Swap XRP for USD Coin (USDC BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 08:04

Payout network: BNB Smart Chain (BEP20)
24 hours: +0.86%

You send

XRP

You get 1.2602

USDC BEP20

Start the order

Rate: 1 XRP = 1.2602 USDC BEP20
Up to: 7,940,000 XRP

The figure is indicative; the exact amount is locked in the order.

The direction runs at 1.2602 USDC BEP20 per XRP, or 0.793526 XRP per USDC BEP20. Market over 24 hours: XRP against USDC BEP20 plus 0.86%. The week added minus 2.05%.

The weekly corridor ran from 1.2196 to 1.3346 USDC BEP20, a spread of 9.43%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($79.81 B) and USD Coin 6th ($71.4 B). Daily moves of XRP and USDC over 90 days line up at 0.08 (they travel apart).

Who takes the XRP → USDC BEP20 route

Sitting out the swingsXRP moved −16.27% over the past month. USDC tracks the dollar, so after the swap the value stops following XRP.
A road both waysThe USDC BEP20 → XRP direction is open too, so going back into XRP takes the same route.

XRP → USDC BEP20 rate and amounts

1 XRP = 1.2602 USDC BEP20

1 USDC BEP20 = 0.793526 XRP

Send XRP — receive USDC BEP20

XRP	USDC BEP20
10	12.602
50	63.0099
200	252.0397
2,000	2,520.4
10,000	12,601.98
50,000	63,009.92

Need USDC BEP20 — send this much XRP

USDC BEP20	XRP
20	15.8705
100	79.3526
500	396.7629
5,000	3,967.63
20,000	15,870.52
100,000	79,352.59

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XRP	From	Network fee	Speed
Polygon	1.2566	71.0732 XRP	≈ $0.00083	fast
Solana	1.2566	71.0732 XRP	≈ $0.00048	fast
Ethereum (ERC20)	1.2566	71.0732 XRP	≈ $0.0055	medium
Arbitrum One	1.2602	—	≈ $0.003	fast
BASE	1.2602	—	—	—
BNB Smart Chain (BEP20) open now	1.2602	—	≈ $0.0023	fast
Avalanche C-Chain	1.2602	—	≈ $0.0014	fast
NEAR	1.2602	—	—	—
Optimism	1.2602	—	≈ $0.00015	fast
XLM	1.2602	—	—	—

XRP → USDC: compare all networks USDC network fees

How the XRP → USDC BEP20 order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
Send XRP in XRP Ledger for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XRP for USDC BEP20

Check this before sending XRP

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XRP to USDC BEP20 rate has been

WeekMonthQuarterYear

high 1.3346 USDC BEP20low 1.2196 USDC BEP20

Oct 26, 2026 08:08Nov 2, 2026 08:08

high 1.5197 USDC BEP20low 1.2369 USDC BEP20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1.5715 USDC BEP20low 0.993158 USDC BEP20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 2.5274 USDC BEP20low 0.993158 USDC BEP20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: +0.86%
Week: −2.05%
Weekly high: 1.3346 USDC BEP20
Weekly low: 1.2196 USDC BEP20
Spread: 9.43%

Market data from CoinGecko as of Nov 2, 2026 06:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XRP/USDC BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.2559	1.2459	1.2504	+0.86%
Week	1.3346	1.2196	1.2793	−2.05%
Month	1.5197	1.2369	1.3607	−16.26%
Quarter	1.5715	0.993158	1.3243	+15.19%

Figures are in USDC BEP20 per unit sent, from market data.

Daily XRP → USDC BEP20 rate

Day	Close	Against the day before
Nov 1, 2026	1.2512 USDC BEP20	−0.31%
Oct 31, 2026	1.2551 USDC BEP20	+1.47%
Oct 30, 2026	1.2369 USDC BEP20	−6.67%
Oct 29, 2026	1.3253 USDC BEP20	−0.38%
Oct 28, 2026	1.3303 USDC BEP20	+1.73%
Oct 27, 2026	1.3077 USDC BEP20	+0.99%
Oct 26, 2026	1.2948 USDC BEP20	−0.32%

Daily RubyCash rate: XRP → USDC BEP20

Date	RubyCash rate	Market rate
Nov 2, 2026	1.2602 USDC BEP20	1.2606
Nov 1, 2026	1.2534 USDC BEP20	1.2503
Oct 31, 2026	1.2575 USDC BEP20	1.25
Oct 30, 2026	1.2585 USDC BEP20	1.2505
Oct 29, 2026	1.2471 USDC BEP20	1.241
Oct 28, 2026	1.3312 USDC BEP20	1.3306
Oct 27, 2026	1.3345 USDC BEP20	1.3209
Oct 26, 2026	1.2933 USDC BEP20	1.2909
Oct 25, 2026	1.307 USDC BEP20	1.3006
Oct 24, 2026	1.2995 USDC BEP20	1.2905
Oct 22, 2026	1.3126 USDC BEP20	1.3106
Oct 21, 2026	1.3748 USDC BEP20	1.3904
Oct 20, 2026	1.342 USDC BEP20	1.3303
Oct 19, 2026	1.3116 USDC BEP20	1.3002

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XRP and USDC

XRP XRP

Price: $1.26
24 hours: +0.82%
Week: −2.95%
Market cap: $79.81 B
24-hour turnover: $996.51 M
Rank by cap: #5
In circulation: 63.35 B XRP
Record price: $3.65

USD Coin USDC

Price: $0.999554
24 hours: −0.04%
Week: −0.02%
Market cap: $71.4 B
24-hour turnover: $7.58 B
Rank by cap: #6
In circulation: 71.43 B USDC
Record price: $1.04

Source: CoinGecko, Nov 2, 2026 06:54.

XRP against USD Coin

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	coin of its own network	token
Launched	2012	2018
Built by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.35 B XRP	71.43 B USDC
Market cap	$79.81 B	$71.4 B
Rank by cap	#5	#6
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB

Daily moves of XRP and USDC over 90 days line up at 0.08 — they travel apart.

Common questions: XRP → USDC BEP20

What rate does XRP to USDC BEP20 run at?

As of Nov 2, 2026 08:04 it is 1 XRP = 1.2602 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.

How long does XRP to USDC BEP20 take?

The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.

Which network will USDC BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDC BEP20 rate do this month?

The month came in at minus 16.26%. Low 1.2369, high 1.5197, middle 1.3607 USDC BEP20 per XRP.

Can I go back, USDC BEP20 to XRP?

Yes, the reverse direction is open: 1 USDC BEP20 = 0.799906 XRP. The link sits right under the calculator.