Swap USD Coin (USDC ERC20) for Monero (XMR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 02:13

Orders from: 100 USDC ERC20 ≈ $99.97
Payout network: Monero
24 hours: +1.44%

You send

USDC ERC20

You get 4.1142

XMR

Start the order

Rate: 1 USDC ERC20 = 0.00205709 XMR
From: 100 USDC ERC20
Up to: 10,000,000 USDC ERC20

The figure is indicative; the exact amount is locked in the order.

Today USDC ERC20 goes for 0.00205709 XMR, and XMR goes for 486.1244 USDC ERC20. Market over 24 hours: USDC ERC20 against XMR plus 1.44%. The week added plus 2.74%.

The weekly corridor ran from 0.00184588 to 0.00203904 XMR, a spread of 10.46%. A single order takes 100 to 10,000,000 USDC ERC20. In dollars that is roughly $99.97.

By market cap USD Coin sits 6th ($73.61 B) and Monero 15th ($9.28 B).

Who takes the USDC ERC20 → XMR route

Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between and no extra fees.
Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.

USDC ERC20 → XMR rate and amounts

1 USDC ERC20 = 0.00205709 XMR

1 XMR = 486.1244 USDC ERC20

Send USDC ERC20 — receive XMR

USDC ERC20	XMR
100	0.205709
500	1.0285
2,000	4.1142
5,000	10.2854
20,000	41.1417
100,000	205.7086

Need XMR — send this much USDC ERC20

XMR	USDC ERC20
0.5	243.0622
2	972.2489
5	2,430.62
20	9,722.49
50	24,306.22
200	97,224.89

How the USDC ERC20 → XMR order runs

Work out the amount in the calculator: orders start at 100 USDC ERC20.
Enter a XMR address in Monero and a way to reach you.
Send USDC ERC20 in Ethereum (ERC20) for exactly the amount stated in the order.
Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.

Swap USDC ERC20 for XMR

Check this before sending USDC ERC20

The address network is Monero. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 100 USDC ERC20.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC ERC20 to XMR rate has been

Week

high 0.00203904 XMRlow 0.00184588 XMR

Sep 10, 2026 02:15Sep 17, 2026 02:15

24 hours: +1.44%
Week: +2.74%
Weekly high: 0.00203904 XMR
Weekly low: 0.00184588 XMR
Spread: 10.46%

Market data from CoinGecko as of Sep 17, 2026 00:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC ERC20/XMR travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00203904	0.00196703	0.00199438	+1.44%
Week	0.00203904	0.00184588	0.00193655	+2.74%

Figures are in XMR per unit sent, from market data.

The numbers on USDC and XMR

USD Coin USDC

Price: $0.999724
24 hours: 0%
Week: 0%
Market cap: $73.61 B
24-hour turnover: $18.36 B
Rank by cap: #6
In circulation: 73.63 B USDC
Record price: $1.04

Monero XMR

Price: $493.42
24 hours: −1.42%
Week: −3.5%
Market cap: $9.28 B
24-hour turnover: $103.99 M
Rank by cap: #15
In circulation: 18.81 M XMR
Record price: $797.73

Source: CoinGecko, Sep 17, 2026 00:54.

USD Coin against Monero

	USD Coin (USDC)	Monero (XMR)
Ticker	USDC	XMR
Type	token	coin of its own network
Network	Ethereum (ERC20)	—
Fees are paid in	ETH	—
Launched	2018	2014
Built by	Circle	—
Supply cap	no cap	no cap
In circulation	73.63 B USDC	18.81 M XMR
Market cap	$73.61 B	$9.28 B
Rank by cap	#6	#15
Consensus	—	Proof of Work (RandomX)
Block	—	~2 min
Privacy	—	always on

Common questions: USDC ERC20 → XMR

What rate does USDC ERC20 to XMR run at?

As of Sep 17, 2026 02:13 it is 1 USDC ERC20 = 0.00205709 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.02.

What amounts does USDC ERC20 → XMR accept?

From 100 to 10,000,000 USDC ERC20 per order. The lower limit is roughly $99.97.

Where does the 100 USDC ERC20 floor come from?

Network fees and order handling eat a small transfer alive — below 100 USDC ERC20 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC ERC20, and that one goes to the blockchain, not to us.

How long does USDC ERC20 to XMR take?

The clock starts with confirmations: the order goes into work once Ethereum (ERC20) confirms your transfer. After that it comes down to how busy the network is.

Which network will XMR arrive in?

Monero leaves in its own Monero network — a plain XMR address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can a USDC ERC20 to XMR swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, XMR to USDC ERC20?

Yes, the reverse direction is open: 1 XMR = 491.5112 USDC ERC20. The link sits right under the calculator.