Swap USD Coin (USDC Optimism) for XRP

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Sep 17, 2026 07:33

Orders from: 200 USDC Optimism ≈ $199.92
Payout network: XRP Ledger
24 hours: −0.34%

You send

USDC Optimism

You get 1,549.76

XRP

Start the order

Rate: 1 USDC Optimism = 0.774878 XRP
From: 200 USDC Optimism
Up to: 10,000,000 USDC Optimism

The figure is indicative; the exact amount is locked in the order.

Today USDC Optimism goes for 0.774878 XRP, and XRP goes for 1.2905 USDC Optimism. Market over 24 hours: USDC Optimism against XRP minus 0.34%. The week added plus 7.1%.

The weekly corridor ran from 0.676826 to 0.79001 XRP, a spread of 16.72%. A single order takes 200 to 10,000,000 USDC Optimism. In dollars that is roughly $199.92.

Exchange wallets usually ask for a Destination Tag — copy it from the recipient side before you start. By market cap USD Coin sits 6th ($73.67 B) and XRP 5th ($81.79 B).

Who takes the USDC Optimism → XRP route

Entering XRP from dollarsFrom USDC you step into XRP directly, with no coin in between and no extra fees.
Fast paymentsA block in XRP Ledger closes in about 4 sec, which is why XRP is used for moving money rather than holding it.
Different basketsHolding part of the amount in XRP loosens a portfolio's dependence on a single coin.

USDC Optimism → XRP rate and amounts

1 USDC Optimism = 0.774878 XRP

1 XRP = 1.2905 USDC Optimism

Send USDC Optimism — receive XRP

USDC Optimism	XRP
200	154.9755
1,000	774.8776
2,000	1,549.76
10,000	7,748.78
20,000	15,497.55
100,000	77,487.76

Need XRP — send this much USDC Optimism

XRP	USDC Optimism
200	258.1053
500	645.2632
2,000	2,581.05
5,000	6,452.63
20,000	25,810.53
50,000	64,526.32

How the USDC Optimism → XRP order runs

Work out the amount in the calculator: orders start at 200 USDC Optimism.
Enter a XRP address in XRP Ledger and a way to reach you. Receiving to an exchange? Add the Destination Tag, or the payment will hang.
Send USDC Optimism in Optimism for exactly the amount stated in the order.
Once the network confirms your transfer, XRP leaves for your address. The order page tracks every step.

Swap USDC Optimism for XRP

Check this before sending USDC Optimism

The address network is XRP Ledger. Sending through another network usually means losing the transfer.
If the receiving wallet asks for a Destination Tag, put it in the order.
The transfer must not be smaller than 200 USDC Optimism.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the USDC Optimism to XRP rate has been

Week

high 0.79001 XRPlow 0.676826 XRP

Sep 10, 2026 07:36Sep 17, 2026 07:36

24 hours: −0.34%
Week: +7.1%
Weekly high: 0.79001 XRP
Weekly low: 0.676826 XRP
Spread: 16.72%

Market data from CoinGecko as of Sep 17, 2026 06:24; the exchange rate is calculated separately and differs. Where these numbers come from

How far USDC Optimism/XRP travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.79001	0.76798	0.776459	−0.34%
Week	0.79001	0.676826	0.737318	+7.1%

Figures are in XRP per unit sent, from market data.

The numbers on USDC and XRP

USD Coin USDC

Price: $0.999615
24 hours: −0.01%
Week: 0%
Market cap: $73.67 B
24-hour turnover: $18.4 B
Rank by cap: #6
In circulation: 73.7 B USDC
Record price: $1.04

XRP XRP

Price: $1.30
24 hours: +0.33%
Week: −6%
Market cap: $81.79 B
24-hour turnover: $3.76 B
Rank by cap: #5
In circulation: 62.88 B XRP
Record price: $3.65

Source: CoinGecko, Sep 17, 2026 06:24.

USD Coin against XRP

	USD Coin (USDC)	XRP (XRP)
Ticker	USDC	XRP
Type	token	coin of its own network
Network	Optimism	—
Fees are paid in	ETH	—
Launched	2018	2012
Built by	Circle	Ripple Labs
Supply cap	no cap	100 B XRP
In circulation	73.7 B USDC	62.88 B XRP
Market cap	$73.67 B	$81.79 B
Rank by cap	#6	#5
Consensus	—	XRP Ledger Consensus Protocol
Block	—	~4 sec
Privacy	—	transfers are public

Common questions: USDC Optimism → XRP

What rate does USDC Optimism to XRP run at?

As of Sep 17, 2026 07:33 it is 1 USDC Optimism = 0.774878 XRP. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.01.

What amounts does USDC Optimism → XRP accept?

From 200 to 10,000,000 USDC Optimism per order. The lower limit is roughly $199.92.

Where does the 200 USDC Optimism floor come from?

Network fees and order handling eat a small transfer alive — below 200 USDC Optimism the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC Optimism, and that one goes to the blockchain, not to us.

How long does USDC Optimism to XRP take?

The clock starts with confirmations: the order goes into work once Optimism confirms your transfer. After that it comes down to how busy the network is.

Which network will XRP arrive in?

XRP leaves in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

Can I go back, XRP to USDC Optimism?

Yes, the reverse direction is open: 1 XRP = 1.3009 USDC Optimism. The link sits right under the calculator.