Swap USD Coin (USDC XLM) for Monero (XMR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 06:38

Orders from: 200 USDC XLM ≈ $199.92
Payout network: Monero
24 hours: +1.7%

You send

USDC XLM

You get 4.013

XMR

Start the order

Rate: 1 USDC XLM = 0.00200652 XMR
From: 200 USDC XLM
Up to: 10,000,000 USDC XLM

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.00200652 XMR per USDC XLM, or 498.3759 USDC XLM per XMR. Market over 24 hours: USDC XLM against XMR plus 1.7%. The week added plus 2.51%.

The weekly corridor ran from 0.00184588 to 0.00203904 XMR, a spread of 10.46%. A single order takes 200 to 10,000,000 USDC XLM. In dollars that is roughly $199.92.

By market cap USD Coin sits 6th ($73.67 B) and Monero 14th ($9.4 B).

Who takes the USDC XLM → XMR route

Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between and no extra fees.
Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.

USDC XLM → XMR rate and amounts

1 USDC XLM = 0.00200652 XMR

1 XMR = 498.3759 USDC XLM

Send USDC XLM — receive XMR

USDC XLM	XMR
200	0.401303
1,000	2.0065
2,000	4.013
10,000	20.0652
20,000	40.1303
100,000	200.6517

Need XMR — send this much USDC XLM

XMR	USDC XLM
0.5	249.188
1	498.3759
5	2,491.88
10	4,983.76
50	24,918.8
100	49,837.59

How the USDC XLM → XMR order runs

Work out the amount in the calculator: orders start at 200 USDC XLM.
Enter a XMR address in Monero and a way to reach you.
Send USDC XLM in XLM for exactly the amount stated in the order.
Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.

Swap USDC XLM for XMR

Check this before sending USDC XLM

The address network is Monero. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC XLM.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC XLM to XMR rate has been

Week

high 0.00203904 XMRlow 0.00184588 XMR

Sep 10, 2026 06:42Sep 17, 2026 06:42

24 hours: +1.7%
Week: +2.51%
Weekly high: 0.00203904 XMR
Weekly low: 0.00184588 XMR
Spread: 10.46%

Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC XLM/XMR travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00203904	0.00196703	0.00200229	+1.7%
Week	0.00203904	0.00184588	0.00193826	+2.51%

Figures are in XMR per unit sent, from market data.

The numbers on USDC and XMR

USD Coin USDC

Price: $0.999615
24 hours: −0.01%
Week: 0%
Market cap: $73.67 B
24-hour turnover: $18.4 B
Rank by cap: #6
In circulation: 73.7 B USDC
Record price: $1.04

Monero XMR

Price: $500.14
24 hours: −1.68%
Week: −1.8%
Market cap: $9.4 B
24-hour turnover: $105.88 M
Rank by cap: #14
In circulation: 18.81 M XMR
Record price: $797.73

Source: CoinGecko, Sep 17, 2026 06:24.

USD Coin against Monero

	USD Coin (USDC)	Monero (XMR)
Ticker	USDC	XMR
Type	token	coin of its own network
Network	XLM	—
Launched	2018	2014
Built by	Circle	—
Supply cap	no cap	no cap
In circulation	73.7 B USDC	18.81 M XMR
Market cap	$73.67 B	$9.4 B
Rank by cap	#6	#14
Consensus	—	Proof of Work (RandomX)
Block	—	~2 min
Privacy	—	always on

Common questions: USDC XLM → XMR

What rate does USDC XLM to XMR run at?

As of Sep 17, 2026 06:38 it is 1 USDC XLM = 0.00200652 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.

What amounts does USDC XLM → XMR accept?

From 200 to 10,000,000 USDC XLM per order. The lower limit is roughly $199.92.

Where does the 200 USDC XLM floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC XLM the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.

How long does USDC XLM to XMR take?

The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.

Which network will XMR arrive in?

Monero leaves in its own Monero network — a plain XMR address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can a USDC XLM to XMR swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, XMR to USDC XLM?

Yes, the reverse direction is open: 1 XMR = 500.9162 USDC XLM. The link sits right under the calculator.