Swap XRP for Tether (USDT BEP20)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 01:18
- Orders from
- 142.6239 XRP ≈ $183.98
- Payout network
- BNB Smart Chain (BEP20)
- 24 hours
- +0.42%
The figure is indicative; the exact amount is locked in the order.
Today XRP goes for 1.2935 USDT BEP20, and USDT BEP20 goes for 0.773115 XRP. Market over 24 hours: XRP against USDT BEP20 plus 0.42%. The week added minus 7.23%.
The weekly corridor ran from 1.2662 to 1.4775 USDT BEP20, a spread of 16.69%. A single order takes 142.6239 to 7,750,000 XRP. In dollars that is roughly $183.98.
The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($80.93 B) and Tether 3th ($183.33 B).
Who takes the XRP → USDT BEP20 route
- Sitting out the swingsUSDT tracks the dollar: after the swap the value of your funds stops following XRP.
XRP → USDT BEP20 rate and amounts
Send XRP — receive USDT BEP20
| XRP | USDT BEP20 |
|---|---|
| 200 | 258.6936 |
| 500 | 646.734 |
| 2,000 | 2,586.94 |
| 5,000 | 6,467.34 |
| 20,000 | 25,869.36 |
| 50,000 | 64,673.4 |
Need USDT BEP20 — send this much XRP
| USDT BEP20 | XRP |
|---|---|
| 200 | 154.6231 |
| 1,000 | 773.1154 |
| 2,000 | 1,546.23 |
| 10,000 | 7,731.15 |
| 20,000 | 15,462.31 |
| 100,000 | 77,311.54 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 1.2935 | 71.0732 XRP | ≈ $2.3 | fast |
| Solana | 1.2935 | 71.0732 XRP | ≈ $0.00049 | fast |
| Polygon | 1.2935 | 71.0732 XRP | ≈ $0.0015 | fast |
| Arbitrum One | 1.2935 | 71.0732 XRP | ≈ $0.0031 | fast |
| TON | 1.2935 | 71.0732 XRP | low | fast |
| Ethereum (ERC20) | 1.2935 | 71.0732 XRP | ≈ $0.011 | medium |
| OMNI | 1.2935 | — | — | — |
| BNB Smart Chain (BEP20) open now | 1.2935 | 142.6239 XRP | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.2935 | — | ≈ < $0.0001 | fast |
| NEAR | 1.2935 | — | — | — |
| Optimism | 1.2935 | — | ≈ $0.00016 | fast |
How the XRP → USDT BEP20 order runs
- Work out the amount in the calculator: orders start at 142.6239 XRP.
- Enter a USDT address in BNB Smart Chain (BEP20) and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 142.6239 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDT BEP20 rate has been
- 24 hours
- +0.42%
- Week
- −7.23%
- Weekly high
- 1.4775 USDT BEP20
- Weekly low
- 1.2662 USDT BEP20
- Spread
- 16.69%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDT BEP20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.302 | 1.2662 | 1.2875 | +0.42% |
| Week | 1.4775 | 1.2662 | 1.3613 | −7.23% |
Figures are in USDT BEP20 per unit sent, from market data.
The numbers on XRP and USDT
- Price
- $1.29
- 24 hours
- +0.41%
- Week
- −7.1%
- Market cap
- $80.93 B
- 24-hour turnover
- $3.93 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
- Price
- $0.99939
- 24 hours
- −0.01%
- Week
- −0.1%
- Market cap
- $183.33 B
- 24-hour turnover
- $59.59 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 17, 2026 00:54.
XRP against Tether
| XRP (XRP) | Tether (USDT) | |
|---|---|---|
| Ticker | XRP | USDT |
| Type | coin of its own network | token |
| Launched | 2012 | 2014 |
| Built by | Ripple Labs | Tether Limited |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 183.44 B USDT |
| Market cap | $80.93 B | $183.33 B |
| Rank by cap | #5 | #3 |
| Network | — | BNB Smart Chain (BEP20) |
| Fees are paid in | — | BNB |