Swap XRP for USD Coin (USDC BEP20)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 22:23
- Payout network
- BNB Smart Chain (BEP20)
- 24 hours
- +1.05%
You get
USDC BEP20
Start the order
USDC BEP20
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.3017 USDC BEP20 per XRP, or 0.768199 XRP per USDC BEP20. Market over 24 hours: XRP against USDC BEP20 plus 1.05%. The week added minus 4.05%.
The weekly corridor ran from 1.2658 to 1.4775 USDC BEP20, a spread of 16.72%.
The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($81.32 B) and USD Coin 6th ($73.68 B). Daily moves of XRP and USDC over 90 days line up at 0.05 (they travel apart).
Who takes the XRP → USDC BEP20 route
- Sitting out the swingsXRP moved +29.23% over the past month. USDC tracks the dollar, so after the swap the value stops following XRP.
- A road both waysThe USDC BEP20 → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDC BEP20 rate and amounts
1 XRP = 1.3017 USDC BEP20
1 USDC BEP20 = 0.768199 XRP
Send XRP — receive USDC BEP20
| XRP | USDC BEP20 |
|---|---|
| 10 | 13.0175 |
| 50 | 65.0873 |
| 200 | 260.3492 |
| 2,000 | 2,603.49 |
| 10,000 | 13,017.46 |
| 50,000 | 65,087.3 |
Need USDC BEP20 — send this much XRP
| USDC BEP20 | XRP |
|---|---|
| 20 | 15.364 |
| 100 | 76.8199 |
| 500 | 384.0995 |
| 5,000 | 3,841 |
| 20,000 | 15,363.98 |
| 100,000 | 76,819.9 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 1.298 | 71.0732 XRP | ≈ $0.0018 | fast |
| Solana | 1.298 | 71.0732 XRP | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 1.298 | 71.0732 XRP | ≈ $0.021 | medium |
| Arbitrum One | 1.3017 | — | ≈ $0.0032 | fast |
| BASE | 1.3017 | — | — | — |
| BNB Smart Chain (BEP20) open now | 1.3017 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1.3017 | — | ≈ < $0.0001 | fast |
| NEAR | 1.3017 | — | — | — |
| Optimism | 1.3017 | — | ≈ $0.00016 | fast |
| XLM | 1.3017 | — | — | — |
How the XRP → USDC BEP20 order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDC BEP20 rate has been
high 1.4775 USDC BEP20low 1.2658 USDC BEP20
Sep 10, 2026 22:26Sep 17, 2026 22:26
high 1.5207 USDC BEP20low 1.0014 USDC BEP20
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 1.5207 USDC BEP20low 0.993158 USDC BEP20
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 3.0849 USDC BEP20low 0.993158 USDC BEP20
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +1.05%
- Week
- −4.05%
- Weekly high
- 1.4775 USDC BEP20
- Weekly low
- 1.2658 USDC BEP20
- Spread
- 16.72%
Market data from CoinGecko as of Sep 17, 2026 22:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDC BEP20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.3048 | 1.2848 | 1.2981 | +1.05% |
| Week | 1.4775 | 1.2658 | 1.3507 | −4.05% |
| Month | 1.5207 | 1.0014 | 1.3588 | +29.24% |
| Quarter | 1.5207 | 0.993158 | 1.1749 | +13.06% |
Figures are in USDC BEP20 per unit sent, from market data.
Daily XRP → USDC BEP20 rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 1.296 USDC BEP20 | +0.96% |
| Sep 16, 2026 | 1.2837 USDC BEP20 | −9.81% |
| Sep 15, 2026 | 1.4233 USDC BEP20 | +6.08% |
| Sep 14, 2026 | 1.3418 USDC BEP20 | −1.8% |
| Sep 13, 2026 | 1.3664 USDC BEP20 | +0.76% |
| Sep 12, 2026 | 1.356 USDC BEP20 | +1.64% |
| Sep 11, 2026 | 1.3342 USDC BEP20 | −4.36% |
The numbers on XRP and USDC
XRP XRP- Price
- $1.29
- 24 hours
- +1.05%
- Week
- −4.8%
- Market cap
- $81.32 B
- 24-hour turnover
- $2.78 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
USD Coin USDC- Price
- $0.999608
- 24 hours
- 0%
- Week
- 0%
- Market cap
- $73.68 B
- 24-hour turnover
- $16.65 B
- Rank by cap
- #6
- In circulation
- 73.71 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 22:24.
XRP against USD Coin
| XRP (XRP) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XRP | USDC |
| Type | coin of its own network | token |
| Launched | 2012 | 2018 |
| Built by | Ripple Labs | Circle |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 73.71 B USDC |
| Market cap | $81.32 B | $73.68 B |
| Rank by cap | #5 | #6 |
| Network | — | BNB Smart Chain (BEP20) |
| Fees are paid in | — | BNB |
Daily moves of XRP and USDC over 90 days line up at 0.05 — they travel apart.
Common questions: XRP → USDC BEP20
What rate does XRP to USDC BEP20 run at?
As of Sep 17, 2026 22:23 it is 1 XRP = 1.3017 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.30.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDC BEP20 take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDC BEP20 arrive in?
The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to USDC BEP20 rate do this month?
The month came in at plus 29.24%. Low 1.0014, high 1.5207, middle 1.3588 USDC BEP20 per XRP.
Can I go back, USDC BEP20 to XRP?
Yes, the reverse direction is open: 1 USDC BEP20 = 0.774375 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → USDS1.2976
XRP → USDT Arbitrum1.3024- XRP → USDT BEP201.3024
- XRP → USDT AVAX C1.3024
- XRP → USDT ERC201.3024
- XRP → USDT NEAR1.3024
- XRP → USDT OMNI1.3024
- XRP → USDT Optimism1.3024
