Swap Tezos (XTZ) for USD Coin (USDC BASE)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 04:24

Payout network: BASE
24 hours: −1.44%

You send

XTZ

You get 0.255528

USDC BASE

Start the order

Rate: 1 XTZ = 0.255528 USDC BASE
Up to: 39,400,000 XTZ

The figure is indicative; the exact amount is locked in the order.

The direction runs at 0.255528 USDC BASE per XTZ, or 3.9135 XTZ per USDC BASE. Market over 24 hours: XTZ against USDC BASE minus 1.44%. The week added minus 13.98%.

The weekly corridor ran from 0.252064 to 0.296743 USDC BASE, a spread of 17.73%.

The payout leaves in the BASE network, so the receiving address has to belong to that network. By market cap Tezos sits 141th ($279.51 M) and USD Coin 6th ($71.72 B). Daily moves of XTZ and USDC over 90 days line up at 0.04 (they travel apart).

Who takes the XTZ → USDC BASE route

Sitting out the swingsXTZ moved −21.97% over the past month. USDC tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDC BASE → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDC BASE rate and amounts

1 XTZ = 0.255528 USDC BASE

1 USDC BASE = 3.9135 XTZ

Send XTZ — receive USDC BASE

XTZ	USDC BASE
50	12.7764
200	51.1056
1,000	255.528
10,000	2,555.28
50,000	12,776.4
200,000	51,105.59

Need USDC BASE — send this much XTZ

USDC BASE	XTZ
10	39.1347
50	195.6733
500	1,956.73
2,000	7,826.93
20,000	78,269.32
100,000	391,346.61

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
Ethereum (ERC20)	0.255528	777.605 XTZ	≈ $0.0047	medium
Solana	0.255528	777.605 XTZ	≈ $0.00048	fast
Polygon	0.255528	777.605 XTZ	≈ $0.0012	fast
Arbitrum One	0.255528	—	≈ $0.0029	fast
BASE open now	0.255528	—	—	—
BNB Smart Chain (BEP20)	0.255528	—	≈ $0.0023	fast
Avalanche C-Chain	0.255528	—	≈ $0.0014	fast
NEAR	0.255528	—	—	—
Optimism	0.255528	—	≈ $0.00015	fast
XLM	0.255528	—	—	—

XTZ → USDC: compare all networks USDC network fees

How the XTZ → USDC BASE order runs

Work out the amount in the calculator and press the exchange button.
Enter a USDC address in BASE and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap XTZ for USDC BASE

Check this before sending XTZ

The address network is BASE. Sending through another network usually means losing the transfer.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDC BASE rate has been

WeekMonthQuarterYear

high 0.296743 USDC BASElow 0.252064 USDC BASE

Oct 25, 2026 04:26Nov 1, 2026 04:26

high 0.337058 USDC BASElow 0.257826 USDC BASE

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.365685 USDC BASElow 0.194559 USDC BASE

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.708649 USDC BASElow 0.194559 USDC BASE

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −1.44%
Week: −13.98%
Weekly high: 0.296743 USDC BASE
Weekly low: 0.252064 USDC BASE
Spread: 17.73%

Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDC BASE travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.259157	0.253704	0.255966	−1.44%
Week	0.296743	0.252064	0.274085	−13.98%
Month	0.337058	0.257826	0.304657	−18.51%
Quarter	0.365685	0.194559	0.264993	+29.68%

Figures are in USDC BASE per unit sent, from market data.

Daily XTZ → USDC BASE rate

Day	Close	Against the day before
Oct 31, 2026	0.258068 USDC BASE	+0.09%
Oct 30, 2026	0.257826 USDC BASE	−8.57%
Oct 29, 2026	0.281993 USDC BASE	+0.6%
Oct 28, 2026	0.2803 USDC BASE	−0.18%
Oct 27, 2026	0.280806 USDC BASE	−1.45%
Oct 26, 2026	0.284945 USDC BASE	−3.95%
Oct 25, 2026	0.296654 USDC BASE	−2.31%

Daily RubyCash rate: XTZ → USDC BASE

Date	RubyCash rate	Market rate
Nov 1, 2026	0.256182 USDC BASE	0.254034
Oct 31, 2026	0.255226 USDC BASE	0.253704
Oct 30, 2026	0.258917 USDC BASE	0.256064
Oct 29, 2026	0.26138 USDC BASE	0.262526
Oct 28, 2026	0.285071 USDC BASE	0.282961
Oct 27, 2026	0.28134 USDC BASE	0.279743
Oct 26, 2026	0.279621 USDC BASE	0.279996
Oct 25, 2026	0.287926 USDC BASE	0.288862
Oct 24, 2026	0.296524 USDC BASE	0.294876
Oct 22, 2026	0.303874 USDC BASE	0.302063
Oct 21, 2026	0.318776 USDC BASE	0.319662
Oct 20, 2026	0.315197 USDC BASE	0.314498
Oct 19, 2026	0.30312 USDC BASE	0.299742
Oct 18, 2026	0.297851 USDC BASE	0.294786

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDC

Tezos XTZ

Price: $0.254034
24 hours: −1.42%
Week: −13.97%
Market cap: $279.51 M
24-hour turnover: $2.34 M
Rank by cap: #141
In circulation: 1.1 B XTZ
Record price: $9.12

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.05%
Market cap: $71.72 B
24-hour turnover: $5.96 B
Rank by cap: #6
In circulation: 71.72 B USDC
Record price: $1.04

Source: CoinGecko, Nov 1, 2026 02:54.

Tezos against USD Coin

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	71.72 B USDC
Market cap	$279.51 M	$71.72 B
Rank by cap	#141	#6
Network	—	BASE
Supply cap	—	no cap

Daily moves of XTZ and USDC over 90 days line up at 0.04 — they travel apart.

Common questions: XTZ → USDC BASE

What rate does XTZ to USDC BASE run at?

As of Nov 1, 2026 04:24 it is 1 XTZ = 0.255528 USDC BASE. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.255528.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDC BASE take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDC BASE arrive in?

The payout leaves in BASE. Make sure the receiving wallet works with that network.

Where is receiving USDC cheaper?

The cheapest is usually USDC SOL, USDC Polygon, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC BASE rate do this month?

The month came in at minus 18.51%. Low 0.257826, high 0.337058, middle 0.304657 USDC BASE per XTZ.

Can I go back, USDC BASE to XTZ?

Yes, the reverse direction is open: 1 USDC BASE = 3.945 XTZ. The link sits right under the calculator.