Swap LayerZero (ZRO) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 18, 2026 22:48
- Payout network
- XLM
- 24 hours
- +7.59%
The direction runs at 1.1459 USDC XLM per ZRO, or 0.872695 ZRO per USDC XLM. Market over 24 hours: ZRO against USDC XLM plus 7.59%. The week added plus 10.76%.
The weekly corridor ran from 0.931654 to 1.1454 USDC XLM, a spread of 22.94%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap LayerZero sits 122th ($399.06 M) and USD Coin 6th ($73.94 B). Daily moves of ZRO and USDC over 90 days line up at -0.01 (they travel apart).
Who takes the ZRO → USDC XLM route
- Sitting out the swingsZRO moved +42.54% over the past month. USDC tracks the dollar, so after the swap the value stops following ZRO.
- A road both waysThe USDC XLM → ZRO direction is open too, so going back into ZRO takes the same route.
ZRO → USDC XLM rate and amounts
Send ZRO — receive USDC XLM
| ZRO | USDC XLM |
|---|---|
| 10 | 11.4588 |
| 50 | 57.2938 |
| 200 | 229.1752 |
| 2,000 | 2,291.75 |
| 10,000 | 11,458.76 |
| 50,000 | 57,293.81 |
Need USDC XLM — send this much ZRO
| USDC XLM | ZRO |
|---|---|
| 20 | 17.4539 |
| 100 | 87.2695 |
| 500 | 436.3473 |
| 5,000 | 4,363.47 |
| 20,000 | 17,453.89 |
| 100,000 | 87,269.47 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ZRO | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1.1459 | 207.2539 ZRO | ≈ $0.049 | medium |
| Solana | 1.1459 | 207.2539 ZRO | ≈ $0.00056 | fast |
| Polygon | 1.1459 | 207.2539 ZRO | ≈ $0.0018 | fast |
| Arbitrum One | 1.1459 | — | ≈ $0.0035 | fast |
| BASE | 1.1459 | — | — | — |
| BNB Smart Chain (BEP20) | 1.1459 | — | ≈ $0.0025 | fast |
| Avalanche C-Chain | 1.1459 | — | ≈ $0.00052 | fast |
| NEAR | 1.1459 | — | — | — |
| Optimism | 1.1459 | — | ≈ $0.00018 | fast |
| XLM open now | 1.1459 | — | — | — |
How the ZRO → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ZRO in LayerZero for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ZRO
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ZRO to USDC XLM rate has been
- 24 hours
- +7.59%
- Week
- +10.76%
- Weekly high
- 1.1454 USDC XLM
- Weekly low
- 0.931654 USDC XLM
- Spread
- 22.94%
Market data from CoinGecko as of Sep 18, 2026 21:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far ZRO/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1.1454 | 1.031 | 1.0952 | +7.59% |
| Week | 1.1454 | 0.931654 | 1.014 | +10.76% |
| Month | 1.1983 | 0.78743 | 1.0519 | +42.56% |
| Quarter | 1.1983 | 0.71538 | 0.910164 | +14.51% |
Figures are in USDC XLM per unit sent, from market data.
Daily ZRO → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 18, 2026 | 1.1225 USDC XLM | +13.03% |
| Sep 17, 2026 | 0.993144 USDC XLM | −0.16% |
| Sep 16, 2026 | 0.9947 USDC XLM | +1.01% |
| Sep 15, 2026 | 0.984721 USDC XLM | −2.84% |
| Sep 14, 2026 | 1.0135 USDC XLM | −0.87% |
| Sep 13, 2026 | 1.0223 USDC XLM | +3.98% |
| Sep 12, 2026 | 0.983192 USDC XLM | −3.65% |
Daily RubyCash rate: ZRO → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Sep 18, 2026 | 1.1308 USDC XLM | 1.1303 |
| Sep 17, 2026 | 1.0246 USDC XLM | 1.0274 |
| Sep 16, 2026 | 0.974446 USDC XLM | 0.975437 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ZRO and USDC
LayerZero ZRO- Price
- $1.13
- 24 hours
- +7.6%
- Week
- +10.2%
- Market cap
- $399.06 M
- 24-hour turnover
- $66.38 M
- Rank by cap
- #122
- In circulation
- 353.31 M ZRO
- Record price
- $7.47
USD Coin USDC- Price
- $0.999741
- 24 hours
- +0.02%
- Week
- 0%
- Market cap
- $73.94 B
- 24-hour turnover
- $21.2 B
- Rank by cap
- #6
- In circulation
- 73.96 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 18, 2026 21:54.
LayerZero against USD Coin
| LayerZero (ZRO) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ZRO | USDC |
| In circulation | 353.31 M ZRO | 73.96 B USDC |
| Market cap | $399.06 M | $73.94 B |
| Rank by cap | #122 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of ZRO and USDC over 90 days line up at -0.01 — they travel apart.
Common questions: ZRO → USDC XLM
What rate does ZRO to USDC XLM run at?
What else is taken on top of the rate?
How long does ZRO to USDC XLM take?
Which network will USDC XLM arrive in?
Where is receiving USDC cheaper?
What if the rate moves while I am paying?
What did the ZRO to USDC XLM rate do this month?
Can I go back, USDC XLM to ZRO?
Worth reading
Where else this can go
The other way round
Send ZRO, receive something else
ZRO → USDS1.1404
ZRO → USDT Arbitrum1.1409- ZRO → USDT BEP201.1409
- ZRO → USDT AVAX C1.1409
- ZRO → USDT ERC201.1409
- ZRO → USDT NEAR1.1409
- ZRO → USDT OMNI1.1409
- ZRO → USDT Optimism1.1409
