Swap Tezos (XTZ) for USD Coin (USDC Polygon)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 01:09

Orders from: 777.605 XTZ ≈ $195.34
Payout network: Polygon
24 hours: −1.08%

You send

XTZ

You get 2,522.3

USDC Polygon

Start the order

Rate: 1 XTZ = 0.25223 USDC Polygon
From: 777.605 XTZ
Up to: 39,800,000 XTZ

The figure is indicative; the exact amount is locked in the order.

One XTZ buys 0.25223 USDC Polygon right now; the other way round, 1 USDC Polygon is 3.9646 XTZ. Market over 24 hours: XTZ against USDC Polygon minus 1.08%. The week added minus 12.06%.

The weekly corridor ran from 0.251427 to 0.2859 USDC Polygon, a spread of 13.71%. A single order takes 777.605 to 39,800,000 XTZ. In dollars that is roughly $195.34.

The payout leaves in the Polygon network, so the receiving address has to belong to that network. By market cap Tezos sits 143th ($276.41 M) and USD Coin 6th ($71.5 B). Daily moves of XTZ and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the XTZ → USDC Polygon route

Sitting out the swingsXTZ moved −22.27% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDC Polygon → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDC Polygon rate and amounts

1 XTZ = 0.25223 USDC Polygon

1 USDC Polygon = 3.9646 XTZ

Send XTZ — receive USDC Polygon

XTZ	USDC Polygon
1,000	252.2298
2,000	504.4596
10,000	2,522.3
20,000	5,044.6
100,000	25,222.98
200,000	50,445.96

Need USDC Polygon — send this much XTZ

USDC Polygon	XTZ
200	792.9278
1,000	3,964.64
2,000	7,929.28
10,000	39,646.39
20,000	79,292.78
100,000	396,463.88

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
Ethereum (ERC20)	0.25223	777.605 XTZ	≈ $0.0063	medium
Solana	0.25223	777.605 XTZ	≈ $0.00047	fast
Polygon open now	0.25223	777.605 XTZ	≈ $0.0016	fast
Arbitrum One	0.25223	—	≈ $0.003	fast
BASE	0.25223	—	—	—
BNB Smart Chain (BEP20)	0.25223	—	≈ $0.0023	fast
Avalanche C-Chain	0.25223	—	≈ $0.0014	fast
NEAR	0.25223	—	—	—
Optimism	0.25223	—	≈ $0.00015	fast
XLM	0.25223	—	—	—

XTZ → USDC: compare all networks USDC network fees

How the XTZ → USDC Polygon order runs

Work out the amount in the calculator: orders start at 777.605 XTZ.
Enter a USDC address in Polygon and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XTZ for USDC Polygon

Check this before sending XTZ

The address network is Polygon. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 777.605 XTZ.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDC Polygon rate has been

WeekMonthQuarterYear

high 0.2859 USDC Polygonlow 0.251427 USDC Polygon

Oct 26, 2026 01:10Nov 2, 2026 01:10

high 0.337058 USDC Polygonlow 0.253134 USDC Polygon

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.365685 USDC Polygonlow 0.194559 USDC Polygon

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.708649 USDC Polygonlow 0.194559 USDC Polygon

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −1.08%
Week: −12.06%
Weekly high: 0.2859 USDC Polygon
Weekly low: 0.251427 USDC Polygon
Spread: 13.71%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDC Polygon travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.256867	0.251427	0.254274	−1.08%
Week	0.2859	0.251427	0.269672	−12.06%
Month	0.337058	0.253134	0.302609	−22.26%
Quarter	0.365685	0.194559	0.265588	+26.4%

Figures are in USDC Polygon per unit sent, from market data.

Daily XTZ → USDC Polygon rate

Day	Close	Against the day before
Nov 1, 2026	0.253134 USDC Polygon	−1.94%
Oct 31, 2026	0.258142 USDC Polygon	+0.12%
Oct 30, 2026	0.257826 USDC Polygon	−8.57%
Oct 29, 2026	0.281993 USDC Polygon	+0.6%
Oct 28, 2026	0.2803 USDC Polygon	−0.18%
Oct 27, 2026	0.280806 USDC Polygon	−1.45%
Oct 26, 2026	0.284945 USDC Polygon	−3.95%

Daily RubyCash rate: XTZ → USDC Polygon

Date	RubyCash rate	Market rate
Nov 1, 2026	0.253336 USDC Polygon	0.251275
Oct 31, 2026	0.255226 USDC Polygon	0.253704
Oct 30, 2026	0.258917 USDC Polygon	0.256064
Oct 29, 2026	0.26138 USDC Polygon	0.262526
Oct 28, 2026	0.285071 USDC Polygon	0.282961
Oct 27, 2026	0.28134 USDC Polygon	0.279743
Oct 26, 2026	0.279621 USDC Polygon	0.279996
Oct 25, 2026	0.287926 USDC Polygon	0.288862
Oct 24, 2026	0.296524 USDC Polygon	0.294876
Oct 22, 2026	0.303874 USDC Polygon	0.302063
Oct 21, 2026	0.318776 USDC Polygon	0.319662
Oct 20, 2026	0.315197 USDC Polygon	0.314498
Oct 19, 2026	0.30312 USDC Polygon	0.299742
Oct 18, 2026	0.297851 USDC Polygon	0.294786

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDC

Tezos XTZ

Price: $0.251207
24 hours: −1.11%
Week: −12.41%
Market cap: $276.41 M
24-hour turnover: $2.68 M
Rank by cap: #143
In circulation: 1.1 B XTZ
Record price: $9.12

USD Coin USDC

Price: $0.999728
24 hours: −0.03%
Week: +0.01%
Market cap: $71.5 B
24-hour turnover: $6.06 B
Rank by cap: #6
In circulation: 71.52 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 23:54.

Tezos against USD Coin

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	71.52 B USDC
Market cap	$276.41 M	$71.5 B
Rank by cap	#143	#6
Network	—	Polygon
Fees are paid in	—	POL
Supply cap	—	no cap

Daily moves of XTZ and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: XTZ → USDC Polygon

What rate does XTZ to USDC Polygon run at?

As of Nov 2, 2026 01:09 it is 1 XTZ = 0.25223 USDC Polygon. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.252161.

What amounts does XTZ → USDC Polygon accept?

From 777.605 to 39,800,000 XTZ per order. The lower limit is roughly $195.34.

Where does the 777.605 XTZ floor come from?

Network fees and order handling eat a small transfer alive — below 777.605 XTZ the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDC Polygon take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Polygon arrive in?

The payout leaves in Polygon. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC Polygon rate do this month?

The month came in at minus 22.26%. Low 0.253134, high 0.337058, middle 0.302609 USDC Polygon per XTZ.

Can I go back, USDC Polygon to XTZ?

Yes, the reverse direction is open: 1 USDC Polygon = 3.9966 XTZ. The link sits right under the calculator.