Swap XRP for Tether (USDT NEAR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 00:33
- Payout network
- NEAR
- 24 hours
- −7.86%
You get
USDT NEAR
Start the order
USDT NEAR
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.2995 USDT NEAR per XRP, or 0.769508 XRP per USDT NEAR. Market over 24 hours: XRP against USDT NEAR minus 7.86%. The week added minus 10.84%.
The weekly corridor ran from 1.2668 to 1.4637 USDT NEAR, a spread of 15.54%.
The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($80.49 B) and Tether 3th ($183.31 B).
Who takes the XRP → USDT NEAR route
- Sitting out the swingsUSDT tracks the dollar: after the swap the value of your funds stops following XRP.
- A road both waysThe USDT NEAR → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDT NEAR rate and amounts
1 XRP = 1.2995 USDT NEAR
1 USDT NEAR = 0.769508 XRP
Send XRP — receive USDT NEAR
| XRP | USDT NEAR |
|---|---|
| 10 | 12.9953 |
| 50 | 64.9766 |
| 200 | 259.9062 |
| 2,000 | 2,599.06 |
| 10,000 | 12,995.31 |
| 50,000 | 64,976.56 |
Need USDT NEAR — send this much XRP
| USDT NEAR | XRP |
|---|---|
| 20 | 15.3902 |
| 100 | 76.9508 |
| 500 | 384.7541 |
| 5,000 | 3,847.54 |
| 20,000 | 15,390.17 |
| 100,000 | 76,950.83 |
Payout network for USDT
The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| TRON (TRC20) | 1.2995 | 71.0732 XRP | ≈ $2.3 | fast |
| Solana | 1.2995 | 71.0732 XRP | ≈ $0.00049 | fast |
| Polygon | 1.2995 | 71.0732 XRP | ≈ $0.0014 | fast |
| Arbitrum One | 1.2995 | 71.0732 XRP | ≈ $0.0032 | fast |
| TON | 1.2995 | 71.0732 XRP | low | fast |
| Ethereum (ERC20) | 1.2995 | 71.0732 XRP | ≈ $0.016 | medium |
| OMNI | 1.2995 | — | — | — |
| BNB Smart Chain (BEP20) | 1.2995 | 142.6239 XRP | ≈ $0.0023 | fast |
| Avalanche C-Chain | 1.2995 | — | ≈ < $0.0001 | fast |
| NEAR open now | 1.2995 | — | — | — |
| Optimism | 1.2995 | — | ≈ $0.00016 | fast |
How the XRP → USDT NEAR order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDT address in NEAR and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is NEAR. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDT NEAR rate has been
high 1.4637 USDT NEARlow 1.2668 USDT NEAR
Sep 10, 2026 00:36Sep 17, 2026 00:36
- 24 hours
- −7.86%
- Week
- −10.84%
- Weekly high
- 1.4637 USDT NEAR
- Weekly low
- 1.2668 USDT NEAR
- Spread
- 15.54%
Market data from CoinGecko as of Sep 16, 2026 21:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDT NEAR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.4057 | 1.2668 | 1.2936 | −7.86% |
| Week | 1.4637 | 1.2668 | 1.3634 | −10.84% |
Figures are in USDT NEAR per unit sent, from market data.
The numbers on XRP and USDT
XRP XRP- Price
- $1.28
- 24 hours
- −7.88%
- Week
- −11.1%
- Market cap
- $80.49 B
- 24-hour turnover
- $5.31 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
Tether USDT- Price
- $0.999299
- 24 hours
- −0.02%
- Week
- −0.1%
- Market cap
- $183.31 B
- 24-hour turnover
- $63.86 B
- Rank by cap
- #3
- In circulation
- 183.44 B USDT
- Record price
- $1.32
Source: CoinGecko, Sep 16, 2026 21:24.
XRP against Tether
| XRP (XRP) | Tether (USDT) | |
|---|---|---|
| Ticker | XRP | USDT |
| Type | coin of its own network | token |
| Launched | 2012 | 2014 |
| Built by | Ripple Labs | Tether Limited |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 183.44 B USDT |
| Market cap | $80.49 B | $183.31 B |
| Rank by cap | #5 | #3 |
| Network | — | NEAR |
Common questions: XRP → USDT NEAR
What rate does XRP to USDT NEAR run at?
As of Sep 17, 2026 00:33 it is 1 XRP = 1.2995 USDT NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.30.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDT NEAR take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDT NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDT cheaper?
The cheapest is usually USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT BEP20, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDT NEAR to XRP?
Yes, the reverse direction is open: 1 USDT NEAR = 0.775695 XRP. The link sits right under the calculator.
Worth reading
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