Swap XRP for USD Coin (USDC Polygon)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 06:38
- Orders from
- 71.0732 XRP ≈ $92.40
- Payout network
- Polygon
- 24 hours
- +0.34%
You get
USDC Polygon
Start the order
USDC Polygon
The figure is indicative; the exact amount is locked in the order.
One XRP buys 1.3073 USDC Polygon right now; the other way round, 1 USDC Polygon is 0.764949 XRP. Market over 24 hours: XRP against USDC Polygon plus 0.34%. The week added minus 6.63%.
The weekly corridor ran from 1.2658 to 1.4775 USDC Polygon, a spread of 16.72%. A single order takes 71.0732 to 7,690,000 XRP. In dollars that is roughly $92.40.
The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap XRP sits 5th ($81.79 B) and USD Coin 6th ($73.67 B).
Who takes the XRP → USDC Polygon route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XRP.
- A road both waysThe USDC Polygon → XRP direction is open too, so going back into XRP takes the same route.
XRP → USDC Polygon rate and amounts
1 XRP = 1.3073 USDC Polygon
1 USDC Polygon = 0.764949 XRP
Send XRP — receive USDC Polygon
| XRP | USDC Polygon |
|---|---|
| 100 | 130.7277 |
| 500 | 653.6385 |
| 1,000 | 1,307.28 |
| 5,000 | 6,536.39 |
| 10,000 | 13,072.77 |
| 50,000 | 65,363.85 |
Need USDC Polygon — send this much XRP
| USDC Polygon | XRP |
|---|---|
| 100 | 76.4949 |
| 500 | 382.4744 |
| 2,000 | 1,529.9 |
| 5,000 | 3,824.74 |
| 20,000 | 15,298.98 |
| 100,000 | 76,494.88 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XRP | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon open now | 1.3073 | 71.0732 XRP | ≈ $0.0018 | fast |
| Solana | 1.3073 | 71.0732 XRP | ≈ $0.0005 | fast |
| Ethereum (ERC20) | 1.3073 | 71.0732 XRP | ≈ $0.0075 | medium |
| Arbitrum One | 1.3111 | — | ≈ $0.0032 | fast |
| BASE | 1.3111 | — | — | — |
| BNB Smart Chain (BEP20) | 1.3111 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1.3111 | — | ≈ < $0.0001 | fast |
| NEAR | 1.3111 | — | — | — |
| Optimism | 1.3111 | — | ≈ $0.00016 | fast |
| XLM | 1.3111 | — | — | — |
How the XRP → USDC Polygon order runs
- Work out the amount in the calculator: orders start at 71.0732 XRP.
- Enter a USDC address in Polygon and a way to reach you.
- Send XRP in XRP Ledger for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XRP
- The address network is Polygon. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 71.0732 XRP.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XRP to USDC Polygon rate has been
high 1.4775 USDC Polygonlow 1.2658 USDC Polygon
Sep 10, 2026 06:42Sep 17, 2026 06:42
- 24 hours
- +0.34%
- Week
- −6.63%
- Weekly high
- 1.4775 USDC Polygon
- Weekly low
- 1.2658 USDC Polygon
- Spread
- 16.72%
Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far XRP/USDC Polygon travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.3021 | 1.2658 | 1.288 | +0.34% |
| Week | 1.4775 | 1.2658 | 1.3576 | −6.63% |
Figures are in USDC Polygon per unit sent, from market data.
The numbers on XRP and USDC
XRP XRP- Price
- $1.30
- 24 hours
- +0.33%
- Week
- −6%
- Market cap
- $81.79 B
- 24-hour turnover
- $3.76 B
- Rank by cap
- #5
- In circulation
- 62.88 B XRP
- Record price
- $3.65
USD Coin USDC- Price
- $0.999615
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.67 B
- 24-hour turnover
- $18.4 B
- Rank by cap
- #6
- In circulation
- 73.7 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 06:24.
XRP against USD Coin
| XRP (XRP) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XRP | USDC |
| Type | coin of its own network | token |
| Launched | 2012 | 2018 |
| Built by | Ripple Labs | Circle |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 62.88 B XRP | 73.7 B USDC |
| Market cap | $81.79 B | $73.67 B |
| Rank by cap | #5 | #6 |
| Network | — | Polygon |
| Fees are paid in | — | POL |
Common questions: XRP → USDC Polygon
What rate does XRP to USDC Polygon run at?
As of Sep 17, 2026 06:38 it is 1 XRP = 1.3073 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.31.
What amounts does XRP → USDC Polygon accept?
From 71.0732 to 7,690,000 XRP per order. The lower limit is roughly $92.40.
Where does the 71.0732 XRP floor come from?
Network fees and order handling eat a small transfer alive — below 71.0732 XRP the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XRP, and that one goes to the blockchain, not to us.
How long does XRP to USDC Polygon take?
The clock starts with confirmations: the order goes into work once XRP Ledger confirms your transfer. After that it comes down to how busy the network is. A block in XRP Ledger closes in about 4 sec.
Which network will USDC Polygon arrive in?
The payout leaves in Polygon. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC Polygon to XRP?
Yes, the reverse direction is open: 1 USDC Polygon = 0.767782 XRP. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XRP, receive something else
XRP → USDS1.3081
XRP → USDT Arbitrum1.312- XRP → USDT BEP201.312
- XRP → USDT AVAX C1.312
- XRP → USDT ERC201.312
- XRP → USDT NEAR1.312
- XRP → USDT OMNI1.312
- XRP → USDT Optimism1.312
