Swap XRP for USD Coin (USDC Arbitrum)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 19:29

Payout network: Arbitrum One
24 hours: +0.21%

You send

XRP

You get 1.2573

USDC Arbitrum

Start the order

Rate: 1 XRP = 1.2573 USDC Arbitrum
Up to: 8,000,000 XRP

The figure is indicative; the exact amount is locked in the order.

Today XRP goes for 1.2573 USDC Arbitrum, and USDC Arbitrum goes for 0.795355 XRP. Market over 24 hours: XRP against USDC Arbitrum plus 0.21%. The week added minus 3.26%.

The weekly corridor ran from 1.2196 to 1.3346 USDC Arbitrum, a spread of 9.43%.

The payout leaves in the Arbitrum One network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($79.21 B) and USD Coin 6th ($71.55 B). Daily moves of XRP and USDC over 90 days line up at 0.08 (they travel apart).

Who takes the XRP → USDC Arbitrum route

Sitting out the swingsXRP moved −16.27% over the past month. USDC tracks the dollar, so after the swap the value stops following XRP.
A road both waysThe USDC Arbitrum → XRP direction is open too, so going back into XRP takes the same route.

XRP → USDC Arbitrum rate and amounts

1 XRP = 1.2573 USDC Arbitrum

1 USDC Arbitrum = 0.795355 XRP

Send XRP — receive USDC Arbitrum

XRP	USDC Arbitrum
10	12.573
50	62.865
200	251.4599
2,000	2,514.6
10,000	12,573
50,000	62,864.98

Need USDC Arbitrum — send this much XRP

USDC Arbitrum	XRP
10	7.9536
50	39.7678
500	397.6777
2,000	1,590.71
20,000	15,907.11
100,000	79,535.54

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XRP	From	Network fee	Speed
Polygon	1.2537	71.0732 XRP	≈ $0.0017	fast
Solana	1.2537	71.0732 XRP	≈ $0.00047	fast
Ethereum (ERC20)	1.2537	71.0732 XRP	≈ $0.0065	medium
Arbitrum One open now	1.2573	—	≈ $0.0029	fast
BASE	1.2573	—	—	—
BNB Smart Chain (BEP20)	1.2573	—	≈ $0.0023	fast
Avalanche C-Chain	1.2573	—	≈ $0.0014	fast
NEAR	1.2573	—	—	—
Optimism	1.2573	—	≈ $0.00015	fast
XLM	1.2573	—	—	—

XRP → USDC: compare all networks USDC network fees

How the XRP → USDC Arbitrum order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in Arbitrum One and a way to reach you.
Send XRP in XRP Ledger for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XRP for USDC Arbitrum

Check this before sending XRP

The address network is Arbitrum One. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to USDC Arbitrum rate has been

WeekMonthQuarterYear

high 1.3346 USDC Arbitrumlow 1.2196 USDC Arbitrum

Oct 25, 2026 19:30Nov 1, 2026 19:30

high 1.5197 USDC Arbitrumlow 1.2369 USDC Arbitrum

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.5715 USDC Arbitrumlow 0.993158 USDC Arbitrum

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 2.5274 USDC Arbitrumlow 0.993158 USDC Arbitrum

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.21%
Week: −3.26%
Weekly high: 1.3346 USDC Arbitrum
Weekly low: 1.2196 USDC Arbitrum
Spread: 9.43%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/USDC Arbitrum travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.2557	1.2475	1.2517	+0.21%
Week	1.3346	1.2196	1.2834	−3.26%
Month	1.5197	1.2369	1.3607	−16.26%
Quarter	1.5715	0.993158	1.3243	+15.19%

Figures are in USDC Arbitrum per unit sent, from market data.

Daily XRP → USDC Arbitrum rate

Day	Close	Against the day before
Nov 1, 2026	1.2512 USDC Arbitrum	−0.31%
Oct 31, 2026	1.2551 USDC Arbitrum	+1.47%
Oct 30, 2026	1.2369 USDC Arbitrum	−6.67%
Oct 29, 2026	1.3253 USDC Arbitrum	−0.38%
Oct 28, 2026	1.3303 USDC Arbitrum	+1.73%
Oct 27, 2026	1.3077 USDC Arbitrum	+0.99%
Oct 26, 2026	1.2948 USDC Arbitrum	−0.32%

Daily RubyCash rate: XRP → USDC Arbitrum

Date	RubyCash rate	Market rate
Nov 1, 2026	1.2557 USDC Arbitrum	1.25
Oct 31, 2026	1.2575 USDC Arbitrum	1.25
Oct 30, 2026	1.2585 USDC Arbitrum	1.2505
Oct 29, 2026	1.2471 USDC Arbitrum	1.241
Oct 28, 2026	1.3312 USDC Arbitrum	1.3306
Oct 27, 2026	1.3345 USDC Arbitrum	1.3209
Oct 26, 2026	1.2933 USDC Arbitrum	1.2909
Oct 25, 2026	1.307 USDC Arbitrum	1.3006
Oct 24, 2026	1.2995 USDC Arbitrum	1.2905
Oct 22, 2026	1.3126 USDC Arbitrum	1.3106
Oct 21, 2026	1.3748 USDC Arbitrum	1.3904
Oct 20, 2026	1.342 USDC Arbitrum	1.3303
Oct 19, 2026	1.3116 USDC Arbitrum	1.3002
Oct 18, 2026	1.3055 USDC Arbitrum	1.2903

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XRP and USDC

XRP XRP

Price: $1.25
24 hours: +0.22%
Week: −3.86%
Market cap: $79.21 B
24-hour turnover: $693.03 M
Rank by cap: #5
In circulation: 63.35 B XRP
Record price: $3.65

USD Coin USDC

Price: $0.999966
24 hours: +0.01%
Week: +0.03%
Market cap: $71.55 B
24-hour turnover: $5.91 B
Rank by cap: #6
In circulation: 71.55 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 16:54.

XRP against USD Coin

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	coin of its own network	token
Launched	2012	2018
Built by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.35 B XRP	71.55 B USDC
Market cap	$79.21 B	$71.55 B
Rank by cap	#5	#6
Network	—	Arbitrum One
Fees are paid in	—	ETH

Daily moves of XRP and USDC over 90 days line up at 0.08 — they travel apart.

Common questions: XRP → USDC Arbitrum

What rate does XRP to USDC Arbitrum run at?

As of Nov 1, 2026 19:29 it is 1 XRP = 1.2573 USDC Arbitrum. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.

How long does XRP to USDC Arbitrum take?

The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.

Which network will USDC Arbitrum arrive in?

The payout leaves in Arbitrum One. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDC Arbitrum rate do this month?

The month came in at minus 16.26%. Low 1.2369, high 1.5197, middle 1.3607 USDC Arbitrum per XRP.

Can I go back, USDC Arbitrum to XRP?

Yes, the reverse direction is open: 1 USDC Arbitrum = 0.80175 XRP. The link sits right under the calculator.