Swap Zcash (ZEC) for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 00:19

Orders from: 0.242041 ZEC ≈ $295.19
Payout network: Ethereum (ERC20)
24 hours: −3.92%

You send

ZEC

You get 1,228.2

USDC ERC20

Start the order

Rate: 1 ZEC = 1,228.2 USDC ERC20
From: 0.242041 ZEC
Up to: 8,200 ZEC

The figure is indicative; the exact amount is locked in the order.

One ZEC buys 1,228.2 USDC ERC20 right now; the other way round, 1 USDC ERC20 is 0.000814203 ZEC. Market over 24 hours: ZEC against USDC ERC20 minus 3.92%. The week added plus 0.6%.

The weekly corridor ran from 1,186.26 to 1,357.37 USDC ERC20, a spread of 14.42%. A single order takes 0.242041 to 8,200 ZEC. In dollars that is roughly $295.19.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Zcash sits 11th ($20.75 B) and USD Coin 6th ($71.5 B). Daily moves of ZEC and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the ZEC → USDC ERC20 route

Sitting out the swingsZEC moved −6.93% over the past month. USDC tracks the dollar, so after the swap the value stops following ZEC.
A road both waysThe USDC ERC20 → ZEC direction is open too, so going back into ZEC takes the same route.

ZEC → USDC ERC20 rate and amounts

1 ZEC = 1,228.2 USDC ERC20

1 USDC ERC20 = 0.000814203 ZEC

Send ZEC — receive USDC ERC20

ZEC	USDC ERC20
0.5	614.0976
1	1,228.2
2	2,456.39
10	12,281.95
20	24,563.9
50	61,409.76

Need USDC ERC20 — send this much ZEC

USDC ERC20	ZEC
500	0.407101
1,000	0.814203
5,000	4.071
10,000	8.142
50,000	40.7101
100,000	81.4203

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per ZEC	From	Network fee	Speed
Ethereum (ERC20) open now	1,228.2	0.242041 ZEC	≈ $0.0063	medium
Polygon	1,228.2	0.242041 ZEC	≈ $0.0016	fast
Solana	1,228.2	0.242041 ZEC	≈ $0.00047	fast
Arbitrum One	1,228.2	—	≈ $0.0029	fast
BASE	1,228.2	—	—	—
BNB Smart Chain (BEP20)	1,228.2	—	≈ $0.0023	fast
Avalanche C-Chain	1,228.2	—	≈ $0.0014	fast
NEAR	1,228.2	—	—	—
Optimism	1,228.2	—	≈ $0.00015	fast
XLM	1,228.2	—	—	—

ZEC → USDC: compare all networks USDC network fees

How the ZEC → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 0.242041 ZEC.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send ZEC in Zcash for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ZEC for USDC ERC20

Check this before sending ZEC

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 0.242041 ZEC.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ZEC to USDC ERC20 rate has been

WeekMonthQuarterYear

high 1,357.37 USDC ERC20low 1,186.26 USDC ERC20

Oct 26, 2026 00:20Nov 2, 2026 00:20

high 1,365.14 USDC ERC20low 1,126.45 USDC ERC20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 1,653.31 USDC ERC20low 480.8462 USDC ERC20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 1,653.31 USDC ERC20low 197.1921 USDC ERC20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −3.92%
Week: +0.6%
Weekly high: 1,357.37 USDC ERC20
Weekly low: 1,186.26 USDC ERC20
Spread: 14.42%

Market data from CoinGecko as of Nov 1, 2026 23:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ZEC/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	1,276.45	1,225.24	1,247.32	−3.92%
Week	1,357.37	1,186.26	1,258.98	+0.6%
Month	1,365.14	1,126.45	1,241.77	−6.93%
Quarter	1,653.31	480.8462	1,052.8	+153.92%

Figures are in USDC ERC20 per unit sent, from market data.

Daily ZEC → USDC ERC20 rate

Day	Close	Against the day before
Nov 1, 2026	1,242.66 USDC ERC20	−2.11%
Oct 31, 2026	1,269.4 USDC ERC20	+3.84%
Oct 30, 2026	1,222.49 USDC ERC20	−6.72%
Oct 29, 2026	1,310.62 USDC ERC20	+0.22%
Oct 28, 2026	1,307.7 USDC ERC20	+6.1%
Oct 27, 2026	1,232.5 USDC ERC20	+1.67%
Oct 26, 2026	1,212.21 USDC ERC20	+0.42%

Daily RubyCash rate: ZEC → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	1,227.08 USDC ERC20	1,219.9
Oct 31, 2026	1,253.39 USDC ERC20	1,276.95
Oct 30, 2026	1,247.56 USDC ERC20	1,230.97
Oct 29, 2026	1,242.44 USDC ERC20	1,249.93
Oct 28, 2026	1,312.23 USDC ERC20	1,311.72
Oct 27, 2026	1,316.63 USDC ERC20	1,304.8
Oct 26, 2026	1,219.11 USDC ERC20	1,224.6
Oct 25, 2026	1,228.24 USDC ERC20	1,213.14
Oct 24, 2026	1,208.47 USDC ERC20	1,204.45
Oct 22, 2026	1,226.49 USDC ERC20	1,222.65
Oct 21, 2026	1,347.64 USDC ERC20	1,347.59
Oct 20, 2026	1,268.44 USDC ERC20	1,248.53
Oct 19, 2026	1,154.51 USDC ERC20	1,121.29
Oct 18, 2026	1,123.53 USDC ERC20	1,106.6

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ZEC and USDC

Zcash ZEC

Price: $1,219.57
24 hours: −3.95%
Week: −0.33%
Market cap: $20.75 B
24-hour turnover: $500.69 M
Rank by cap: #11
In circulation: 17.01 M ZEC
Record price: $3,191.93

USD Coin USDC

Price: $0.999728
24 hours: −0.03%
Week: +0.01%
Market cap: $71.5 B
24-hour turnover: $6.06 B
Rank by cap: #6
In circulation: 71.52 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 23:54.

Zcash against USD Coin

	Zcash (ZEC)	USD Coin (USDC)
Ticker	ZEC	USDC
Type	coin of its own network	token
Launched	2016	2018
Built by	Zooko Wilcox-O'Hearn	Circle
Consensus	Proof of Work (Equihash)	—
Block	~1.3 min	—
Supply cap	21 M ZEC	no cap
Privacy	optional	—
In circulation	17.01 M ZEC	71.52 B USDC
Market cap	$20.75 B	$71.5 B
Rank by cap	#11	#6
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH

Daily moves of ZEC and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: ZEC → USDC ERC20

What rate does ZEC to USDC ERC20 run at?

As of Nov 2, 2026 00:19 it is 1 ZEC = 1,228.2 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1,227.86.

What amounts does ZEC → USDC ERC20 accept?

From 0.242041 to 8,200 ZEC per order. The lower limit is roughly $295.19.

Where does the 0.242041 ZEC floor come from?

Network fees and order handling eat a small transfer alive — below 0.242041 ZEC the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ZEC, and that one goes to the blockchain, not to us.

How long does ZEC to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Zcash confirms your transfer. After that it comes down to how busy the network is. A block in Zcash closes in about 1.3 min.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ZEC to USDC ERC20 rate do this month?

The month came in at minus 6.93%. Low 1,126.45, high 1,365.14, middle 1,241.77 USDC ERC20 per ZEC.

Can a ZEC to USDC ERC20 swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, USDC ERC20 to ZEC?

Yes, the reverse direction is open: 1 USDC ERC20 = 0.000822602 ZEC. The link sits right under the calculator.