704 |
| 200 | 263.0816 |
| 2,000 | 2,630.82 |
| 10,000 | 13,154.08 |
| 50,000 | 65,770.41 |
Need USDT Optimism — send this much XRP
| USDT Optimism | XRP |
|---|---|
| 20 | 15.2044 |
| 100 | 76.022 |
| 500 | 380.1101 |
| 5,000 | 3,801.1 |
| 20,000 | 15,204.41 |
| 100,000 | 76,022.03 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 1.3154 | 71.0732 XRP | ≈ $2.3 | fast |
| Solana | 1.3154 | 71.0732 XRP | ≈ $0.00051 | fast |
| Polygon | 1.3154 | 71.0732 XRP | ≈ $0.0018 | fast |
| Arbitrum One | 1.3154 | 71.0732 XRP | ≈ $0.0036 | fast |
| TON | 1.3154 | 71.0732 XRP | low | fast |
| Ethereum (ERC20) | 1.3154 | 71.0732 XRP | ≈ $0.12 | medium |
| OMNI | 1.3154 | — | — | — |
| BNB Smart Chain (BEP20) | 1.3154 | 142.6239 XRP | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1.3154 | — | ≈ < $0.0001 | fast |
| NEAR | 1.3154 | — | — | — |
| Optimism open now | 1.3154 | — | ≈ $0.0002 | fast |
How the XRP → USDT Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in Optimism and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDT Optimism rate has been
high 1.4775 USDT Optimismlow 1.2662 USDT Optimism
Sep 10, 2026 18:58Sep 17, 2026 18:58
high 1.5207 USDT Optimismlow 1.0017 USDT Optimism
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 1.5207 USDT Optimismlow 0.993497 USDT Optimism
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 3.0832 USDT Optimismlow 0.993497 USDT Optimism
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +3%
- Week
- −4.12%
- Weekly high
- 1.4775 USDT Optimism
- Weekly low
- 1.2662 USDT Optimism
- Spread
- 16.69%
Market data from CoinGecko as of Sep 17, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDT Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.3053 | 1.2662 | 1.2934 | +3% |
| Week | 1.4775 | 1.2662 | 1.3522 | −4.12% |
| Month | 1.5207 | 1.0017 | 1.3589 | +29.24% |
| Quarter | 1.5207 | 0.993497 | 1.1752 | +13.06% |
Figures are in USDT Optimism per unit sent, from market data.
Daily XRP → USDT Optimism rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 1.2965 USDT Optimism | +0.97% |
| Sep 16, 2026 | 1.284 USDT Optimism | −9.79% |
| Sep 15, 2026 | 1.4234 USDT Optimism | +6.06% |
| Sep 14, 2026 | 1.342 USDT Optimism | −1.79% |
| Sep 13, 2026 | 1.3664 USDT Optimism | +0.77% |
| Sep 12, 2026 | 1.356 USDT Optimism | +1.62% |
| Sep 11, 2026 | 1.3344 USDT Optimism | −4.35% |
The numbers on XRP and USDT
XRP XRP- Price
- $1.31
- 24 hours
- +2.97%
- Week
- −4.7%
- Market cap
- $82.07 B
- 24-hour turnover
- $3.61 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
Tether USDT- Price
- $0.999248
- 24 hours
- −0.03%
- Week
- −0.1%
- Market cap
- $183.3 B
- 24-hour turnover
- $62.39 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 17, 2026 18:54.
XRP against Tether
| XRP (XRP) | Tether (USDT) | |
|---|---|---|
| Ticker | XRP | USDT |
| Type | coin of its own network | token |
| Launched | 2012 | 2014 |
| Built by | Ripple Labs | Tether Limited |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 183.44 B USDT |
| Market cap | $82.07 B | $183.3 B |
| Rank by cap | #5 | #3 |
| Network | — | Optimism |
| Fees are paid in | — | ETH |
Daily moves of XRP and USDT over 90 days line up at 0.17 — they travel apart.
Common questions: XRP → USDT Optimism
What rate does XRP to USDT Optimism run at?
As of Sep 17, 2026 18:53 it is 1 XRP = 1.3154 USDT Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.31.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDT Optimism take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDT Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to USDT Optimism rate do this month?
The month came in at plus 29.24%. Low 1.0017, high 1.5207, middle 1.3589 USDT Optimism per XRP.
Can I go back, USDT Optimism to XRP?
Yes, the reverse direction is open: 1 USDT Optimism = 0.766333 XRP. The link sits right under the calculator.
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