Swap Tezos (XTZ) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 01:08
- Payout network
- XLM
- 24 hours
- −0.18%
One XTZ buys 0.249163 USDC XLM right now; the other way round, 1 USDC XLM is 4.0134 XTZ. Market over 24 hours: XTZ against USDC XLM minus 0.18%. The week added minus 7.21%.
The weekly corridor ran from 0.241573 to 0.299105 USDC XLM, a spread of 23.82%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Tezos sits 143th ($272.52 M) and USD Coin 6th ($73.61 B).
Who takes the XTZ → USDC XLM route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following XTZ.
- A road both waysThe USDC XLM → XTZ direction is open too, so going back into XTZ takes the same route.
XTZ → USDC XLM rate and amounts
1 XTZ = 0.249163 USDC XLM
1 USDC XLM = 4.0134 XTZ
Send XTZ — receive USDC XLM
| XTZ | USDC XLM |
|---|---|
| 50 | 12.4581 |
| 200 | 49.8326 |
| 1,000 | 249.1629 |
| 10,000 | 2,491.63 |
| 50,000 | 12,458.14 |
| 200,000 | 49,832.58 |
Need USDC XLM — send this much XTZ
| USDC XLM | XTZ |
|---|---|
| 20 | 80.2688 |
| 100 | 401.3439 |
| 500 | 2,006.72 |
| 5,000 | 20,067.19 |
| 20,000 | 80,268.78 |
| 100,000 | 401,343.88 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XTZ | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.249163 | 777.605 XTZ | ≈ $0.012 | medium |
| Solana | 0.249163 | 777.605 XTZ | ≈ $0.00049 | fast |
| Polygon | 0.249163 | 777.605 XTZ | ≈ $0.0017 | fast |
| Arbitrum One | 0.249163 | — | ≈ $0.0031 | fast |
| BASE | 0.249163 | — | — | — |
| BNB Smart Chain (BEP20) | 0.249163 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.249163 | — | ≈ < $0.0001 | fast |
| NEAR | 0.249163 | — | — | — |
| Optimism | 0.249163 | — | ≈ $0.00016 | fast |
| XLM open now | 0.249163 | — | — | — |
How the XTZ → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send XTZ in Tezos for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XTZ
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XTZ to USDC XLM rate has been
high 0.299105 USDC XLMlow 0.241573 USDC XLM
Sep 10, 2026 01:11Sep 17, 2026 01:11
- 24 hours
- −0.18%
- Week
- −7.21%
- Weekly high
- 0.299105 USDC XLM
- Weekly low
- 0.241573 USDC XLM
- Spread
- 23.82%
Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XTZ/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.252806 | 0.241573 | 0.246267 | −0.18% |
| Week | 0.299105 | 0.241573 | 0.26183 | −7.21% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on XTZ and USDC
Tezos XTZ- Price
- $0.248485
- 24 hours
- −0.18%
- Week
- −4.9%
- Market cap
- $272.52 M
- 24-hour turnover
- $6.92 M
- Rank by cap
- #143
- In circulation
- 1.1 B XTZ
- Record price
- $9.12
USD Coin USDC- Price
- $0.999724
- 24 hours
- 0%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.36 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 00:54.
Tezos against USD Coin
| Tezos (XTZ) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XTZ | USDC |
| Type | coin of its own network | token |
| Launched | 2018 | 2018 |
| Built by | Arthur Breitman, Kathleen Breitman | Circle |
| Consensus | Liquid Proof of Stake | — |
| Privacy | transfers are public | — |
| In circulation | 1.1 B XTZ | 73.63 B USDC |
| Market cap | $272.52 M | $73.61 B |
| Rank by cap | #143 | #6 |
| Network | — | XLM |
| Supply cap | — | no cap |
Common questions: XTZ → USDC XLM
What rate does XTZ to USDC XLM run at?
As of Sep 17, 2026 01:08 it is 1 XTZ = 0.249163 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.249094.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.
How long does XTZ to USDC XLM take?
The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can I go back, USDC XLM to XTZ?
Yes, the reverse direction is open: 1 USDC XLM = 4.0458 XTZ. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XTZ, receive something else
XTZ → USDS0.248434
XTZ → USDT Arbitrum0.249183- XTZ → USDT BEP200.249183
- XTZ → USDT AVAX C0.249183
- XTZ → USDT ERC200.249183
- XTZ → USDT NEAR0.249183
- XTZ → USDT OMNI0.249183
- XTZ → USDT Optimism0.249183
