Swap USD Coin (USDC Polygon) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 10:18
- Orders from
- 100 USDC Polygon ≈ $99.96
- Payout network
- Monero
- 24 hours
- +2.12%
The direction runs at 0.00202892 XMR per USDC Polygon, or 492.8719 USDC Polygon per XMR. Market over 24 hours: USDC Polygon against XMR plus 2.12%. The week added plus 2.51%.
The weekly corridor ran from 0.00184588 to 0.00203904 XMR, a spread of 10.46%. A single order takes 100 to 10,000,000 USDC Polygon. In dollars that is roughly $99.96.
By market cap USD Coin sits 6th ($73.69 B) and Monero 14th ($9.31 B). Daily moves of USDC and XMR over 90 days line up at -0.06 (they travel apart).
Who takes the USDC Polygon → XMR route
- Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +20.59%.
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
USDC Polygon → XMR rate and amounts
1 USDC Polygon = 0.00202892 XMR
1 XMR = 492.8719 USDC Polygon
Send USDC Polygon — receive XMR
| USDC Polygon | XMR |
|---|---|
| 100 | 0.202892 |
| 500 | 1.0145 |
| 2,000 | 4.0578 |
| 5,000 | 10.1446 |
| 20,000 | 40.5785 |
| 100,000 | 202.8925 |
Need XMR — send this much USDC Polygon
| XMR | USDC Polygon |
|---|---|
| 0.5 | 246.4359 |
| 2 | 985.7437 |
| 5 | 2,464.36 |
| 20 | 9,857.44 |
| 50 | 24,643.59 |
| 200 | 98,574.37 |
How the USDC Polygon → XMR order runs
- Work out the amount in the calculator: orders start at 100 USDC Polygon.
- Enter a XMR address in Monero and a way to reach you.
- Send USDC Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending USDC Polygon
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 100 USDC Polygon.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC Polygon to XMR rate has been
high 0.00203904 XMRlow 0.00184588 XMR
Sep 10, 2026 10:18Sep 17, 2026 10:18
high 0.00243722 XMRlow 0.00179965 XMR
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 0.0032927 XMRlow 0.00179965 XMR
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 0.00348828 XMRlow 0.00141696 XMR
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +2.12%
- Week
- +2.51%
- Weekly high
- 0.00203904 XMR
- Weekly low
- 0.00184588 XMR
- Spread
- 10.46%
Market data from CoinGecko as of Sep 17, 2026 08:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Polygon/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00203904 | 0.00196703 | 0.00200418 | +2.12% |
| Week | 0.00203904 | 0.00184588 | 0.00193888 | +2.51% |
| Month | 0.00243722 | 0.00179965 | 0.00209483 | −17.08% |
| Quarter | 0.0032927 | 0.00179965 | 0.0026428 | −36.29% |
Figures are in XMR per unit sent, from market data.
Daily USDC Polygon → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.00199572 XMR | +1.15% |
| Sep 16, 2026 | 0.001973 XMR | +1.53% |
| Sep 15, 2026 | 0.00194324 XMR | +0.69% |
| Sep 14, 2026 | 0.00192987 XMR | +3.97% |
| Sep 13, 2026 | 0.00185622 XMR | −3.12% |
| Sep 12, 2026 | 0.00191604 XMR | −2.61% |
| Sep 11, 2026 | 0.00196739 XMR | +0.89% |
The numbers on USDC and XMR
USD Coin USDC- Price
- $0.999596
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $73.69 B
- 24-hour turnover
- $18.44 B
- Rank by cap
- #6
- In circulation
- 73.72 B USDC
- Record price
- $1.04
Monero XMR- Price
- $495.66
- 24 hours
- −2.09%
- Week
- −2.9%
- Market cap
- $9.31 B
- 24-hour turnover
- $106.67 M
- Rank by cap
- #14
- In circulation
- 18.81 M XMR
- Record price
- $797.73
Source: CoinGecko, Sep 17, 2026 08:24.
USD Coin against Monero
| USD Coin (USDC) | Monero (XMR) | |
|---|---|---|
| Ticker | USDC | XMR |
| Type | token | coin of its own network |
| Network | Polygon | — |
| Fees are paid in | POL | — |
| Launched | 2018 | 2014 |
| Built by | Circle | — |
| Supply cap | no cap | no cap |
| In circulation | 73.72 B USDC | 18.81 M XMR |
| Market cap | $73.69 B | $9.31 B |
| Rank by cap | #6 | #14 |
| Consensus | — | Proof of Work (RandomX) |
| Block | — | ~2 min |
| Privacy | — | always on |
Daily moves of USDC and XMR over 90 days line up at -0.06 — they travel apart.
Common questions: USDC Polygon → XMR
What rate does USDC Polygon to XMR run at?
As of Sep 17, 2026 10:18 it is 1 USDC Polygon = 0.00202892 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.
What amounts does USDC Polygon → XMR accept?
From 100 to 10,000,000 USDC Polygon per order. The lower limit is roughly $99.96.
Where does the 100 USDC Polygon floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDC Polygon the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.
How long does USDC Polygon to XMR take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Polygon to XMR rate do this month?
The month came in at minus 17.08%. Low 0.00179965, high 0.00243722, middle 0.00209483 XMR per USDC Polygon.
Can a USDC Polygon to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to USDC Polygon?
Yes, the reverse direction is open: 1 XMR = 498.3334 USDC Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC Polygon, receive something else
USDC Polygon → XRP0.767364
USDC Polygon → XTZ4.0325
USDC Polygon → YFI0.000484098
USDC Polygon → ZBT13.0105
USDC Polygon → ZEC0.00073829
USDC Polygon → ZRO0.964886
USDC Polygon → ZRX9.3487
USDC Polygon → 1INCH11.1716
