Swap Tezos (XTZ) for Tether (USDT ERC20)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 12:14

Orders from: 777.605 XTZ ≈ $198.11
Payout network: Ethereum (ERC20)
24 hours: −0.37%

You send

XTZ

You get 2,558.1

USDT ERC20

Start the order

Rate: 1 XTZ = 0.25581 USDT ERC20
From: 777.605 XTZ
Up to: 39,300,000 XTZ

The figure is indicative; the exact amount is locked in the order.

One XTZ buys 0.25581 USDT ERC20 right now; the other way round, 1 USDT ERC20 is 3.9092 XTZ. Market over 24 hours: XTZ against USDT ERC20 minus 0.37%. The week added minus 12.44%.

The weekly corridor ran from 0.252939 to 0.290954 USDT ERC20, a spread of 15.03%. A single order takes 777.605 to 39,300,000 XTZ. In dollars that is roughly $198.11.

The payout leaves in the Ethereum (ERC20) network, so the receiving address has to belong to that network. By market cap Tezos sits 143th ($280.36 M) and Tether 3th ($180.04 B). Daily moves of XTZ and USDT over 90 days line up at 0.13 (they travel apart).

Who takes the XTZ → USDT ERC20 route

Sitting out the swingsXTZ moved −21.97% over the past month. USDT tracks the dollar, so after the swap the value stops following XTZ.
A road both waysThe USDT ERC20 → XTZ direction is open too, so going back into XTZ takes the same route.

XTZ → USDT ERC20 rate and amounts

1 XTZ = 0.25581 USDT ERC20

1 USDT ERC20 = 3.9092 XTZ

Send XTZ — receive USDT ERC20

XTZ	USDT ERC20
1,000	255.8095
2,000	511.619
10,000	2,558.1
20,000	5,116.19
100,000	25,580.95
200,000	51,161.9

Need USDT ERC20 — send this much XTZ

USDT ERC20	XTZ
200	781.8318
1,000	3,909.16
2,000	7,818.32
10,000	39,091.59
20,000	78,183.18
100,000	390,915.88

Payout network for USDT

The same USDT goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

Network	Per XTZ	From	Network fee	Speed
OMNI	0.25581	—	—	—
Ethereum (ERC20) open now	0.25581	777.605 XTZ	≈ $0.0054	medium
TRON (TRC20)	0.25581	777.605 XTZ	≈ $2.1	fast
BNB Smart Chain (BEP20)	0.25581	777.605 XTZ	≈ $0.0023	fast
Solana	0.25581	777.605 XTZ	≈ $0.00048	fast
Polygon	0.25581	777.605 XTZ	≈ $0.00016	fast
Arbitrum One	0.25581	777.605 XTZ	≈ $0.003	fast
TON	0.25581	777.605 XTZ	low	fast
Avalanche C-Chain	0.25581	—	≈ $0.0014	fast
NEAR	0.25581	—	—	—
Optimism	0.25581	—	≈ $0.00015	fast

XTZ → USDT: compare all networks USDT network fees

How the XTZ → USDT ERC20 order runs

Work out the amount in the calculator: orders start at 777.605 XTZ.
Enter a USDT address in Ethereum (ERC20) and a way to reach you.
Send XTZ in Tezos for exactly the amount stated in the order.
Once the network confirms your transfer, Tether leaves for your address. The order page tracks every step.

Swap XTZ for USDT ERC20

Check this before sending XTZ

The address network is Ethereum (ERC20). Sending through another network usually means losing the transfer.
The transfer must not be smaller than 777.605 XTZ.
Copy the address whole, then compare the first and last characters after pasting.
Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the XTZ to USDT ERC20 rate has been

WeekMonthQuarterYear

high 0.290954 USDT ERC20low 0.252939 USDT ERC20

Oct 25, 2026 12:15Nov 1, 2026 12:15

high 0.337074 USDT ERC20low 0.258039 USDT ERC20

Oct 1, 2026 03:00Oct 31, 2026 03:00

high 0.365723 USDT ERC20low 0.194637 USDT ERC20

Aug 2, 2026 03:00Oct 31, 2026 03:00

high 0.708951 USDT ERC20low 0.194637 USDT ERC20

Nov 1, 2025 03:00Oct 31, 2026 03:00

24 hours: −0.37%
Week: −12.44%
Weekly high: 0.290954 USDT ERC20
Weekly low: 0.252939 USDT ERC20
Spread: 15.03%

Market data from CoinGecko as of Nov 1, 2026 11:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far XTZ/USDT ERC20 travelled, by period

Period	High	Low	Middle	Net move
24 hours	0.256669	0.253829	0.255072	−0.37%
Week	0.290954	0.252939	0.272229	−12.44%
Month	0.337074	0.258039	0.304789	−18.48%
Quarter	0.365723	0.194637	0.265062	+29.72%

Figures are in USDT ERC20 per unit sent, from market data.

Daily XTZ → USDT ERC20 rate

Day	Close	Against the day before
Oct 31, 2026	0.258225 USDT ERC20	+0.07%
Oct 30, 2026	0.258039 USDT ERC20	−8.53%
Oct 29, 2026	0.282117 USDT ERC20	+0.6%
Oct 28, 2026	0.280447 USDT ERC20	−0.2%
Oct 27, 2026	0.280996 USDT ERC20	−1.46%
Oct 26, 2026	0.28515 USDT ERC20	−3.92%
Oct 25, 2026	0.296787 USDT ERC20	−2.32%

Daily RubyCash rate: XTZ → USDT ERC20

Date	RubyCash rate	Market rate
Nov 1, 2026	0.256282 USDT ERC20	0.254885
Oct 31, 2026	0.254925 USDT ERC20	0.253837
Oct 30, 2026	0.258605 USDT ERC20	0.256227
Oct 29, 2026	0.261843 USDT ERC20	0.262682
Oct 28, 2026	0.283583 USDT ERC20	0.283079
Oct 27, 2026	0.282024 USDT ERC20	0.279889
Oct 26, 2026	0.279973 USDT ERC20	0.280176
Oct 25, 2026	0.288439 USDT ERC20	0.289006
Oct 24, 2026	0.296785 USDT ERC20	0.295008
Oct 22, 2026	0.303884 USDT ERC20	0.302228
Oct 21, 2026	0.318636 USDT ERC20	0.319767
Oct 20, 2026	0.315478 USDT ERC20	0.314671
Oct 19, 2026	0.30315 USDT ERC20	0.299953
Oct 18, 2026	0.298686 USDT ERC20	0.29496

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on XTZ and USDT

Tezos XTZ

Price: $0.254767
24 hours: −0.35%
Week: −12.18%
Market cap: $280.36 M
24-hour turnover: $2.72 M
Rank by cap: #143
In circulation: 1.1 B XTZ
Record price: $9.12

Tether USDT

Price: $0.999538
24 hours: +0.02%
Week: +0.05%
Market cap: $180.04 B
24-hour turnover: $25.75 B
Rank by cap: #3
In circulation: 180.12 B USDT
Record price: $1.32

Source: CoinGecko, Nov 1, 2026 11:54.

Tezos against Tether

	Tezos (XTZ)	Tether (USDT)
Ticker	XTZ	USDT
Type	coin of its own network	token
Launched	2018	2014
Built by	Arthur Breitman, Kathleen Breitman	Tether Limited
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	180.12 B USDT
Market cap	$280.36 M	$180.04 B
Rank by cap	#143	#3
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Supply cap	—	no cap

Daily moves of XTZ and USDT over 90 days line up at 0.13 — they travel apart.

Common questions: XTZ → USDT ERC20

What rate does XTZ to USDT ERC20 run at?

As of Nov 1, 2026 12:14 it is 1 XTZ = 0.25581 USDT ERC20. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.255691.

What amounts does XTZ → USDT ERC20 accept?

From 777.605 to 39,300,000 XTZ per order. The lower limit is roughly $198.11.

Where does the 777.605 XTZ floor come from?

Network fees and order handling eat a small transfer alive — below 777.605 XTZ the swap stops making sense for either side.

What else is taken on top of the rate?

The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending XTZ, and that one goes to the blockchain, not to us.

How long does XTZ to USDT ERC20 take?

The clock starts with confirmations: the order goes into work once Tezos confirms your transfer. After that it comes down to how busy the network is.

Which network will USDT ERC20 arrive in?

The payout leaves in Ethereum (ERC20). Make sure the receiving wallet works with that network.

Where is receiving USDT cheaper?

The cheapest is usually USDT BEP20, USDT SOL, USDT Polygon, USDT Arbitrum, USDT TON, USDT AVAX C, USDT Optimism. Still, the network is chosen by what the recipient supports, not by the fee.

What if the rate moves while I am paying?

The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDT ERC20 rate do this month?

The month came in at minus 18.48%. Low 0.258039, high 0.337074, middle 0.304789 USDT ERC20 per XTZ.

Can I go back, USDT ERC20 to XTZ?

Yes, the reverse direction is open: 1 USDT ERC20 = 3.9407 XTZ. The link sits right under the calculator.