Swap USD Coin (USDC XLM) for Monero (XMR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 13:44

Orders from
200 USDC XLM ≈ $200.00
Payout network
Monero
24 hours
−2.07%
You get 3.3305 XMR
Start the order
Rate
1 USDC XLM = 0.00166523 XMR
From
200 USDC XLM
Up to
10,000,000 USDC XLM

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.00166523 XMR per USDC XLM, or 600.5189 USDC XLM per XMR. Market over 24 hours: USDC XLM against XMR minus 2.07%. The week added plus 0.51%.

The weekly corridor ran from 0.00162342 to 0.00171057 XMR, a spread of 5.37%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $200.00.

By market cap USD Coin sits 6th ($71.65 B) and Monero 13th ($11.38 B). Daily moves of USDC and XMR over 90 days line up at -0.05 (they travel apart).

Who takes the USDC XLM → XMR route

  • Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +9.79%.
  • Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
  • Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.

USDC XLM → XMR rate and amounts

1 USDC XLM = 0.00166523 XMR
1 XMR = 600.5189 USDC XLM

Send USDC XLM — receive XMR

USDC XLMXMR
2000.333045
1,0001.6652
2,0003.3305
10,00016.6523
20,00033.3045
100,000166.5227

Need XMR — send this much USDC XLM

XMRUSDC XLM
0.5300.2595
1600.5189
53,002.59
106,005.19
5030,025.95
10060,051.89

How the USDC XLM → XMR order runs

  1. Work out the amount in the calculator: orders start at 200 USDC XLM.
  2. Enter a XMR address in Monero and a way to reach you.
  3. Send USDC XLM in XLM for exactly the amount stated in the order.
  4. Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.

Swap USDC XLM for XMR

Check this before sending USDC XLM

  • The address network is Monero. Sending through another network usually means losing the transfer.
  • The transfer must not be smaller than 200 USDC XLM.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC XLM to XMR rate has been

high 0.00171057 XMRlow 0.00162342 XMR
Oct 25, 2026 13:45Nov 1, 2026 13:45
high 0.00192483 XMRlow 0.00160906 XMR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.00284767 XMRlow 0.00160906 XMR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.00341801 XMRlow 0.00141696 XMR
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
−2.07%
Week
+0.51%
Weekly high
0.00171057 XMR
Weekly low
0.00162342 XMR
Spread
5.37%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC XLM/XMR travelled, by period

PeriodHighLowMiddleNet move
24 hours0.001688250.001651550.001671−2.07%
Week0.001710570.001623420.00167313+0.51%
Month0.001924830.001609060.00176128−8.89%
Quarter0.002847670.001609060.0020325−39.13%

Figures are in XMR per unit sent, from market data.

Daily USDC XLM → XMR rate

DayCloseAgainst the day before
Oct 31, 20260.00167229 XMR+0.97%
Oct 30, 20260.00165623 XMR−0.92%
Oct 29, 20260.00167157 XMR+1.55%
Oct 28, 20260.00164598 XMR−1.54%
Oct 27, 20260.0016717 XMR−0.77%
Oct 26, 20260.00168472 XMR+3.78%
Oct 25, 20260.00162333 XMR−5.13%

Daily RubyCash rate: USDC XLM → XMR

DateRubyCash rateMarket rate
Nov 1, 20260.00166476 XMR0.0016547
Oct 31, 20260.00168069 XMR0.00167333
Oct 30, 20260.00170868 XMR0.00168135
Oct 29, 20260.00164904 XMR0.00163279
Oct 28, 20260.00165779 XMR0.00165855
Oct 27, 20260.00165585 XMR0.00165484
Oct 26, 20260.00169507 XMR0.00168406
Oct 25, 20260.00167264 XMR0.00165299
Oct 24, 20260.00163532 XMR0.00163251
Oct 22, 20260.00164771 XMR0.00164365
Oct 21, 20260.00161457 XMR0.00162099
Oct 20, 20260.00164371 XMR0.0016247
Oct 19, 20260.00165919 XMR0.00167011
Oct 18, 20260.00169553 XMR0.00169046

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and XMR

USD Coin USDC
Price
$1.00
24 hours
+0.01%
Week
+0.05%
Market cap
$71.65 B
24-hour turnover
$5.88 B
Rank by cap
#6
In circulation
71.65 B USDC
Record price
$1.04
Monero XMR
Price
$604.34
24 hours
+2.12%
Week
+0.12%
Market cap
$11.38 B
24-hour turnover
$86.3 M
Rank by cap
#13
In circulation
18.83 M XMR
Record price
$797.73

Source: CoinGecko, Nov 1, 2026 11:54.

USD Coin against Monero

USD Coin (USDC)Monero (XMR)
TickerUSDCXMR
Typetokencoin of its own network
NetworkXLM—
Launched20182014
Built byCircle—
Supply capno capno cap
In circulation71.65 B USDC18.83 M XMR
Market cap$71.65 B$11.38 B
Rank by cap#6#13
Consensus—Proof of Work (RandomX)
Block—~2 min
Privacy—always on

Daily moves of USDC and XMR over 90 days line up at -0.05 — they travel apart.

Common questions: USDC XLM → XMR

What rate does USDC XLM to XMR run at?
As of Nov 1, 2026 13:44 it is 1 USDC XLM = 0.00166523 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What amounts does USDC XLM → XMR accept?
From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $200.00.
Where does the 200 USDC XLM floor come from?
Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to XMR take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to XMR rate do this month?
The month came in at minus 8.89%. Low 0.00160906, high 0.00192483, middle 0.00176128 XMR per USDC XLM.
Can a USDC XLM to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to USDC XLM?
Yes, the reverse direction is open: 1 XMR = 604.9835 USDC XLM. The link sits right under the calculator.

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