Swap Tezos (XTZ) for USD Coin (USDC Optimism)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 22:39

Payout network: Optimism
24 hours: −0.76%

You send

XTZ

You get 0.252531

USDC Optimism

Start the order

Rate: 1 XTZ = 0.252531 USDC Optimism
Up to: 39,400,000 XTZ

The figure is indicative; the exact amount is locked in the order.

One XTZ buys 0.252531 USDC Optimism right now; the other way round, 1 USDC Optimism is 3.9599 XTZ. Market over 24 hours: XTZ against USDC Optimism minus 0.76%. The week added minus 12.34%.

The weekly corridor ran from 0.252064 to 0.288277 USDC Optimism, a spread of 14.37%.

The payout leaves in the Optimism network, so the receiving address has to belong to that network. By market cap Tezos sits 142th ($279.08 M) and USD Coin 6th ($71.53 B). Daily moves of XTZ and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the XTZ → USDC Optimism route

Sitting out the swingsXTZ moved −22.27% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDC Optimism → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDC Optimism rate and amounts

1 XTZ = 0.252531 USDC Optimism

1 USDC Optimism = 3.9599 XTZ

Send XTZ — receive USDC Optimism

XTZ	USDC Optimism
50	12.6266
200	50.5063
1,000	252.5314
10,000	2,525.31
50,000	12,626.57
200,000	50,506.29

Need USDC Optimism — send this much XTZ

USDC Optimism	XTZ
20	79.1981
100	395.9903
500	1,979.95
5,000	19,799.51
20,000	79,198.06
100,000	395,990.28

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
Ethereum (ERC20)	0.252531	777.605 XTZ	≈ $0.0054	medium
Solana	0.252531	777.605 XTZ	≈ $0.00047	fast
Polygon	0.252531	777.605 XTZ	≈ $0.0015	fast
Arbitrum One	0.252531	—	≈ $0.0029	fast
BASE	0.252531	—	—	—
BNB Smart Chain (BEP20)	0.252531	—	≈ $0.0023	fast
Avalanche C-Chain	0.252531	—	≈ $0.0014	fast
NEAR	0.252531	—	—	—
Optimism open now	0.252531	—	≈ $0.00015	fast
XLM	0.252531	—	—	—

XTZ → USDC: compare all networks USDC network fees

How the XTZ → USDC Optimism order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in Optimism and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XTZ for USDC Optimism

Check this before sending XTZ

The address network is Optimism. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDC Optimism rate has been

WeekMonthQuarterYear

high 0.288277 USDC Optimismlow 0.252064 USDC Optimism

Oct 25, 2026 22:42Nov 1, 2026 22:42

high 0.337058 USDC Optimismlow 0.253134 USDC Optimism

Oct 2, 2026 03:00Nov 1, 2026 03:00

high 0.365685 USDC Optimismlow 0.194559 USDC Optimism

Aug 3, 2026 03:00Nov 1, 2026 03:00

high 0.708649 USDC Optimismlow 0.194559 USDC Optimism

Nov 2, 2025 03:00Nov 1, 2026 03:00

24 hours: −0.76%
Week: −12.34%
Weekly high: 0.288277 USDC Optimism
Weekly low: 0.252064 USDC Optimism
Spread: 14.37%

Market data from CoinGecko as of Nov 1, 2026 20:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDC Optimism travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.256079	0.252695	0.254663	−0.76%
Week	0.288277	0.252064	0.270233	−12.34%
Month	0.337058	0.253134	0.302609	−22.26%
Quarter	0.365685	0.194559	0.265588	+26.4%

Figures are in USDC Optimism per unit sent, from market data.

Daily XTZ → USDC Optimism rate

Day	Close	Against the day before
Nov 1, 2026	0.253134 USDC Optimism	−1.94%
Oct 31, 2026	0.258142 USDC Optimism	+0.12%
Oct 30, 2026	0.257826 USDC Optimism	−8.57%
Oct 29, 2026	0.281993 USDC Optimism	+0.6%
Oct 28, 2026	0.2803 USDC Optimism	−0.18%
Oct 27, 2026	0.280806 USDC Optimism	−1.45%
Oct 26, 2026	0.284945 USDC Optimism	−3.95%

Daily RubyCash rate: XTZ → USDC Optimism

Date	RubyCash rate	Market rate
Nov 1, 2026	0.25219 USDC Optimism	0.253672
Oct 31, 2026	0.255226 USDC Optimism	0.253704
Oct 30, 2026	0.258917 USDC Optimism	0.256064
Oct 29, 2026	0.26138 USDC Optimism	0.262526
Oct 28, 2026	0.285071 USDC Optimism	0.282961
Oct 27, 2026	0.28134 USDC Optimism	0.279743
Oct 26, 2026	0.279621 USDC Optimism	0.279996
Oct 25, 2026	0.287926 USDC Optimism	0.288862
Oct 24, 2026	0.296524 USDC Optimism	0.294876
Oct 22, 2026	0.303874 USDC Optimism	0.302063
Oct 21, 2026	0.318776 USDC Optimism	0.319662
Oct 20, 2026	0.315197 USDC Optimism	0.314498
Oct 19, 2026	0.30312 USDC Optimism	0.299742
Oct 18, 2026	0.297851 USDC Optimism	0.294786

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDC

Tezos XTZ

Price: $0.25361
24 hours: −0.79%
Week: −12.02%
Market cap: $279.08 M
24-hour turnover: $2.48 M
Rank by cap: #142
In circulation: 1.1 B XTZ
Record price: $9.12

USD Coin USDC

Price: $0.999754
24 hours: −0.02%
Week: +0.02%
Market cap: $71.53 B
24-hour turnover: $5.86 B
Rank by cap: #6
In circulation: 71.54 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 20:54.

Tezos against USD Coin

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	71.54 B USDC
Market cap	$279.08 M	$71.53 B
Rank by cap	#142	#6
Network	—	Optimism
Fees are paid in	—	ETH
Supply cap	—	no cap

Daily moves of XTZ and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: XTZ → USDC Optimism

What rate does XTZ to USDC Optimism run at?

As of Nov 1, 2026 22:39 it is 1 XTZ = 0.252531 USDC Optimism. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.252469.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDC Optimism take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC Optimism arrive in?

The payout leaves in Optimism. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC Optimism rate do this month?

The month came in at minus 22.26%. Low 0.253134, high 0.337058, middle 0.302609 USDC Optimism per XTZ.

Can I go back, USDC Optimism to XTZ?

Yes, the reverse direction is open: 1 USDC Optimism = 3.9918 XTZ. The link sits right under the calculator.