Swap USD Coin (USDC BEP20) for Monero (XMR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 2, 2026 10:34

Orders from: 200 USDC BEP20 ≈ $199.91
Payout network: Monero
24 hours: −0.92%

You send

USDC BEP20

You get 3.311

XMR

Start the order

Rate: 1 USDC BEP20 = 0.00165552 XMR
From: 200 USDC BEP20
Up to: 10,000,000 USDC BEP20

The figure is indicative; the exact amount is locked in the order.

One USDC BEP20 buys 0.00165552 XMR right now; the other way round, 1 XMR is 604.04 USDC BEP20. Market over 24 hours: USDC BEP20 against XMR minus 0.92%. The week added minus 3.68%.

The weekly corridor ran from 0.00160826 to 0.00171142 XMR, a spread of 6.41%. A single order takes 200 to 10,000,000 USDC BEP20. In dollars that is roughly $199.91.

By market cap USD Coin sits 6th ($71.31 B) and Monero 13th ($11.43 B). Daily moves of USDC and XMR over 90 days line up at -0.06 (they travel apart).

Who takes the USDC BEP20 → XMR route

Entering XMR from dollarsFrom USDC you step into Monero directly, with no coin in between: over the past month XMR moved +12.51%.
Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the protocol itself — a public explorer shows none of them.
Fast paymentsA block in Monero closes in about 2 min, which is why Monero is used for moving money rather than holding it.

USDC BEP20 → XMR rate and amounts

1 USDC BEP20 = 0.00165552 XMR

1 XMR = 604.04 USDC BEP20

Send USDC BEP20 — receive XMR

USDC BEP20	XMR
200	0.331104
1,000	1.6555
2,000	3.311
10,000	16.5552
20,000	33.1104
100,000	165.5519

Need XMR — send this much USDC BEP20

XMR	USDC BEP20
0.5	302.02
1	604.04
5	3,020.2
10	6,040.4
50	30,202
100	60,404

How the USDC BEP20 → XMR order runs

Work out the amount in the calculator: orders start at 200 USDC BEP20.
Enter a XMR address in Monero and a way to reach you.
Send USDC BEP20 in BNB Smart Chain (BEP20) for exactly the amount stated in the order.
Once the network confirms your transfer, Monero leaves for your address. The order page tracks every step.

Swap USDC BEP20 for XMR

Check this before sending USDC BEP20

The address network is Monero. Sending through another network usually means losing the transfer.
The transfer must not be smaller than 200 USDC BEP20.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC BEP20 to XMR rate has been

WeekMonthQuarterYear

high 0.00171142 XMRlow 0.00160826 XMR

Oct 26, 2026 10:38Nov 2, 2026 10:38

high 0.00192483 XMRlow 0.00160906 XMR

Oct 3, 2026 03:00Nov 2, 2026 03:00

high 0.00284767 XMRlow 0.00160906 XMR

Aug 4, 2026 03:00Nov 2, 2026 03:00

high 0.00341801 XMRlow 0.00141696 XMR

Nov 3, 2025 03:00Nov 2, 2026 03:00

24 hours: −0.92%
Week: −3.68%
Weekly high: 0.00171142 XMR
Weekly low: 0.00160826 XMR
Spread: 6.41%

Market data from CoinGecko as of Nov 2, 2026 10:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC BEP20/XMR travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.00168007	0.00164835	0.0016636	−0.92%
Week	0.00171142	0.00160826	0.00166988	−3.68%
Month	0.00192483	0.00160906	0.00175068	−11.16%
Quarter	0.00284767	0.00160906	0.00200891	−40.39%

Figures are in XMR per unit sent, from market data.

Daily USDC BEP20 → XMR rate

Day	Close	Against the day before
Nov 2, 2026	0.00164609 XMR	−1.38%
Nov 1, 2026	0.00166917 XMR	−1.96%
Oct 31, 2026	0.00170246 XMR	+2.79%
Oct 30, 2026	0.00165623 XMR	−0.92%
Oct 29, 2026	0.00167157 XMR	+1.55%
Oct 28, 2026	0.00164598 XMR	−1.54%
Oct 27, 2026	0.0016717 XMR	−0.77%

Daily RubyCash rate: USDC BEP20 → XMR

Date	RubyCash rate	Market rate
Nov 2, 2026	0.00165552 XMR	0.00164309
Nov 1, 2026	0.0016903 XMR	0.0016803
Oct 31, 2026	0.00168069 XMR	0.00167333
Oct 30, 2026	0.00170868 XMR	0.00168135
Oct 29, 2026	0.00164904 XMR	0.00163279
Oct 28, 2026	0.00165779 XMR	0.00165855
Oct 27, 2026	0.00165585 XMR	0.00165484
Oct 26, 2026	0.00169507 XMR	0.00168406
Oct 25, 2026	0.00167264 XMR	0.00165299
Oct 24, 2026	0.00163532 XMR	0.00163251
Oct 22, 2026	0.00164771 XMR	0.00164365
Oct 21, 2026	0.00161457 XMR	0.00162099
Oct 20, 2026	0.00164371 XMR	0.0016247
Oct 19, 2026	0.00165919 XMR	0.00167011

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on USDC and XMR

USD Coin USDC

Price: $0.999528
24 hours: −0.04%
Week: −0.03%
Market cap: $71.31 B
24-hour turnover: $7.87 B
Rank by cap: #6
In circulation: 71.34 B USDC
Record price: $1.04

Monero XMR

Price: $607.27
24 hours: +0.89%
Week: +3.12%
Market cap: $11.43 B
24-hour turnover: $109.01 M
Rank by cap: #13
In circulation: 18.83 M XMR
Record price: $797.73

Source: CoinGecko, Nov 2, 2026 10:24.

USD Coin against Monero

	USD Coin (USDC)	Monero (XMR)
Ticker	USDC	XMR
Type	token	coin of its own network
Network	BNB Smart Chain (BEP20)	—
Fees are paid in	BNB	—
Launched	2018	2014
Built by	Circle	—
Supply cap	no cap	no cap
In circulation	71.34 B USDC	18.83 M XMR
Market cap	$71.31 B	$11.43 B
Rank by cap	#6	#13
Consensus	—	Proof of Work (RandomX)
Block	—	~2 min
Privacy	—	always on

Daily moves of USDC and XMR over 90 days line up at -0.06 — they travel apart.

Common questions: USDC BEP20 → XMR

What rate does USDC BEP20 to XMR run at?

As of Nov 2, 2026 10:34 it is 1 USDC BEP20 = 0.00165552 XMR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.

What amounts does USDC BEP20 → XMR accept?

From 200 to 10,000,000 USDC BEP20 per order. The lower limit is roughly $199.91.

Where does the 200 USDC BEP20 floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC BEP20 the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC BEP20, and that one goes to the blockchain, not to us.

How long does USDC BEP20 to XMR take?

The clock starts with confirmations: the order goes into work once BNB Smart Chain (BEP20) confirms your transfer. After that it comes down to how busy the network is.

Which network will XMR arrive in?

Monero leaves in its own Monero network — a plain XMR address is all you need.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC BEP20 to XMR rate do this month?

The month came in at minus 11.16%. Low 0.00160906, high 0.00192483, middle 0.00175068 XMR per USDC BEP20.

Can a USDC BEP20 to XMR swap be traced?

Transfers in public networks sit in the explorer for anyone to read. Privacy coins close that off: Monero always, Zcash and Dash when a shielded transfer is chosen.

Can I go back, XMR to USDC BEP20?

Yes, the reverse direction is open: 1 XMR = 607.6769 USDC BEP20. The link sits right under the calculator.