Swap USD Coin (USDC Polygon) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 2, 2026 06:14
- Orders from
- 100 USDC Polygon ≈ $99.98
- Payout network
- Monero
- 24 hours
- +0.76%
The direction runs at 0.00167501 XMR per USDC Polygon, or 597.012 USDC Polygon per XMR. Market over 24 hours: USDC Polygon against XMR plus 0.76%. The week added minus 0.46%.
The weekly corridor ran from 0.00162342 to 0.00171057 XMR, a spread of 5.37%. A single order takes 100 to 10,000,000 USDC Polygon. In dollars that is roughly $99.98.
By market cap USD Coin sits 6th ($71.51 B) and Monero 13th ($11.31 B). Daily moves of USDC and XMR over 90 days line up at -0.06 (they travel apart).
Who takes the USDC Polygon → XMR route
- Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +10.82%.
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
USDC Polygon → XMR rate and amounts
Send USDC Polygon — receive XMR
| USDC Polygon | XMR |
|---|---|
| 100 | 0.167501 |
| 500 | 0.837504 |
| 2,000 | 3.35 |
| 5,000 | 8.375 |
| 20,000 | 33.5002 |
| 100,000 | 167.5008 |
Need XMR — send this much USDC Polygon
| XMR | USDC Polygon |
|---|---|
| 0.2 | 119.4024 |
| 1 | 597.012 |
| 2 | 1,194.02 |
| 10 | 5,970.12 |
| 20 | 11,940.24 |
| 100 | 59,701.2 |
How the USDC Polygon → XMR order runs
- Work out the amount in the calculator: orders start at 100 USDC Polygon.
- Enter a XMR address in Monero and a way to reach you.
- Send USDC Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending USDC Polygon
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 100 USDC Polygon.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC Polygon to XMR rate has been
- 24 hours
- +0.76%
- Week
- −0.46%
- Weekly high
- 0.00171057 XMR
- Weekly low
- 0.00162342 XMR
- Spread
- 5.37%
Market data from CoinGecko as of Nov 2, 2026 03:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Polygon/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00168802 | 0.00165155 | 0.00166361 | +0.76% |
| Week | 0.00171057 | 0.00162342 | 0.00167391 | −0.46% |
| Month | 0.00192483 | 0.00160906 | 0.00175656 | −9.77% |
| Quarter | 0.00284767 | 0.00160906 | 0.00202087 | −39.56% |
Figures are in XMR per unit sent, from market data.
Daily USDC Polygon → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 1, 2026 | 0.00165888 XMR | −2.56% |
| Oct 31, 2026 | 0.00170246 XMR | +2.79% |
| Oct 30, 2026 | 0.00165623 XMR | −0.92% |
| Oct 29, 2026 | 0.00167157 XMR | +1.55% |
| Oct 28, 2026 | 0.00164598 XMR | −1.54% |
| Oct 27, 2026 | 0.0016717 XMR | −0.77% |
| Oct 26, 2026 | 0.00168472 XMR | +3.78% |
Daily RubyCash rate: USDC Polygon → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 2, 2026 | 0.00167867 XMR | 0.00166377 |
| Nov 1, 2026 | 0.00169083 XMR | 0.0016803 |
| Oct 31, 2026 | 0.00169047 XMR | 0.00167333 |
| Oct 30, 2026 | 0.00171719 XMR | 0.00168135 |
| Oct 29, 2026 | 0.00165201 XMR | 0.00163279 |
| Oct 28, 2026 | 0.00168533 XMR | 0.00165855 |
| Oct 27, 2026 | 0.00165826 XMR | 0.00165484 |
| Oct 26, 2026 | 0.00168982 XMR | 0.00168406 |
| Oct 25, 2026 | 0.00167724 XMR | 0.00165299 |
| Oct 24, 2026 | 0.00164604 XMR | 0.00163251 |
| Oct 22, 2026 | 0.00165466 XMR | 0.00164365 |
| Oct 21, 2026 | 0.00161925 XMR | 0.00162099 |
| Oct 20, 2026 | 0.00164872 XMR | 0.0016247 |
| Oct 19, 2026 | 0.00167312 XMR | 0.00167011 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XMR
- Price
- $0.999757
- 24 hours
- −0.02%
- Week
- +0.01%
- Market cap
- $71.51 B
- 24-hour turnover
- $6.79 B
- Rank by cap
- #6
- In circulation
- 71.53 B USDC
- Record price
- $1.04
- Price
- $600.90
- 24 hours
- −0.77%
- Week
- +1.18%
- Market cap
- $11.31 B
- 24-hour turnover
- $94.09 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Source: CoinGecko, Nov 2, 2026 03:54.
USD Coin against Monero
| USD Coin (USDC) | Monero (XMR) | |
|---|---|---|
| Ticker | USDC | XMR |
| Type | token | coin of its own network |
| Network | Polygon | — |
| Fees are paid in | POL | — |
| Launched | 2018 | 2014 |
| Built by | Circle | — |
| Supply cap | no cap | no cap |
| In circulation | 71.53 B USDC | 18.83 M XMR |
| Market cap | $71.51 B | $11.31 B |
| Rank by cap | #6 | #13 |
| Consensus | — | Proof of Work (RandomX) |
| Block | — | ~2 min |
| Privacy | — | always on |
Daily moves of USDC and XMR over 90 days line up at -0.06 — they travel apart.