en
Site language
English en
Русский ru
Українська ua
Español es
Deutsch de
Français fr
日本語 ja
Telegram [email protected]
Sign up
en
Site language
English en
Русский ru
Українська ua
Español es
Deutsch de
Français fr
日本語 ja
en
Site language
English en
Русский ru
Українська ua
Español es
Deutsch de
Français fr
日本語 ja
  1. Swap Zcash (ZEC) for USD Coin (USDC XLM)

Swap Zcash (ZEC) for USD Coin (USDC XLM)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:54

Payout network
XLM
24 hours
−1.09%
You get 1,252.51 USDC XLM
Start the order
Rate
1 ZEC = 1,252.51 USDC XLM
Up to
7,990 ZEC

The figure is indicative; the exact amount is locked in the order.

One ZEC buys 1,252.51 USDC XLM right now; the other way round, 1 USDC XLM is 0.000798395 ZEC. Market over 24 hours: ZEC against USDC XLM minus 1.09%. The week added plus 3.95%.

The weekly corridor ran from 1,186.26 to 1,357.37 USDC XLM, a spread of 14.42%.

The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Zcash sits 10th ($21.3 B) and USD Coin 6th ($71.65 B). Daily moves of ZEC and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the ZEC → USDC XLM route

  • Sitting out the swingsZEC moved −13.22% over the past month. USDC tracks the dollar, so after the swap the value stops following ZEC.
  • A road both waysThe USDC XLM → ZEC direction is open too, so going back into ZEC takes the same route.

ZEC → USDC XLM rate and amounts

1 ZEC = 1,252.51 USDC XLM
1 USDC XLM = 0.000798395 ZEC

Send ZEC — receive USDC XLM

ZECUSDC XLM
0.0112.5251
0.0562.6257
0.2250.5027
22,505.03
1012,525.13
5062,625.67

Need USDC XLM — send this much ZEC

USDC XLMZEC
100.00798395
500.0399197
5000.399197
2,0001.5968
20,00015.9679
100,00079.8395

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer ZECFromNetwork feeSpeed
Ethereum (ERC20)1,252.510.242041 ZEC≈ $0.0062medium
Polygon1,252.510.242041 ZEC≈ $0.00017fast
Solana1,252.510.242041 ZEC≈ $0.00048fast
Arbitrum One1,252.51—≈ $0.003fast
BASE1,252.51———
BNB Smart Chain (BEP20)1,252.51—≈ $0.0023fast
Avalanche C-Chain1,252.51—≈ $0.0015fast
NEAR1,252.51———
Optimism1,252.51—≈ $0.00015fast
XLM open now1,252.51———

ZEC → USDC: compare all networks USDC network fees

How the ZEC → USDC XLM order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in XLM and a way to reach you.
  3. Send ZEC in Zcash for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ZEC for USDC XLM

Check this before sending ZEC

  • The address network is XLM. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ZEC to USDC XLM rate has been

high 1,357.37 USDC XLMlow 1,186.26 USDC XLM
Oct 25, 2026 12:59Nov 1, 2026 12:59
high 1,438.52 USDC XLMlow 1,126.45 USDC XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1,653.31 USDC XLMlow 461.6651 USDC XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1,653.31 USDC XLMlow 197.1921 USDC XLM
Nov 1, 2025 03:00Oct 31, 2026 03:00
24 hours
−1.09%
Week
+3.95%
Weekly high
1,357.37 USDC XLM
Weekly low
1,186.26 USDC XLM
Spread
14.42%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ZEC/USDC XLM travelled, by period

PeriodHighLowMiddleNet move
24 hours1,287.451,243.481,266.66−1.09%
Week1,357.371,186.261,256.91+3.95%
Month1,438.521,126.451,247.39−13.25%
Quarter1,653.31461.66511,043.99+170.32%

Figures are in USDC XLM per unit sent, from market data.

Daily ZEC → USDC XLM rate

DayCloseAgainst the day before
Oct 31, 20261,247.95 USDC XLM+2.08%
Oct 30, 20261,222.49 USDC XLM−6.72%
Oct 29, 20261,310.62 USDC XLM+0.22%
Oct 28, 20261,307.7 USDC XLM+6.1%
Oct 27, 20261,232.5 USDC XLM+1.67%
Oct 26, 20261,212.21 USDC XLM+0.42%
Oct 25, 20261,207.16 USDC XLM+2.18%

Daily RubyCash rate: ZEC → USDC XLM

DateRubyCash rateMarket rate
Nov 1, 20261,257.78 USDC XLM1,251.96
Oct 31, 20261,253.39 USDC XLM1,276.95
Oct 30, 20261,247.56 USDC XLM1,230.97
Oct 29, 20261,242.44 USDC XLM1,249.93
Oct 28, 20261,312.23 USDC XLM1,311.72
Oct 27, 20261,316.63 USDC XLM1,304.8
Oct 26, 20261,219.11 USDC XLM1,224.6
Oct 25, 20261,228.24 USDC XLM1,213.14
Oct 24, 20261,208.47 USDC XLM1,204.45
Oct 22, 20261,226.49 USDC XLM1,222.65
Oct 21, 20261,347.64 USDC XLM1,347.59
Oct 20, 20261,268.44 USDC XLM1,248.53
Oct 19, 20261,154.51 USDC XLM1,121.29
Oct 18, 20261,123.53 USDC XLM1,106.6

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ZEC and USDC

Zcash ZEC
Price
$1,251.96
24 hours
−1.08%
Week
+4.74%
Market cap
$21.3 B
24-hour turnover
$486.23 M
Rank by cap
#10
In circulation
17.01 M ZEC
Record price
$3,191.93
USD Coin USDC
Price
$1.00
24 hours
+0.01%
Week
+0.05%
Market cap
$71.65 B
24-hour turnover
$5.88 B
Rank by cap
#6
In circulation
71.65 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 11:54.

Zcash against USD Coin

Zcash (ZEC)USD Coin (USDC)
TickerZECUSDC
Typecoin of its own networktoken
Launched20162018
Built byZooko Wilcox-O'HearnCircle
ConsensusProof of Work (Equihash)—
Block~1.3 min—
Supply cap21 M ZECno cap
Privacyoptional—
In circulation17.01 M ZEC71.65 B USDC
Market cap$21.3 B$71.65 B
Rank by cap#10#6
Network—XLM

Daily moves of ZEC and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: ZEC → USDC XLM

What rate does ZEC to USDC XLM run at?
As of Nov 1, 2026 12:54 it is 1 ZEC = 1,252.51 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1,252.51.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ZEC, and that one goes to the blockchain, not to us.
How long does ZEC to USDC XLM take?
The clock starts with confirmations: the order goes into work once Zcash confirms your transfer. After that it comes down to how busy the network is. A block in Zcash closes in about 1.3 min.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ZEC to USDC XLM rate do this month?
The month came in at minus 13.25%. Low 1,126.45, high 1,438.52, middle 1,247.39 USDC XLM per ZEC.
Can a ZEC to USDC XLM swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC XLM to ZEC?
Yes, the reverse direction is open: 1 USDC XLM = 0.000804413 ZEC. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send ZEC, receive something else

Receive USDC XLM, send something else

ZEC USDC XLM All directions All currencies

Choose file
Give
Get
Exchange
days
hours