Swap Tezos (XTZ) for USD Coin (USDC BEP20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 22:39

Payout network: BNB Smart Chain (BEP20)
24 hours: −0.76%

You send

XTZ

You get 0.252531

USDC BEP20

Start the order

Rate: 1 XTZ = 0.252531 USDC BEP20
Up to: 39,400,000 XTZ

The figure is indicative; the exact amount is locked in the order.

One XTZ buys 0.252531 USDC BEP20 right now; the other way round, 1 USDC BEP20 is 3.9599 XTZ. Market over 24 hours: XTZ against USDC BEP20 minus 0.76%. The week added minus 12.34%.

The weekly corridor ran from 0.252064 to 0.288277 USDC BEP20, a spread of 14.37%.

The payout leaves in the BNB Smart Chain (BEP20) network, so the receiving address has to belong to that network. By market cap Tezos sits 142th ($279.08 M) and USD Coin 6th ($71.53 B). Daily moves of XTZ and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the XTZ → USDC BEP20 route

Sitting out the swingsXTZ moved −22.27% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDC BEP20 → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDC BEP20 rate and amounts

1 XTZ = 0.252531 USDC BEP20

1 USDC BEP20 = 3.9599 XTZ

Send XTZ — receive USDC BEP20

XTZ	USDC BEP20
50	12.6266
200	50.5063
1,000	252.5314
10,000	2,525.31
50,000	12,626.57
200,000	50,506.29

Need USDC BEP20 — send this much XTZ

USDC BEP20	XTZ
20	79.1981
100	395.9903
500	1,979.95
5,000	19,799.51
20,000	79,198.06
100,000	395,990.28

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
Ethereum (ERC20)	0.252531	777.605 XTZ	≈ $0.0054	medium
Solana	0.252531	777.605 XTZ	≈ $0.00047	fast
Polygon	0.252531	777.605 XTZ	≈ $0.0015	fast
Arbitrum One	0.252531	—	≈ $0.0029	fast
BASE	0.252531	—	—	—
BNB Smart Chain (BEP20) open now	0.252531	—	≈ $0.0023	fast
Avalanche C-Chain	0.252531	—	≈ $0.0014	fast
NEAR	0.252531	—	—	—
Optimism	0.252531	—	≈ $0.00015	fast
XLM	0.252531	—	—	—

XTZ → USDC: compare all networks USDC network fees

How the XTZ → USDC BEP20 order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in BNB Smart Chain (BEP20) and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XTZ for USDC BEP20

Check this before sending XTZ

The address network is BNB Smart Chain (BEP20). Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDC BEP20 rate has been

WeekMonthQuarterYear

high 0.288277 USDC BEP20low 0.252064 USDC BEP20

Oct 25, 2026 22:40Nov 1, 2026 22:40

high 0.337058 USDC BEP20low 0.253134 USDC BEP20

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.365685 USDC BEP20low 0.194559 USDC BEP20

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.708649 USDC BEP20low 0.194559 USDC BEP20

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.76%
Week: −12.34%
Weekly high: 0.288277 USDC BEP20
Weekly low: 0.252064 USDC BEP20
Spread: 14.37%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDC BEP20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.256079	0.252695	0.254663	−0.76%
Week	0.288277	0.252064	0.270233	−12.34%
Month	0.337058	0.253134	0.302609	−22.26%
Quarter	0.365685	0.194559	0.265588	+26.4%

Figures are in USDC BEP20 per unit sent, from market data.

Daily XTZ → USDC BEP20 rate

Day	Close	Against the day before
Nov 1, 2026	0.253134 USDC BEP20	−1.94%
Oct 31, 2026	0.258142 USDC BEP20	+0.12%
Oct 30, 2026	0.257826 USDC BEP20	−8.57%
Oct 29, 2026	0.281993 USDC BEP20	+0.6%
Oct 28, 2026	0.2803 USDC BEP20	−0.18%
Oct 27, 2026	0.280806 USDC BEP20	−1.45%
Oct 26, 2026	0.284945 USDC BEP20	−3.95%

Daily RubyCash rate: XTZ → USDC BEP20

Date	RubyCash rate	Market rate
Nov 1, 2026	0.25219 USDC BEP20	0.253672
Oct 31, 2026	0.255226 USDC BEP20	0.253704
Oct 30, 2026	0.258917 USDC BEP20	0.256064
Oct 29, 2026	0.26138 USDC BEP20	0.262526
Oct 28, 2026	0.285071 USDC BEP20	0.282961
Oct 27, 2026	0.28134 USDC BEP20	0.279743
Oct 26, 2026	0.279621 USDC BEP20	0.279996
Oct 25, 2026	0.287926 USDC BEP20	0.288862
Oct 24, 2026	0.296524 USDC BEP20	0.294876
Oct 22, 2026	0.303874 USDC BEP20	0.302063
Oct 21, 2026	0.318776 USDC BEP20	0.319662
Oct 20, 2026	0.315197 USDC BEP20	0.314498
Oct 19, 2026	0.30312 USDC BEP20	0.299742
Oct 18, 2026	0.297851 USDC BEP20	0.294786

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDC

Tezos XTZ

Price: $0.25361
24 hours: −0.79%
Week: −12.02%
Market cap: $279.08 M
24-hour turnover: $2.48 M
Rank by cap: #142
In circulation: 1.1 B XTZ
Record price: $9.12

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Tezos against USD Coin

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	71.54 B USDC
Market cap	$279.08 M	$71.53 B
Rank by cap	#142	#6
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB
Supply cap	—	no cap

Daily moves of XTZ and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: XTZ → USDC BEP20

What rate does XTZ to USDC BEP20 run at?

As of Nov 1, 2026 22:39 it is 1 XTZ = 0.252531 USDC BEP20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.252469.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDC BEP20 take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC BEP20 arrive in?

The payout leaves in BNB Smart Chain (BEP20). Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC BEP20 rate do this month?

The month came in at minus 22.26%. Low 0.253134, high 0.337058, middle 0.302609 USDC BEP20 per XTZ.

Can I go back, USDC BEP20 to XTZ?

Yes, the reverse direction is open: 1 USDC BEP20 = 3.9918 XTZ. The link sits right under the calculator.