Swap Tezos (XTZ) for USD Coin (USDC ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 10:59

Orders from: 777.605 XTZ ≈ $198.64
Payout network: Ethereum (ERC20)
24 hours: −0.1%

You send

XTZ

You get 2,564.93

USDC ERC20

Start the order

Rate: 1 XTZ = 0.256493 USDC ERC20
From: 777.605 XTZ
Up to: 39,100,000 XTZ

The figure is indicative; the exact amount is locked in the order.

One XTZ buys 0.256493 USDC ERC20 right now; the other way round, 1 USDC ERC20 is 3.8987 XTZ. Market over 24 hours: XTZ against USDC ERC20 minus 0.1%. The week added minus 13.03%.

The weekly corridor ran from 0.252775 to 0.292823 USDC ERC20, a spread of 15.84%. A single order takes 777.605 to 39,100,000 XTZ. In dollars that is roughly $198.64.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Tezos sits 142th ($281.07 M) and USD Coin 6th ($71.71 B). Daily moves of XTZ and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the XTZ → USDC ERC20 route

Sitting out the swingsXTZ moved −21.97% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDC ERC20 → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDC ERC20 rate and amounts

1 XTZ = 0.256493 USDC ERC20

1 USDC ERC20 = 3.8987 XTZ

Send XTZ — receive USDC ERC20

XTZ	USDC ERC20
1,000	256.4933
2,000	512.9866
10,000	2,564.93
20,000	5,129.87
100,000	25,649.33
200,000	51,298.66

Need USDC ERC20 — send this much XTZ

USDC ERC20	XTZ
200	779.7475
1,000	3,898.74
2,000	7,797.48
10,000	38,987.38
20,000	77,974.75
100,000	389,873.77

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
Ethereum (ERC20) open now	0.256493	777.605 XTZ	≈ $0.0062	medium
Solana	0.256493	777.605 XTZ	≈ $0.00048	fast
Polygon	0.256493	777.605 XTZ	≈ $0.00018	fast
Arbitrum One	0.256493	—	≈ $0.003	fast
BASE	0.256493	—	—	—
BNB Smart Chain (BEP20)	0.256493	—	≈ $0.0023	fast
Avalanche C-Chain	0.256493	—	≈ $0.0015	fast
NEAR	0.256493	—	—	—
Optimism	0.256493	—	≈ $0.00015	fast
XLM	0.256493	—	—	—

XTZ → USDC: compare all networks USDC network fees

How the XTZ → USDC ERC20 order runs

Work out the amount in the calculator: orders start at 777.605 XTZ.
Enter a USDC address in Ethereum (ERC20) and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XTZ for USDC ERC20

Check this before sending XTZ

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 777.605 XTZ.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDC ERC20 rate has been

WeekMonthQuarterYear

high 0.292823 USDC ERC20low 0.252775 USDC ERC20

Oct 25, 2026 11:01Nov 1, 2026 11:01

high 0.337058 USDC ERC20low 0.257826 USDC ERC20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.365685 USDC ERC20low 0.194559 USDC ERC20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.708649 USDC ERC20low 0.194559 USDC ERC20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.1%
Week: −13.03%
Weekly high: 0.292823 USDC ERC20
Weekly low: 0.252775 USDC ERC20
Spread: 15.84%

Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDC ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.256508	0.253704	0.254856	−0.1%
Week	0.292823	0.252775	0.272511	−13.03%
Month	0.337058	0.257826	0.304657	−18.51%
Quarter	0.365685	0.194559	0.264993	+29.68%

Figures are in USDC ERC20 per unit sent, from market data.

Daily XTZ → USDC ERC20 rate

Day	Close	Against the day before
Oct 31, 2026	0.258068 USDC ERC20	+0.09%
Oct 30, 2026	0.257826 USDC ERC20	−8.57%
Oct 29, 2026	0.281993 USDC ERC20	+0.6%
Oct 28, 2026	0.2803 USDC ERC20	−0.18%
Oct 27, 2026	0.280806 USDC ERC20	−1.45%
Oct 26, 2026	0.284945 USDC ERC20	−3.95%
Oct 25, 2026	0.296654 USDC ERC20	−2.31%

Daily RubyCash rate: XTZ → USDC ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	0.256353 USDC ERC20	0.255446
Oct 31, 2026	0.255226 USDC ERC20	0.253704
Oct 30, 2026	0.258917 USDC ERC20	0.256064
Oct 29, 2026	0.26138 USDC ERC20	0.262526
Oct 28, 2026	0.285071 USDC ERC20	0.282961
Oct 27, 2026	0.28134 USDC ERC20	0.279743
Oct 26, 2026	0.279621 USDC ERC20	0.279996
Oct 25, 2026	0.287926 USDC ERC20	0.288862
Oct 24, 2026	0.296524 USDC ERC20	0.294876
Oct 22, 2026	0.303874 USDC ERC20	0.302063
Oct 21, 2026	0.318776 USDC ERC20	0.319662
Oct 20, 2026	0.315197 USDC ERC20	0.314498
Oct 19, 2026	0.30312 USDC ERC20	0.299742
Oct 18, 2026	0.297851 USDC ERC20	0.294786

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDC

Tezos XTZ

Price: $0.255446
24 hours: −0.08%
Week: −13.42%
Market cap: $281.07 M
24-hour turnover: $2.82 M
Rank by cap: #142
In circulation: 1.1 B XTZ
Record price: $9.12

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.05%
Market cap: $71.71 B
24-hour turnover: $5.7 B
Rank by cap: #6
In circulation: 71.7 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 09:24.

Tezos against USD Coin

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	71.7 B USDC
Market cap	$281.07 M	$71.71 B
Rank by cap	#142	#6
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Supply cap	—	no cap

Daily moves of XTZ and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: XTZ → USDC ERC20

What rate does XTZ to USDC ERC20 run at?

As of Nov 1, 2026 10:59 it is 1 XTZ = 0.256493 USDC ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.256493.

What amounts does XTZ → USDC ERC20 accept?

From 777.605 to 39,100,000 XTZ per order. The lower limit is roughly $198.64.

Where does the 777.605 XTZ floor come from?

Network fees and order handling eat a small transfer alive — below 777.605 XTZ the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDC ERC20 take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC ERC20 rate do this month?

The month came in at minus 18.51%. Low 0.257826, high 0.337058, middle 0.304657 USDC ERC20 per XTZ.

Can I go back, USDC ERC20 to XTZ?

Yes, the reverse direction is open: 1 USDC ERC20 = 3.9302 XTZ. The link sits right under the calculator.