Swap USD Coin (USDC XLM) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 13:44
- Orders from
- 200 USDC XLM ≈ $200.00
- Payout network
- Monero
- 24 hours
- −2.07%
The direction runs at 0.00166523 XMR per USDC XLM, or 600.5189 USDC XLM per XMR. Market over 24 hours: USDC XLM against XMR minus 2.07%. The week added plus 0.51%.
The weekly corridor ran from 0.00162342 to 0.00171057 XMR, a spread of 5.37%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $200.00.
By market cap USD Coin sits 6th ($71.65 B) and Monero 13th ($11.38 B). Daily moves of USDC and XMR over 90 days line up at -0.05 (they travel apart).
Who takes the USDC XLM → XMR route
- Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +9.79%.
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
USDC XLM → XMR rate and amounts
Send USDC XLM — receive XMR
| USDC XLM | XMR |
|---|---|
| 200 | 0.333045 |
| 1,000 | 1.6652 |
| 2,000 | 3.3305 |
| 10,000 | 16.6523 |
| 20,000 | 33.3045 |
| 100,000 | 166.5227 |
Need XMR — send this much USDC XLM
| XMR | USDC XLM |
|---|---|
| 0.5 | 300.2595 |
| 1 | 600.5189 |
| 5 | 3,002.59 |
| 10 | 6,005.19 |
| 50 | 30,025.95 |
| 100 | 60,051.89 |
How the USDC XLM → XMR order runs
- Work out the amount in the calculator: orders start at 200 USDC XLM.
- Enter a XMR address in Monero and a way to reach you.
- Send USDC XLM in XLM for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending USDC XLM
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 200 USDC XLM.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC XLM to XMR rate has been
- 24 hours
- −2.07%
- Week
- +0.51%
- Weekly high
- 0.00171057 XMR
- Weekly low
- 0.00162342 XMR
- Spread
- 5.37%
Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC XLM/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00168825 | 0.00165155 | 0.001671 | −2.07% |
| Week | 0.00171057 | 0.00162342 | 0.00167313 | +0.51% |
| Month | 0.00192483 | 0.00160906 | 0.00176128 | −8.89% |
| Quarter | 0.00284767 | 0.00160906 | 0.0020325 | −39.13% |
Figures are in XMR per unit sent, from market data.
Daily USDC XLM → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.00167229 XMR | +0.97% |
| Oct 30, 2026 | 0.00165623 XMR | −0.92% |
| Oct 29, 2026 | 0.00167157 XMR | +1.55% |
| Oct 28, 2026 | 0.00164598 XMR | −1.54% |
| Oct 27, 2026 | 0.0016717 XMR | −0.77% |
| Oct 26, 2026 | 0.00168472 XMR | +3.78% |
| Oct 25, 2026 | 0.00162333 XMR | −5.13% |
Daily RubyCash rate: USDC XLM → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.00166476 XMR | 0.0016547 |
| Oct 31, 2026 | 0.00168069 XMR | 0.00167333 |
| Oct 30, 2026 | 0.00170868 XMR | 0.00168135 |
| Oct 29, 2026 | 0.00164904 XMR | 0.00163279 |
| Oct 28, 2026 | 0.00165779 XMR | 0.00165855 |
| Oct 27, 2026 | 0.00165585 XMR | 0.00165484 |
| Oct 26, 2026 | 0.00169507 XMR | 0.00168406 |
| Oct 25, 2026 | 0.00167264 XMR | 0.00165299 |
| Oct 24, 2026 | 0.00163532 XMR | 0.00163251 |
| Oct 22, 2026 | 0.00164771 XMR | 0.00164365 |
| Oct 21, 2026 | 0.00161457 XMR | 0.00162099 |
| Oct 20, 2026 | 0.00164371 XMR | 0.0016247 |
| Oct 19, 2026 | 0.00165919 XMR | 0.00167011 |
| Oct 18, 2026 | 0.00169553 XMR | 0.00169046 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XMR
- Price
- $1.00
- 24 hours
- +0.01%
- Week
- +0.05%
- Market cap
- $71.65 B
- 24-hour turnover
- $5.88 B
- Rank by cap
- #6
- In circulation
- 71.65 B USDC
- Record price
- $1.04
- Price
- $604.34
- 24 hours
- +2.12%
- Week
- +0.12%
- Market cap
- $11.38 B
- 24-hour turnover
- $86.3 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Source: CoinGecko, Nov 1, 2026 11:54.
USD Coin against Monero
| USD Coin (USDC) | Monero (XMR) | |
|---|---|---|
| Ticker | USDC | XMR |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2014 |
| Built by | Circle | — |
| Supply cap | no cap | no cap |
| In circulation | 71.65 B USDC | 18.83 M XMR |
| Market cap | $71.65 B | $11.38 B |
| Rank by cap | #6 | #13 |
| Consensus | — | Proof of Work (RandomX) |
| Block | — | ~2 min |
| Privacy | — | always on |
Daily moves of USDC and XMR over 90 days line up at -0.05 — they travel apart.