Swap USD Coin (USDC Polygon) for XRP
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 10:59
- Orders from
- 100 USDC Polygon ≈ $100.00
- Payout network
- XRP Ledger
- 24 hours
- −0.55%
The direction runs at 0.799648 XRP per USDC Polygon, or 1.2506 USDC Polygon per XRP. Market over 24 hours: USDC Polygon against XRP minus 0.55%. The week added plus 3.99%.
The weekly corridor ran from 0.747449 to 0.827395 XRP, a spread of 10.7%. A single order takes 100 to 10,000,000 USDC Polygon. In dollars that is roughly $100.00.
Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($71.71 B) and XRP 5th ($79.37 B). Daily moves of USDC and XRP over 90 days line up at 0.08 (they travel apart).
Who takes the USDC Polygon → XRP route
- Entering XRP from dollarsFrom USDC you step into XRP directly, with no coin in between: over the past month XRP moved −16.01%.
- Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
- Different basketsDaily moves of USDC and XRP over 90 days line up at 0.08 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC Polygon → XRP rate and amounts
1 USDC Polygon = 0.799648 XRP
1 XRP = 1.2506 USDC Polygon
Send USDC Polygon — receive XRP
| USDC Polygon | XRP |
|---|---|
| 100 | 79.9648 |
| 500 | 399.8238 |
| 2,000 | 1,599.3 |
| 5,000 | 3,998.24 |
| 20,000 | 15,992.95 |
| 100,000 | 79,964.75 |
Need XRP — send this much USDC Polygon
| XRP | USDC Polygon |
|---|---|
| 100 | 125.0551 |
| 500 | 625.2755 |
| 1,000 | 1,250.55 |
| 5,000 | 6,252.76 |
| 10,000 | 12,505.51 |
| 50,000 | 62,527.55 |
How the USDC Polygon → XRP order runs
- Work out the amount in the calculator: orders start at 100 USDC Polygon.
- Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
- Send USDC Polygon in Polygon for exactly the amount stated in the order.
- Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.
Check this before sending USDC Polygon
- The address network is XRP Ledger. Sending through another network usually means losing the transfer.
- If the receiving wallet asks for a Destination Tag, put it in the order.
- The transfer must not be smaller than 100 USDC Polygon.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC Polygon to XRP rate has been
high 0.827395 XRPlow 0.747449 XRP
Oct 25, 2026 11:02Nov 1, 2026 11:02
high 0.808487 XRPlow 0.658011 XRP
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 1.0069 XRPlow 0.636332 XRP
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 1.0069 XRPlow 0.395667 XRP
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- −0.55%
- Week
- +3.99%
- Weekly high
- 0.827395 XRP
- Weekly low
- 0.747449 XRP
- Spread
- 10.7%
Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC Polygon/XRP travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.803276 | 0.797885 | 0.800341 | −0.55% |
| Week | 0.827395 | 0.747449 | 0.7785 | +3.99% |
| Month | 0.808487 | 0.658011 | 0.733309 | +19.09% |
| Quarter | 1.0069 | 0.636332 | 0.770018 | −15.24% |
Figures are in XRP per unit sent, from market data.
Daily USDC Polygon → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.799323 XRP | −1.13% |
| Oct 30, 2026 | 0.808487 XRP | +7.15% |
| Oct 29, 2026 | 0.754568 XRP | +0.38% |
| Oct 28, 2026 | 0.751705 XRP | −1.7% |
| Oct 27, 2026 | 0.764723 XRP | −0.98% |
| Oct 26, 2026 | 0.77232 XRP | +0.32% |
| Oct 25, 2026 | 0.76988 XRP | −0.36% |
Daily RubyCash rate: USDC Polygon → XRP
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.798717 XRP | 0.8 |
| Oct 31, 2026 | 0.80051 XRP | 0.8 |
| Oct 30, 2026 | 0.799837 XRP | 0.799702 |
| Oct 29, 2026 | 0.807159 XRP | 0.80578 |
| Oct 28, 2026 | 0.756181 XRP | 0.751537 |
| Oct 27, 2026 | 0.754293 XRP | 0.757064 |
| Oct 26, 2026 | 0.778317 XRP | 0.774643 |
| Oct 25, 2026 | 0.770196 XRP | 0.768897 |
| Oct 24, 2026 | 0.774619 XRP | 0.774874 |
| Oct 22, 2026 | 0.766913 XRP | 0.763006 |
| Oct 21, 2026 | 0.732169 XRP | 0.719208 |
| Oct 20, 2026 | 0.750099 XRP | 0.751697 |
| Oct 19, 2026 | 0.767471 XRP | 0.769138 |
| Oct 18, 2026 | 0.771049 XRP | 0.775041 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XRP
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.7 B
- Rank by cap
- #6
- In circulation
- 71.7 B USDC
- Record price
- $1.04
XRP XRP- Price
- $1.25
- 24 hours
- +0.58%
- Week
- −4.46%
- Market cap
- $79.37 B
- 24-hour turnover
- $684.68 M
- Rank by cap
- #5
- In circulation
- 63.35 B XRP
- Record price
- $3.65
Source: CoinGecko, Nov 1, 2026 09:24.
USD Coin against XRP
| USD Coin (USDC) | XRP (XRP) | |
|---|---|---|
| Ticker | USDC | XRP |
| Type | token | coin of its own network |
| Network | Polygon | — |
| Fees are paid in | POL | — |
| Launched | 2018 | 2012 |
| Built by | Circle | Ripple Labs |
| Supply cap | no cap | 100 B XRP |
| In circulation | 71.7 B USDC | 63.35 B XRP |
| Market cap | $71.71 B | $79.37 B |
| Rank by cap | #6 | #5 |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XRP over 90 days line up at 0.08 — they travel apart.
Common questions: USDC Polygon → XRP
What rate does USDC Polygon to XRP run at?
As of Nov 1, 2026 10:59 it is 1 USDC Polygon = 0.799648 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.999559.
What amounts does USDC Polygon → XRP accept?
From 100 to 10,000,000 USDC Polygon per order. The lower limit is roughly $100.00.
Where does the 100 USDC Polygon floor come from?
Network fees and order handling eat a small transfer alive — below 100 USDC Polygon the swap stops making sense for either side.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Polygon, and that one goes to the blockchain, not to us.
How long does USDC Polygon to XRP take?
The clock starts with confirmations: the order goes into work once Polygon confirms your transfer. After that it comes down to how busy the network is.
Which network will XRP arrive in?
XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC Polygon to XRP rate do this month?
The month came in at plus 19.09%. Low 0.658011, high 0.808487, middle 0.733309 XRP per USDC Polygon.
Can I go back, XRP to USDC Polygon?
Yes, the reverse direction is open: 1 XRP = 1.2552 USDC Polygon. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send USDC Polygon, receive something else
USDC Polygon → XTZ3.9302
USDC Polygon → YFI0.000492196
USDC Polygon → ZBT13.996
USDC Polygon → ZEC0.00080537
USDC Polygon → ZRO0.547823
USDC Polygon → ZRX10.1879
USDC Polygon → 1INCH12.0907
USDC Polygon → AAVE0.00724962
