Swap XRP for USD Coin (USDC Optimism)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 07:33
- Payout network
- Optimism
- 24 hours
- +0.34%
You get
USDC Optimism
Start the order
USDC Optimism
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.3009 USDC Optimism per XRP, or 0.768697 XRP per USDC Optimism. Market over 24 hours: XRP against USDC Optimism plus 0.34%. The week added minus 6.63%.
The weekly corridor ran from 1.2658 to 1.4775 USDC Optimism, a spread of 16.72%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($81.79 B) and USD Coin 6th ($73.67 B).
Who takes the XRP → USDC Optimism route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XRP.
- A road both waysThe USDC Optimism → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDC Optimism rate and amounts
1 XRP = 1.3009 USDC Optimism
1 USDC Optimism = 0.768697 XRP
Send XRP — receive USDC Optimism
| XRP | USDC Optimism |
|---|---|
| 10 | 13.009 |
| 50 | 65.0451 |
| 200 | 260.1805 |
| 2,000 | 2,601.8 |
| 10,000 | 13,009.02 |
| 50,000 | 65,045.12 |
Need USDC Optimism — send this much XRP
| USDC Optimism | XRP |
|---|---|
| 20 | 15.3739 |
| 100 | 76.8697 |
| 500 | 384.3486 |
| 5,000 | 3,843.49 |
| 20,000 | 15,373.94 |
| 100,000 | 76,869.72 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 1.2971 | 71.0732 XRP | ≈ $0.0017 | fast |
| Solana | 1.2971 | 71.0732 XRP | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 1.2971 | 71.0732 XRP | ≈ $0.009 | medium |
| Arbitrum One | 1.3009 | — | ≈ $0.0033 | fast |
| BASE | 1.3009 | — | — | — |
| BNB Smart Chain (BEP20) | 1.3009 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1.3009 | — | ≈ < $0.0001 | fast |
| NEAR | 1.3009 | — | — | — |
| Optimism open now | 1.3009 | — | ≈ $0.00016 | fast |
| XLM | 1.3009 | — | — | — |
How the XRP → USDC Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in Optimism and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDC Optimism rate has been
high 1.4775 USDC Optimismlow 1.2658 USDC Optimism
Sep 10, 2026 07:36Sep 17, 2026 07:36
- 24 hours
- +0.34%
- Week
- −6.63%
- Weekly high
- 1.4775 USDC Optimism
- Weekly low
- 1.2658 USDC Optimism
- Spread
- 16.72%
Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDC Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.3021 | 1.2658 | 1.288 | +0.34% |
| Week | 1.4775 | 1.2658 | 1.3576 | −6.63% |
Figures are in USDC Optimism per unit sent, from market data.
The numbers on XRP and USDC
XRP XRP- Price
- $1.30
- 24 hours
- +0.33%
- Week
- −6%
- Market cap
- $81.79 B
- 24-hour turnover
- $3.76 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
USD Coin USDC- Price
- $0.999615
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.67 B
- 24-hour turnover
- $18.4 B
- Rank by cap
- #6
- In circulation
- 73.7 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 06:24.
XRP against USD Coin
| XRP (XRP) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XRP | USDC |
| Type | coin of its own network | token |
| Launched | 2012 | 2018 |
| Built by | Ripple Labs | Circle |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 73.7 B USDC |
| Market cap | $81.79 B | $73.67 B |
| Rank by cap | #5 | #6 |
| Network | — | Optimism |
| Fees are paid in | — | ETH |
Common questions: XRP → USDC Optimism
What rate does XRP to USDC Optimism run at?
As of Sep 17, 2026 07:33 it is 1 XRP = 1.3009 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.30.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDC Optimism take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC Optimism to XRP?
Yes, the reverse direction is open: 1 USDC Optimism = 0.774878 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → USDS1.2978
XRP → USDT Arbitrum1.3017- XRP → USDT BEP201.3017
- XRP → USDT AVAX C1.3017
- XRP → USDT ERC201.3017
- XRP → USDT NEAR1.3017
- XRP → USDT OMNI1.3017
- XRP → USDT Optimism1.3017
