Swap USD Coin (USDC ERC20) for Monero (XMR)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 04:24
- Orders from
- 100 USDC ERC20 ≈ $100.00
- Payout network
- Monero
- 24 hours
- −1.87%
Today USDC ERC20 goes for 0.00165985 XMR, and XMR goes for 602.4639 USDC ERC20. Market over 24 hours: USDC ERC20 against XMR minus 1.87%. The week added plus 2.59%.
The weekly corridor ran from 0.00160826 to 0.00171142 XMR, a spread of 6.41%. A single order takes 100 to 10,000,000 USDC ERC20. In dollars that is roughly $100.00.
By market cap USD Coin sits 6th ($71.72 B) and Monero 13th ($11.27 B). Daily moves of USDC and XMR over 90 days line up at -0.05 (they travel apart).
Who takes the USDC ERC20 → XMR route
- Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +9.79%.
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
- Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.
USDC ERC20 → XMR rate and amounts
1 USDC ERC20 = 0.00165985 XMR
1 XMR = 602.4639 USDC ERC20
Send USDC ERC20 — receive XMR
| USDC ERC20 | XMR |
|---|---|
| 100 | 0.165985 |
| 500 | 0.829925 |
| 2,000 | 3.3197 |
| 5,000 | 8.2993 |
| 20,000 | 33.197 |
| 100,000 | 165.985 |
Need XMR — send this much USDC ERC20
| XMR | USDC ERC20 |
|---|---|
| 0.2 | 120.4928 |
| 1 | 602.4639 |
| 2 | 1,204.93 |
| 10 | 6,024.64 |
| 20 | 12,049.28 |
| 100 | 60,246.39 |
How the USDC ERC20 → XMR order runs
- Work out the amount in the calculator: orders start at 100 USDC ERC20.
- Enter a XMR address in Monero and a way to reach you.
- Send USDC ERC20 in Ethereum (ERC20) for exactly the amount stated in the order.
- Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.
Check this before sending USDC ERC20
- The address network is Monero. Sending through another network usually means losing the transfer.
- The transfer must not be smaller than 100 USDC ERC20.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC ERC20 to XMR rate has been
high 0.00171142 XMRlow 0.00160826 XMR
Oct 25, 2026 04:28Nov 1, 2026 04:28
high 0.00192483 XMRlow 0.00160906 XMR
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.00284767 XMRlow 0.00160906 XMR
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.00341801 XMRlow 0.00141696 XMR
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −1.87%
- Week
- +2.59%
- Weekly high
- 0.00171142 XMR
- Weekly low
- 0.00160826 XMR
- Spread
- 6.41%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC ERC20/XMR travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.00169963 | 0.00166585 | 0.00168081 | −1.87% |
| Week | 0.00171142 | 0.00160826 | 0.00166938 | +2.59% |
| Month | 0.00192483 | 0.00160906 | 0.00176128 | −8.89% |
| Quarter | 0.00284767 | 0.00160906 | 0.0020325 | −39.13% |
Figures are in XMR per unit sent, from market data.
Daily USDC ERC20 → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.00167229 XMR | +0.97% |
| Oct 30, 2026 | 0.00165623 XMR | −0.92% |
| Oct 29, 2026 | 0.00167157 XMR | +1.55% |
| Oct 28, 2026 | 0.00164598 XMR | −1.54% |
| Oct 27, 2026 | 0.0016717 XMR | −0.77% |
| Oct 26, 2026 | 0.00168472 XMR | +3.78% |
| Oct 25, 2026 | 0.00162333 XMR | −5.13% |
Daily RubyCash rate: USDC ERC20 → XMR
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.00166807 XMR | 0.00167104 |
| Oct 31, 2026 | 0.00169047 XMR | 0.00167333 |
| Oct 30, 2026 | 0.00171719 XMR | 0.00168135 |
| Oct 29, 2026 | 0.00165201 XMR | 0.00163279 |
| Oct 28, 2026 | 0.00168533 XMR | 0.00165855 |
| Oct 27, 2026 | 0.00165826 XMR | 0.00165484 |
| Oct 26, 2026 | 0.00168982 XMR | 0.00168406 |
| Oct 25, 2026 | 0.00167724 XMR | 0.00165299 |
| Oct 24, 2026 | 0.00164604 XMR | 0.00163251 |
| Oct 22, 2026 | 0.00165466 XMR | 0.00164365 |
| Oct 21, 2026 | 0.00161925 XMR | 0.00162099 |
| Oct 20, 2026 | 0.00164872 XMR | 0.0016247 |
| Oct 19, 2026 | 0.00167312 XMR | 0.00167011 |
| Oct 18, 2026 | 0.00169878 XMR | 0.00169046 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XMR
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.72 B
- 24-hour turnover
- $5.96 B
- Rank by cap
- #6
- In circulation
- 71.72 B USDC
- Record price
- $1.04
Monero XMR- Price
- $598.43
- 24 hours
- +1.92%
- Week
- −0.71%
- Market cap
- $11.27 B
- 24-hour turnover
- $92.59 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- Record price
- $797.73
Source: CoinGecko, Nov 1, 2026 02:54.
USD Coin against Monero
| USD Coin (USDC) | Monero (XMR) | |
|---|---|---|
| Ticker | USDC | XMR |
| Type | token | coin of its own network |
| Network | Ethereum (ERC20) | — |
| Fees are paid in | ETH | — |
| Launched | 2018 | 2014 |
| Built by | Circle | — |
| Supply cap | no cap | no cap |
| In circulation | 71.72 B USDC | 18.83 M XMR |
| Market cap | $71.72 B | $11.27 B |
| Rank by cap | #6 | #13 |
| Consensus | — | Proof of Work (RandomX) |
| Block | — | ~2 min |
| Privacy | — | always on |
Daily moves of USDC and XMR over 90 days line up at -0.05 — they travel apart.
Common questions: USDC ERC20 → XMR
What rate does USDC ERC20 to XMR run at?
As of Nov 1, 2026 04:24 it is 1 USDC ERC20 = 0.00165985 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.993304.
What amounts does USDC ERC20 → XMR accept?
From 100 to 10,000,000 USDC ERC20 per order. The lower limit is roughly $100.00.
Where does the 100 USDC ERC20 floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDC ERC20 the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC ERC20, and that one goes to the blockchain, not to us.
How long does USDC ERC20 to XMR take?
The clock starts with confirmations: the order goes into work once Ethereum (ERC20) confirms your transfer. After that it comes down to how busy the network is.
Which network will XMR arrive in?
Monero leaves in its own Monero network — a plain XMR address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC ERC20 to XMR rate do this month?
The month came in at minus 8.89%. Low 0.00160906, high 0.00192483, middle 0.00176128 XMR per USDC ERC20.
Can a USDC ERC20 to XMR swap be traced?
Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.
Can I go back, XMR to USDC ERC20?
Yes, the reverse direction is open: 1 XMR = 609.1398 USDC ERC20. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC ERC20, receive something else
USDC ERC20 → XRP0.798285
USDC ERC20 → XTZ3.945
USDC ERC20 → YFI0.000516712
USDC ERC20 → ZBT13.9432
USDC ERC20 → ZEC0.000797788
USDC ERC20 → ZRO0.538698
USDC ERC20 → ZRX10.265
USDC ERC20 → 1INCH12.4802
