Swap Zcash (ZEC) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 05:38
- Payout network
- XLM
- 24 hours
- +21.01%
One ZEC buys 1,386 USDC XLM right now; the other way round, 1 USDC XLM is 0.000721501 ZEC. Market over 24 hours: ZEC against USDC XLM plus 21.01%. The week added plus 3.53%.
The weekly corridor ran from 1,063.13 to 1,322.6 USDC XLM, a spread of 24.41%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Zcash sits 10th ($22.75 B) and USD Coin 6th ($73.61 B).
Who takes the ZEC → USDC XLM route
- Sitting out the swingsUSDC tracks the dollar: after the swap the value of your funds stops following ZEC.
- A road both waysThe USDC XLM → ZEC direction is open too, so going back into ZEC takes the same route.
ZEC → USDC XLM rate and amounts
1 ZEC = 1,386 USDC XLM
1 USDC XLM = 0.000721501 ZEC
Send ZEC — receive USDC XLM
| ZEC | USDC XLM |
|---|---|
| 0.01 | 13.86 |
| 0.05 | 69.3 |
| 0.2 | 277.2 |
| 2 | 2,772 |
| 10 | 13,860 |
| 50 | 69,300.01 |
Need USDC XLM — send this much ZEC
| USDC XLM | ZEC |
|---|---|
| 20 | 0.01443 |
| 100 | 0.0721501 |
| 500 | 0.36075 |
| 5,000 | 3.6075 |
| 20,000 | 14.43 |
| 100,000 | 72.1501 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ZEC | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 1,386 | 0.242041 ZEC | ≈ $0.0094 | medium |
| Polygon | 1,386 | 0.242041 ZEC | ≈ $0.0017 | fast |
| Solana | 1,386 | 0.242041 ZEC | ≈ $0.00049 | fast |
| Arbitrum One | 1,386 | — | ≈ $0.0032 | fast |
| BASE | 1,386 | — | — | — |
| BNB Smart Chain (BEP20) | 1,386 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 1,386 | — | ≈ < $0.0001 | fast |
| NEAR | 1,386 | — | — | — |
| Optimism | 1,386 | — | ≈ $0.00016 | fast |
| XLM open now | 1,386 | — | — | — |
How the ZEC → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ZEC in Zcash for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ZEC
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ZEC to USDC XLM rate has been
high 1,322.6 USDC XLMlow 1,063.13 USDC XLM
Sep 10, 2026 05:39Sep 17, 2026 05:39
- 24 hours
- +21.01%
- Week
- +3.53%
- Weekly high
- 1,322.6 USDC XLM
- Weekly low
- 1,063.13 USDC XLM
- Spread
- 24.41%
Market data from CoinGecko as of Sep 17, 2026 03:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far ZEC/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 1,322.6 | 1,103.71 | 1,213.07 | +21.01% |
| Week | 1,322.6 | 1,063.13 | 1,151.81 | +3.53% |
Figures are in USDC XLM per unit sent, from market data.
The numbers on ZEC and USDC
Zcash ZEC- Price
- $1,343.10
- 24 hours
- +21%
- Week
- +8.6%
- Market cap
- $22.75 B
- 24-hour turnover
- $2.34 B
- Rank by cap
- #10
- In circulation
- 16.93 M ZEC
- Record price
- $3,191.93
USD Coin USDC- Price
- $0.999642
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.61 B
- 24-hour turnover
- $18.45 B
- Rank by cap
- #6
- In circulation
- 73.63 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 03:24.
Zcash against USD Coin
| Zcash (ZEC) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ZEC | USDC |
| Type | coin of its own network | token |
| Launched | 2016 | 2018 |
| Built by | Zooko Wilcox-O'Hearn | Circle |
| Consensus | Proof of Work (Equihash) | — |
| Block | ~1.3 min | — |
| Supply cap | 21 M ZEC | no cap |
| Privacy | optional | — |
| In circulation | 16.93 M ZEC | 73.63 B USDC |
| Market cap | $22.75 B | $73.61 B |
| Rank by cap | #10 | #6 |
| Network | — | XLM |
Common questions: ZEC → USDC XLM
What rate does ZEC to USDC XLM run at?
As of Sep 17, 2026 05:38 it is 1 ZEC = 1,386 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1,385.50.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ZEC, and that one goes to the blockchain, not to us.
How long does ZEC to USDC XLM take?
The clock starts with confirmations: the order goes into work once Zcash confirms your transfer. After that it comes down to how busy the network is. A block in Zcash closes in about 1.3 min.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
Can a ZEC to USDC XLM swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, USDC XLM to ZEC?
Yes, the reverse direction is open: 1 USDC XLM = 0.000726466 ZEC. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ZEC, receive something else
ZEC → USDS1,382.83
ZEC → USDT Arbitrum1,386.97- ZEC → USDT BEP201,386.97
- ZEC → USDT AVAX C1,386.97
- ZEC → USDT ERC201,386.97
- ZEC → USDT NEAR1,386.97
- ZEC → USDT OMNI1,386.97
- ZEC → USDT Optimism1,386.97
