Swap XRP for USD Coin (USDC ERC20)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 22:53
- Orders from
- 71.0732 XRP ≈ $98.79
- Payout network
- Ethereum (ERC20)
- 24 hours
- +7.02%
You get
USDC ERC20
Start the order
USDC ERC20
The figure is indicative; the exact amount is locked in the order.
The direction runs at 1.4052 USDC ERC20 per XRP, or 0.711646 XRP per USDC ERC20. Market over 24 hours: XRP against USDC ERC20 plus 7.02%. The week added plus 0.92%.
The weekly corridor ran from 1.2634 to 1.4637 USDC ERC20, a spread of 15.85%. A single order takes 71.0732 to 7,190,000 XRP. In dollars that is roughly $98.79.
The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($87.24 B) and USD Coin 6th ($73.94 B). Daily moves of XRP and USDC over 90 days line up at 0.05 (they travel apart).
Who takes the XRP → USDC ERC20 route
- Sitting out the swingsXRP moved +29.92% over the past month. USDC tracks the dollar, so after the swap the value stops following XRP.
- A road both waysThe USDC ERC20 → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDC ERC20 rate and amounts
1 XRP = 1.4052 USDC ERC20
1 USDC ERC20 = 0.711646 XRP
Send XRP — receive USDC ERC20
| XRP | USDC ERC20 |
|---|---|
| 100 | 140.5194 |
| 500 | 702.597 |
| 1,000 | 1,405.19 |
| 5,000 | 7,025.97 |
| 10,000 | 14,051.94 |
| 50,000 | 70,259.7 |
Need USDC ERC20 — send this much XRP
| USDC ERC20 | XRP |
|---|---|
| 100 | 71.1646 |
| 500 | 355.8228 |
| 2,000 | 1,423.29 |
| 5,000 | 3,558.23 |
| 20,000 | 14,232.91 |
| 100,000 | 71,164.55 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 1.4052 | 71.0732 XRP | ≈ $0.0018 | fast |
| Solana | 1.4052 | 71.0732 XRP | ≈ $0.00056 | fast |
| Ethereum (ERC20) open now | 1.4052 | 71.0732 XRP | ≈ $0.049 | medium |
| Arbitrum One | 1.4093 | — | ≈ $0.0035 | fast |
| BASE | 1.4093 | — | — | — |
| BNB Smart Chain (BEP20) | 1.4093 | — | ≈ $0.0025 | fast |
| Avalanche C-Chain | 1.4093 | — | ≈ $0.00052 | fast |
| NEAR | 1.4093 | — | — | — |
| Optimism | 1.4093 | — | ≈ $0.00018 | fast |
| XLM | 1.4093 | — | — | — |
How the XRP → USDC ERC20 order runs
- Work out the amount in the calculator: orders start at 71.0732 XRP.
- Enter a USDC address in Ethereum (ERC20) and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 71.0732 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDC ERC20 rate has been
high 1.4637 USDC ERC20low 1.2634 USDC ERC20
Sep 11, 2026 22:57Sep 18, 2026 22:57
high 1.5207 USDC ERC20low 1.0014 USDC ERC20
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 1.5207 USDC ERC20low 0.993158 USDC ERC20
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 3.0768 USDC ERC20low 0.993158 USDC ERC20
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- +7.02%
- Week
- +0.92%
- Weekly high
- 1.4637 USDC ERC20
- Weekly low
- 1.2634 USDC ERC20
- Spread
- 15.85%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDC ERC20 travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.3852 | 1.2906 | 1.3263 | +7.02% |
| Week | 1.4637 | 1.2634 | 1.3474 | +0.92% |
| Month | 1.5207 | 1.0014 | 1.3685 | +29.94% |
| Quarter | 1.5207 | 0.993158 | 1.1766 | +14.55% |
Figures are in USDC ERC20 per unit sent, from market data.
Daily XRP → USDC ERC20 rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 1.3012 USDC ERC20 | +0.19% |
| Sep 17, 2026 | 1.2987 USDC ERC20 | +1.17% |
| Sep 16, 2026 | 1.2837 USDC ERC20 | −9.81% |
| Sep 15, 2026 | 1.4233 USDC ERC20 | +6.08% |
| Sep 14, 2026 | 1.3418 USDC ERC20 | −1.8% |
| Sep 13, 2026 | 1.3664 USDC ERC20 | +0.76% |
| Sep 12, 2026 | 1.356 USDC ERC20 | +1.64% |
Daily RubyCash rate: XRP → USDC ERC20
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 1.3902 USDC ERC20 | 1.3904 |
| Sep 17, 2026 | 1.2981 USDC ERC20 | 1.2905 |
| Sep 16, 2026 | 1.2909 USDC ERC20 | 1.2904 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on XRP and USDC
XRP XRP- Price
- $1.39
- 24 hours
- +7.03%
- Week
- +1%
- Market cap
- $87.24 B
- 24-hour turnover
- $3.77 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 21:54.
XRP against USD Coin
| XRP (XRP) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XRP | USDC |
| Type | coin of its own network | token |
| Launched | 2012 | 2018 |
| Built by | Ripple Labs | Circle |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 73.96 B USDC |
| Market cap | $87.24 B | $73.94 B |
| Rank by cap | #5 | #6 |
| Network | — | Ethereum (ERC20) |
| Fees are paid in | — | ETH |
Daily moves of XRP and USDC over 90 days line up at 0.05 — they travel apart.
Common questions: XRP → USDC ERC20
What rate does XRP to USDC ERC20 run at?
As of Sep 18, 2026 22:53 it is 1 XRP = 1.4052 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.40.
What amounts does XRP → USDC ERC20 accept?
From 71.0732 to 7,190,000 XRP per order. The lower limit is roughly $98.79.
Where does the 71.0732 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDC ERC20 take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDC ERC20 arrive in?
The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to USDC ERC20 rate do this month?
The month came in at plus 29.94%. Low 1.0014, high 1.5207, middle 1.3685 USDC ERC20 per XRP.
Can I go back, USDC ERC20 to XRP?
Yes, the reverse direction is open: 1 USDC ERC20 = 0.714282 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → USDS1.4049
XRP → USDT Arbitrum1.4097- XRP → USDT BEP201.4097
- XRP → USDT AVAX C1.4097
- XRP → USDT ERC201.4097
- XRP → USDT NEAR1.4097
- XRP → USDT OMNI1.4097
- XRP → USDT Optimism1.4097
