Swap LayerZero (ZRO) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 05:24

Orders from: 207.2539 ZRO ≈ $381.35
Payout network: Polygon
24 hours: +8.91%

You send

ZRO

You get 3,681.24

USDC Polygon

Start the order

Rate: 1 ZRO = 1.8406 USDC Polygon
From: 207.2539 ZRO
Up to: 5,430,000 ZRO

The figure is indicative; the exact amount is locked in the order.

One ZRO buys 1.8406 USDC Polygon right now; the other way round, 1 USDC Polygon is 0.543295 ZRO. Market over 24 hours: ZRO against USDC Polygon plus 8.91%. The week added plus 6.48%.

The weekly corridor ran from 1.4578 to 1.8526 USDC Polygon, a spread of 27.09%. A single order takes 207.2539 to 5,430,000 ZRO. In dollars that is roughly $381.35.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap LayerZero sits 85th ($735.58 M) and USD Coin 6th ($71.71 B). Daily moves of ZRO and USDC over 90 days line up at 0.05 (they travel apart).

Who takes the ZRO → USDC Polygon route

Sitting out the swingsZRO moved +4.05% over the past month. USDC tracks the dollar, so after the swap the value stops following ZRO.
A road both waysThe USDC Polygon → ZRO direction is open too, so going back into ZRO takes the same route.

ZRO → USDC Polygon rate and amounts

1 ZRO = 1.8406 USDC Polygon

1 USDC Polygon = 0.543295 ZRO

Send ZRO — receive USDC Polygon

ZRO	USDC Polygon
500	920.31
1,000	1,840.62
2,000	3,681.24
10,000	18,406.2
20,000	36,812.4
50,000	92,031

Need USDC Polygon — send this much ZRO

USDC Polygon	ZRO
500	271.6476
1,000	543.2952
5,000	2,716.48
10,000	5,432.95
50,000	27,164.76
100,000	54,329.52

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ZRO	From	Network fee	Speed
Ethereum (ERC20)	1.8406	207.2539 ZRO	≈ $0.0057	medium
Solana	1.8406	207.2539 ZRO	≈ $0.00048	fast
Polygon open now	1.8406	207.2539 ZRO	≈ $0.0016	fast
Arbitrum One	1.8406	—	≈ $0.003	fast
BASE	1.8406	—	—	—
BNB Smart Chain (BEP20)	1.8406	—	≈ $0.0023	fast
Avalanche C-Chain	1.8406	—	≈ $0.0014	fast
NEAR	1.8406	—	—	—
Optimism	1.8406	—	≈ $0.00015	fast
XLM	1.8406	—	—	—

ZRO → USDC: compare all networks USDC network fees

How the ZRO → USDC Polygon order runs

Work out the amount in the calculator: orders start at 207.2539 ZRO.
Enter a USDC address in Polygon and a way to reach you.
Send ZRO in LayerZero for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ZRO for USDC Polygon

Check this before sending ZRO

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 207.2539 ZRO.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ZRO to USDC Polygon rate has been

WeekMonthQuarterYear

high 1.8526 USDC Polygonlow 1.4578 USDC Polygon

Oct 25, 2026 05:24Nov 1, 2026 05:24

high 2.2514 USDC Polygonlow 1.5263 USDC Polygon

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 2.2514 USDC Polygonlow 0.71538 USDC Polygon

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 2.3012 USDC Polygonlow 0.71538 USDC Polygon

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: +8.91%
Week: +6.48%
Weekly high: 1.8526 USDC Polygon
Weekly low: 1.4578 USDC Polygon
Spread: 27.09%

Market data from CoinGecko as of Nov 1, 2026 05:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far ZRO/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	1.8526	1.6887	1.7599	+8.91%
Week	1.8526	1.4578	1.6974	+6.48%
Month	2.2514	1.5263	1.9018	+4.02%
Quarter	2.2514	0.71538	1.3405	+149.76%

Figures are in USDC Polygon per unit sent, from market data.

Daily ZRO → USDC Polygon rate

Day	Close	Against the day before
Oct 31, 2026	1.8097 USDC Polygon	+18.57%
Oct 30, 2026	1.5263 USDC Polygon	−10.1%
Oct 29, 2026	1.6978 USDC Polygon	+1.31%
Oct 28, 2026	1.6759 USDC Polygon	+2.82%
Oct 27, 2026	1.6299 USDC Polygon	−7.47%
Oct 26, 2026	1.7616 USDC Polygon	+0.2%
Oct 25, 2026	1.7581 USDC Polygon	+3.14%

Daily RubyCash rate: ZRO → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	1.8466 USDC Polygon	1.8501
Oct 31, 2026	1.8386 USDC Polygon	1.84
Oct 30, 2026	1.7153 USDC Polygon	1.7106
Oct 29, 2026	1.5639 USDC Polygon	1.5813
Oct 28, 2026	1.6983 USDC Polygon	1.7108
Oct 27, 2026	1.6862 USDC Polygon	1.6811
Oct 26, 2026	1.6201 USDC Polygon	1.6212
Oct 25, 2026	1.7835 USDC Polygon	1.7608
Oct 24, 2026	1.7484 USDC Polygon	1.7407
Oct 22, 2026	1.7995 USDC Polygon	1.7908
Oct 21, 2026	1.9639 USDC Polygon	2.0006
Oct 20, 2026	2.0291 USDC Polygon	1.9905
Oct 19, 2026	1.8948 USDC Polygon	1.8802
Oct 18, 2026	1.8376 USDC Polygon	1.8304

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ZRO and USDC

LayerZero ZRO

Price: $1.84
24 hours: +8.93%
Week: +6.29%
Market cap: $735.58 M
24-hour turnover: $151.07 M
Rank by cap: #85
In circulation: 399.98 M ZRO
Record price: $7.47

USD Coin USDC

Price: $0.999981
24 hours: +0.02%
Week: +0.04%
Market cap: $71.71 B
24-hour turnover: $5.9 B
Rank by cap: #6
In circulation: 71.71 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 05:24.

LayerZero against USD Coin

	LayerZero (ZRO)	USD Coin (USDC)
Ticker	ZRO	USDC
In circulation	399.98 M ZRO	71.71 B USDC
Market cap	$735.58 M	$71.71 B
Rank by cap	#85	#6
Type	—	token
Network	—	Polygon
Fees are paid in	—	POL
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of ZRO and USDC over 90 days line up at 0.05 — they travel apart.

Common questions: ZRO → USDC Polygon

What rate does ZRO to USDC Polygon run at?

As of Nov 1, 2026 05:24 it is 1 ZRO = 1.8406 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.84.

What amounts does ZRO → USDC Polygon accept?

From 207.2539 to 5,430,000 ZRO per order. The lower limit is roughly $381.35.

Where does the 207.2539 ZRO floor come from?

Network fees and order handling eat a small transfer alive — below 207.2539 ZRO the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ZRO, and that one goes to the blockchain, not to us.

How long does ZRO to USDC Polygon take?

The clock starts with confirmations: the order goes into work once LayerZero confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ZRO to USDC Polygon rate do this month?

The month came in at plus 4.02%. Low 1.5263, high 2.2514, middle 1.9018 USDC Polygon per ZRO.

Can I go back, USDC Polygon to ZRO?

Yes, the reverse direction is open: 1 USDC Polygon = 0.546033 ZRO. The link sits right under the calculator.