Swap XRP for Tether (USDT NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 04:19
- Payout network
- NEAR
- 24 hours
- −0.36%
You get
USDT NEAR
Start the order
USDT NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.2626 USDT NEAR per XRP, or 0.792005 XRP per USDT NEAR. Market over 24 hours: XRP against USDT NEAR minus 0.36%. The week added minus 3.17%.
The weekly corridor ran from 1.2205 to 1.3354 USDT NEAR, a spread of 9.42%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($79.26 B) and Tether 3th ($180.04 B). Daily moves of XRP and USDT over 90 days line up at 0.23 (they travel apart).
Who takes the XRP → USDT NEAR route
- Sitting out the swingsXRP moved −16.01% over the past month. USDT tracks the dollar, so after the swap the value stops following XRP.
- A road both waysThe USDT NEAR → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDT NEAR rate and amounts
1 XRP = 1.2626 USDT NEAR
1 USDT NEAR = 0.792005 XRP
Send XRP — receive USDT NEAR
| XRP | USDT NEAR |
|---|---|
| 10 | 12.6262 |
| 50 | 63.1309 |
| 200 | 252.5238 |
| 2,000 | 2,525.24 |
| 10,000 | 12,626.19 |
| 50,000 | 63,130.95 |
Need USDT NEAR — send this much XRP
| USDT NEAR | XRP |
|---|---|
| 20 | 15.8401 |
| 100 | 79.2005 |
| 500 | 396.0023 |
| 5,000 | 3,960.02 |
| 20,000 | 15,840.09 |
| 100,000 | 79,200.46 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 1.2626 | 71.0732 XRP | ≈ $2.1 | fast |
| Solana | 1.2626 | 71.0732 XRP | ≈ $0.00048 | fast |
| Polygon | 1.2626 | 71.0732 XRP | ≈ $0.0017 | fast |
| Arbitrum One | 1.2626 | 71.0732 XRP | ≈ $0.0029 | fast |
| TON | 1.2626 | 71.0732 XRP | low | fast |
| Ethereum (ERC20) | 1.2626 | 71.0732 XRP | ≈ $0.0047 | medium |
| OMNI | 1.2626 | — | — | — |
| BNB Smart Chain (BEP20) | 1.2626 | 142.6239 XRP | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.2626 | — | ≈ $0.0014 | fast |
| NEAR open now | 1.2626 | — | — | — |
| Optimism | 1.2626 | — | ≈ $0.00015 | fast |
How the XRP → USDT NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in NEAR and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDT NEAR rate has been
high 1.3354 USDT NEARlow 1.2205 USDT NEAR
Oct 25, 2026 04:21Nov 1, 2026 04:21
high 1.5199 USDT NEARlow 1.2379 USDT NEAR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.5715 USDT NEARlow 0.993497 USDT NEAR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 2.5266 USDT NEARlow 0.993497 USDT NEAR
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −0.36%
- Week
- −3.17%
- Weekly high
- 1.3354 USDT NEAR
- Weekly low
- 1.2205 USDT NEAR
- Spread
- 9.42%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDT NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.2596 | 1.2439 | 1.2511 | −0.36% |
| Week | 1.3354 | 1.2205 | 1.2881 | −3.17% |
| Month | 1.5199 | 1.2379 | 1.3689 | −16% |
| Quarter | 1.5715 | 0.993497 | 1.3225 | +18.02% |
Figures are in USDT NEAR per unit sent, from market data.
Daily XRP → USDT NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 1.2518 USDT NEAR | +1.12% |
| Oct 30, 2026 | 1.2379 USDT NEAR | −6.63% |
| Oct 29, 2026 | 1.3258 USDT NEAR | −0.39% |
| Oct 28, 2026 | 1.331 USDT NEAR | +1.72% |
| Oct 27, 2026 | 1.3085 USDT NEAR | +0.99% |
| Oct 26, 2026 | 1.2957 USDT NEAR | −0.29% |
| Oct 25, 2026 | 1.2995 USDT NEAR | +0.35% |
Daily RubyCash rate: XRP → USDT NEAR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 1.2638 USDT NEAR | 1.2506 |
| Oct 31, 2026 | 1.2592 USDT NEAR | 1.2507 |
| Oct 30, 2026 | 1.2607 USDT NEAR | 1.2513 |
| Oct 29, 2026 | 1.2487 USDT NEAR | 1.2418 |
| Oct 28, 2026 | 1.3323 USDT NEAR | 1.3312 |
| Oct 27, 2026 | 1.3363 USDT NEAR | 1.3216 |
| Oct 26, 2026 | 1.2951 USDT NEAR | 1.2917 |
| Oct 25, 2026 | 1.3084 USDT NEAR | 1.3012 |
| Oct 24, 2026 | 1.3012 USDT NEAR | 1.2911 |
| Oct 22, 2026 | 1.3137 USDT NEAR | 1.3113 |
| Oct 21, 2026 | 1.3761 USDT NEAR | 1.3909 |
| Oct 20, 2026 | 1.3429 USDT NEAR | 1.3311 |
| Oct 19, 2026 | 1.3129 USDT NEAR | 1.3011 |
| Oct 18, 2026 | 1.3071 USDT NEAR | 1.291 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and USDT
XRP XRP- Price
- $1.25
- 24 hours
- −0.33%
- Week
- −3.18%
- Market cap
- $79.26 B
- 24-hour turnover
- $755.02 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Tether USDT- Price
- $0.999534
- 24 hours
- +0.03%
- Week
- +0.04%
- Market cap
- $180.04 B
- 24-hour turnover
- $26.61 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- Record price
- $1.32
Source: CoinGecko, Nov 1, 2026 02:54.
XRP against Tether
| XRP (XRP) | Tether (USDT) | |
|---|---|---|
| Ticker | XRP | USDT |
| Type | coin of its own network | token |
| Launched | 2012 | 2014 |
| Built by | Ripple Labs | Tether Limited |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 63.35 B XRP | 180.12 B USDT |
| Market cap | $79.26 B | $180.04 B |
| Rank by cap | #5 | #3 |
| Network | — | NEAR |
Daily moves of XRP and USDT over 90 days line up at 0.23 — they travel apart.
Common questions: XRP → USDT NEAR
What rate does XRP to USDT NEAR run at?
As of Nov 1, 2026 04:19 it is 1 XRP = 1.2626 USDT NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.26.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDT NEAR take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDT NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to USDT NEAR rate do this month?
The month came in at minus 16%. Low 1.2379, high 1.5199, middle 1.3689 USDT NEAR per XRP.
Can I go back, USDT NEAR to XRP?
Yes, the reverse direction is open: 1 USDT NEAR = 0.798372 XRP. The link sits right under the calculator.
Worth reading
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