Swap Tezos (XTZ) for USD Coin (USDC Optimism)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Sep 17, 2026 19:08
- Payout network
- Optimism
- 24 hours
- +1.48%
You get
USDC Optimism
Start the order
USDC Optimism
The figure is indicative; the exact amount is locked in the order.
One XTZ buys 0.25049 USDC Optimism right now; the other way round, 1 USDC Optimism is 3.9922 XTZ. Market over 24 hours: XTZ against USDC Optimism plus 1.48%. The week added minus 6.11%.
The weekly corridor ran from 0.241573 to 0.299105 USDC Optimism, a spread of 23.82%.
The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Tezos sits 147th ($271.65 M) and USD Coin 6th ($73.56 B). Daily moves of XTZ and USDC over 90 days line up at 0.01 (they travel apart).
Who takes the XTZ → USDC Optimism route
- Sitting out the swingsXTZ moved +24.22% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
- A road both waysThe USDC Optimism → XTZ direction is open too, so going back into XTZ takes the same route.
XTZ → USDC Optimism rate and amounts
1 XTZ = 0.25049 USDC Optimism
1 USDC Optimism = 3.9922 XTZ
Send XTZ — receive USDC Optimism
| XTZ | USDC Optimism |
|---|---|
| 50 | 12.5245 |
| 200 | 50.098 |
| 1,000 | 250.4902 |
| 10,000 | 2,504.9 |
| 50,000 | 12,524.51 |
| 200,000 | 50,098.04 |
Need USDC Optimism — send this much XTZ
| USDC Optimism | XTZ |
|---|---|
| 20 | 79.8434 |
| 100 | 399.2172 |
| 500 | 1,996.09 |
| 5,000 | 19,960.86 |
| 20,000 | 79,843.44 |
| 100,000 | 399,217.21 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per XTZ | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.25049 | 777.605 XTZ | ≈ $0.088 | medium |
| Solana | 0.25049 | 777.605 XTZ | ≈ $0.00051 | fast |
| Polygon | 0.25049 | 777.605 XTZ | ≈ $0.0018 | fast |
| Arbitrum One | 0.25049 | — | ≈ $0.0034 | fast |
| BASE | 0.25049 | — | — | — |
| BNB Smart Chain (BEP20) | 0.25049 | — | ≈ $0.0024 | fast |
| Avalanche C-Chain | 0.25049 | — | ≈ < $0.0001 | fast |
| NEAR | 0.25049 | — | — | — |
| Optimism open now | 0.25049 | — | ≈ $0.00019 | fast |
| XLM | 0.25049 | — | — | — |
How the XTZ → USDC Optimism order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in Optimism and a way to reach you.
- Send XTZ in Tezos for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending XTZ
- The address network is Optimism. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the XTZ to USDC Optimism rate has been
high 0.299105 USDC Optimismlow 0.241573 USDC Optimism
Sep 10, 2026 19:10Sep 17, 2026 19:10
high 0.283923 USDC Optimismlow 0.199374 USDC Optimism
Aug 18, 2026 03:00Sep 17, 2026 03:00
high 0.283923 USDC Optimismlow 0.194559 USDC Optimism
Jun 19, 2026 03:00Sep 17, 2026 03:00
high 0.792805 USDC Optimismlow 0.194559 USDC Optimism
Sep 18, 2025 03:00Sep 17, 2026 03:00
- 24 hours
- +1.48%
- Week
- −6.11%
- Weekly high
- 0.299105 USDC Optimism
- Weekly low
- 0.241573 USDC Optimism
- Spread
- 23.82%
Market data from CoinGecko as of Sep 17, 2026 18:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far XTZ/USDC Optimism travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.250986 | 0.241573 | 0.247242 | +1.48% |
| Week | 0.299105 | 0.241573 | 0.261111 | −6.11% |
| Month | 0.283923 | 0.199374 | 0.234292 | +24.23% |
| Quarter | 0.283923 | 0.194559 | 0.223767 | +6.97% |
Figures are in USDC Optimism per unit sent, from market data.
Daily XTZ → USDC Optimism rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 17, 2026 | 0.24768 USDC Optimism | −0.89% |
| Sep 16, 2026 | 0.2499 USDC Optimism | −8.4% |
| Sep 15, 2026 | 0.27282 USDC Optimism | −3.91% |
| Sep 14, 2026 | 0.283923 USDC Optimism | +6.54% |
| Sep 13, 2026 | 0.266483 USDC Optimism | +6.22% |
| Sep 12, 2026 | 0.250881 USDC Optimism | −0.85% |
| Sep 11, 2026 | 0.253028 USDC Optimism | −3.87% |
The numbers on XTZ and USDC
Tezos XTZ- Price
- $0.247732
- 24 hours
- +1.46%
- Week
- −4.6%
- Market cap
- $271.65 M
- 24-hour turnover
- $7.14 M
- Rank by cap
- #147
- In circulation
- 1.1 B XTZ
- Record price
- $9.12
USD Coin USDC- Price
- $0.999605
- 24 hours
- −0.02%
- Week
- 0%
- Market cap
- $73.56 B
- 24-hour turnover
- $19.78 B
- Rank by cap
- #6
- In circulation
- 73.59 B USDC
- Record price
- $1.04
Source: CoinGecko, Sep 17, 2026 18:54.
Tezos against USD Coin
| Tezos (XTZ) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XTZ | USDC |
| Type | coin of its own network | token |
| Launched | 2018 | 2018 |
| Built by | Arthur Breitman, Kathleen Breitman | Circle |
| Consensus | Liquid Proof of Stake | — |
| Privacy | transfers are public | — |
| In circulation | 1.1 B XTZ | 73.59 B USDC |
| Market cap | $271.65 M | $73.56 B |
| Rank by cap | #147 | #6 |
| Network | — | Optimism |
| Fees are paid in | — | ETH |
| Supply cap | — | no cap |
Daily moves of XTZ and USDC over 90 days line up at 0.01 — they travel apart.
Common questions: XTZ → USDC Optimism
What rate does XTZ to USDC Optimism run at?
As of Sep 17, 2026 19:08 it is 1 XTZ = 0.25049 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.250391.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.
How long does XTZ to USDC Optimism take?
The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.
Which network will USDC Optimism arrive in?
The payout leaves in Optimism. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XTZ to USDC Optimism rate do this month?
The month came in at plus 24.23%. Low 0.199374, high 0.283923, middle 0.234292 USDC Optimism per XTZ.
Can I go back, USDC Optimism to XTZ?
Yes, the reverse direction is open: 1 USDC Optimism = 4.0244 XTZ. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send XTZ, receive something else
XTZ → USDS0.249442
XTZ → USDT Arbitrum0.25037- XTZ → USDT BEP200.25037
- XTZ → USDT AVAX C0.25037
- XTZ → USDT ERC200.25037
- XTZ → USDT NEAR0.25037
- XTZ → USDT OMNI0.25037
- XTZ → USDT Optimism0.25037
