Swap XRP for Tether (USDT BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 01:18

Orders from
142.6239 XRP ≈ $183.98
Payout network
BNB Smart Chain (BEP20)
24 hours
+0.42%
You get 2,586.94 USDT BEP20
Start the order
Rate
1 XRP = 1.2935 USDT BEP20
From
142.6239 XRP
Up to
7,750,000 XRP

The figure is indicative; the exact amount is locked in the order.

Today XRP goes for 1.2935 USDT BEP20, and USDT BEP20 goes for 0.773115 XRP. Market over 24 hours: XRP against USDT BEP20 plus 0.42%. The week added minus 7.23%.

The weekly corridor ran from 1.2662 to 1.4775 USDT BEP20, a spread of 16.69%. A single order takes 142.6239 to 7,750,000 XRP. In dollars that is roughly $183.98.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($80.93 B) and Tether 3th ($183.33 B).

Who takes the XRP → USDT BEP20 route

  • Sitting out the swingsUSDT tracks the dollar: after the swap the value of your funds stops following XRP.

XRP → USDT BEP20 rate and amounts

1 XRP = 1.2935 USDT BEP20
1 USDT BEP20 = 0.773115 XRP

Send XRP — receive USDT BEP20

XRPUSDT BEP20
200258.6936
500646.734
2,0002,586.94
5,0006,467.34
20,00025,869.36
50,00064,673.4

Need USDT BEP20 — send this much XRP

USDT BEP20XRP
200154.6231
1,000773.1154
2,0001,546.23
10,0007,731.15
20,00015,462.31
100,00077,311.54

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer XRPFromNetwork feeSpeed
TRON (TRC20)1.293571.0732 XRP≈ $2.3fast
Solana1.293571.0732 XRP≈ $0.00049fast
Polygon1.293571.0732 XRP≈ $0.0015fast
Arbitrum One1.293571.0732 XRP≈ $0.0031fast
TON1.293571.0732 XRPlowfast
Ethereum (ERC20)1.293571.0732 XRP≈ $0.011medium
OMNI1.2935
BNB Smart Chain (BEP20) open now1.2935142.6239 XRP≈ $0.0023fast
Avalanche C-Chain1.2935≈ < $0.0001fast
NEAR1.2935
Optimism1.2935≈ $0.00016fast

How the XRP → USDT BEP20 order runs

  1. Work out the amount in the calculator: orders start at 142.6239 XRP.
  2. Enter a USDT address in BNB Smart Chain (BEP20) and a way to reach you.
  3. Send XRP in XRP Ledger for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XRP for USDT BEP20

Check this before sending XRP

  • The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 142.6239 XRP.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to USDT BEP20 rate has been

high 1.4775 USDT BEP20low 1.2662 USDT BEP20
Sep 10, 2026 01:19Sep 17, 2026 01:19
24 hours
+0.42%
Week
−7.23%
Weekly high
1.4775 USDT BEP20
Weekly low
1.2662 USDT BEP20
Spread
16.69%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/USDT BEP20 travelled, by period

PeriodHighLowMiddleNet move
24 hours1.3021.26621.2875+0.42%
Week1.47751.26621.3613−7.23%

Figures are in USDT BEP20 per unit sent, from market data.

The numbers on XRP and USDT

XRP XRP
Price
$1.29
24 hours
+0.41%
Week
−7.1%
Market cap
$80.93 B
24-hour turnover
$3.93 B
Rank by cap
#5
In circulation
62.88 B XRP
Record price
$3.65
Tether USDT
Price
$0.99939
24 hours
−0.01%
Week
−0.1%
Market cap
$183.33 B
24-hour turnover
$59.59 B
Rank by cap
#3
In circulation
183.44 B USDT
Record price
$1.32

Source: CoinGecko, Sep 17, 2026 00:54.

XRP against Tether

XRP (XRP)Tether (USDT)
TickerXRPUSDT
Typecoin of its own networktoken
Launched20122014
Built byRipple LabsTether Limited
ConsensusXRP Ledger Consensus Protocol
Block~4 sec
Supply cap100 B XRPno cap
Privacytransfers are public
In circulation62.88 B XRP183.44 B USDT
Market cap$80.93 B$183.33 B
Rank by cap#5#3
NetworkBNB Smart Chain (BEP20)
Fees are paid inBNB

Common questions: XRP → USDT BEP20

What rate does XRP to USDT BEP20 run at?
As of Sep 17, 2026 01:18 it is 1 XRP = 1.2935 USDT BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.29.
What amounts does XRP → USDT BEP20 accept?
From 142.6239 to 7,750,000 XRP per order. The lower limit is roughly $183.98.
Where does the 142.6239 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 142.6239 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDT BEP20 take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDT BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDT BEP20 to XRP?
The USDT BEP20 → XRP direction is closed at the moment. What else USDT BEP20 can turn into is in the list below.

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