Swap USD Coin (USDC NEAR) for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 22:58
- Orders from
- 200 USDC NEAR ≈ $199.95
- Payout network
- XRP Ledger
- 24 hours
- −6.56%
Today USDC NEAR goes for 0.713525 XRP, and XRP goes for 1.4015 USDC NEAR. Market over 24 hours: USDC NEAR against XRP minus 6.56%. The week added minus 0.91%.
The weekly corridor ran from 0.6832 to 0.791491 XRP, a spread of 15.85%. A single order takes 200 to 10,000,000 USDC NEAR. In dollars that is roughly $199.95.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.94 B) and XRP 5th ($87.24 B). Daily moves of USDC and XRP over 90 days line up at 0.05 (they travel apart).
Who takes the USDC NEAR → XRP route
- Entering XRP from dollarsFrom USDC you step into XRP directly, with no coin in between: over the past month XRP moved +29.92%.
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of USDC and XRP over 90 days line up at 0.05 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC NEAR → XRP rate and amounts
1 USDC NEAR = 0.713525 XRP
1 XRP = 1.4015 USDC NEAR
Send USDC NEAR — receive XRP
| USDC NEAR | XRP |
|---|---|
| 200 | 142.7051 |
| 1,000 | 713.5254 |
| 2,000 | 1,427.05 |
| 10,000 | 7,135.25 |
| 20,000 | 14,270.51 |
| 100,000 | 71,352.54 |
Need XRP — send this much USDC NEAR
| XRP | USDC NEAR |
|---|---|
| 200 | 280.2984 |
| 500 | 700.746 |
| 2,000 | 2,802.98 |
| 5,000 | 7,007.46 |
| 20,000 | 28,029.84 |
| 50,000 | 70,074.6 |
How the USDC NEAR → XRP order runs
- Work out the amount in the calculator: orders start at 200 USDC NEAR.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send USDC NEAR in NEAR for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending USDC NEAR
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 200 USDC NEAR.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC NEAR to XRP rate has been
high 0.791491 XRPlow 0.6832 XRP
Sep 11, 2026 23:00Sep 18, 2026 23:00
high 0.998616 XRPlow 0.657609 XRP
Aug 19, 2026 03:00Sep 18, 2026 03:00
high 1.0069 XRPlow 0.657609 XRP
Jun 20, 2026 03:00Sep 18, 2026 03:00
high 1.0069 XRPlow 0.325012 XRP
Sep 19, 2025 03:00Sep 18, 2026 03:00
- 24 hours
- −6.56%
- Week
- −0.91%
- Weekly high
- 0.791491 XRP
- Weekly low
- 0.6832 XRP
- Spread
- 15.85%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC NEAR/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.774827 | 0.721899 | 0.754368 | −6.56% |
| Week | 0.791491 | 0.6832 | 0.743038 | −0.91% |
| Month | 0.998616 | 0.657609 | 0.735537 | −23.04% |
| Quarter | 1.0069 | 0.657609 | 0.863466 | −12.7% |
Figures are in XRP per unit sent, from market data.
Daily USDC NEAR → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 0.768537 XRP | −0.19% |
| Sep 17, 2026 | 0.769987 XRP | −1.16% |
| Sep 16, 2026 | 0.779026 XRP | +10.88% |
| Sep 15, 2026 | 0.702569 XRP | −5.73% |
| Sep 14, 2026 | 0.745267 XRP | +1.83% |
| Sep 13, 2026 | 0.731876 XRP | −0.76% |
| Sep 12, 2026 | 0.737474 XRP | −1.61% |
Daily RubyCash rate: USDC NEAR → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 0.723027 XRP | 0.719238 |
| Sep 17, 2026 | 0.774308 XRP | 0.774921 |
| Sep 16, 2026 | 0.778649 XRP | 0.77498 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XRP
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
XRP XRP- Price
- $1.39
- 24 hours
- +7.03%
- Week
- +1%
- Market cap
- $87.24 B
- 24-hour turnover
- $3.77 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
Source: CoinGecko, Sep 18, 2026 21:54.
USD Coin against XRP
| USD Coin (USDC) | XRP (XRP) | |
|---|---|---|
| Ticker | USDC | XRP |
| Type | token | coin of its own network |
| Network | NEAR | — |
| Launched | 2018 | 2012 |
| Built by | Circle | Ripple Labs |
| Supply cap | no cap | 100 B XRP |
| In circulation | 73.96 B USDC | 62.88 B XRP |
| Market cap | $73.94 B | $87.24 B |
| Rank by cap | #6 | #5 |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XRP over 90 days line up at 0.05 — they travel apart.
Common questions: USDC NEAR → XRP
What rate does USDC NEAR to XRP run at?
As of Sep 18, 2026 22:58 it is 1 USDC NEAR = 0.713525 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.9918.
What amounts does USDC NEAR → XRP accept?
From 200 to 10,000,000 USDC NEAR per order. The lower limit is roughly $199.95.
Where does the 200 USDC NEAR floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC NEAR the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC NEAR, and that one goes to the blockchain, not to us.
How long does USDC NEAR to XRP take?
The clock starts with confirmations: the order goes into work once NEAR confirms your transfer. After that it comes down to how busy the network is.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC NEAR to XRP rate do this month?
The month came in at minus 23.04%. Low 0.657609, high 0.998616, middle 0.735537 XRP per USDC NEAR.
Can I go back, XRP to USDC NEAR?
Yes, the reverse direction is open: 1 XRP = 1.4128 USDC NEAR. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC NEAR, receive something else
USDC NEAR → XTZ3.5402
USDC NEAR → YFI0.000449289
USDC NEAR → ZBT12.1848
USDC NEAR → ZEC0.00067815
USDC NEAR → ZRO0.887183
USDC NEAR → ZRX8.7125
USDC NEAR → 1INCH10.3283
USDC NEAR → AAVE0.00723209
