Swap USD Coin (USDC XLM) for Tezos (XTZ)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 04:24
- Payout network
- Tezos
- 24 hours
- +1.46%
The direction runs at 3.945 XTZ per USDC XLM, or 0.253484 USDC XLM per XTZ. Market over 24 hours: USDC XLM against XTZ plus 1.46%. The week added plus 16.25%.
The weekly corridor ran from 3.3699 to 3.9672 XTZ, a spread of 17.73%.
By market cap USD Coin sits 6th ($71.72 B) and Tezos 141th ($279.51 M). Daily moves of USDC and XTZ over 90 days line up at 0.04 (they travel apart).
Who takes the USDC XLM → XTZ route
- Entering XTZ from dollarsFrom USDC you step into Tezos directly, with no coin in between: over the past month XTZ moved −21.97%.
- Fuel for TezosWithout Tezos nothing moves in Tezos — every transfer and every contract call is paid in it.
- Different basketsDaily moves of USDC and XTZ over 90 days line up at 0.04 (they travel apart) — the looser the link, the less a portfolio depends on one coin.
USDC XLM → XTZ rate and amounts
1 USDC XLM = 3.945 XTZ
1 XTZ = 0.253484 USDC XLM
Send USDC XLM — receive XTZ
| USDC XLM | XTZ |
|---|---|
| 10 | 39.4503 |
| 50 | 197.2513 |
| 500 | 1,972.51 |
| 2,000 | 7,890.05 |
| 20,000 | 78,900.52 |
| 100,000 | 394,502.6 |
Need XTZ — send this much USDC XLM
| XTZ | USDC XLM |
|---|---|
| 50 | 12.6742 |
| 200 | 50.6968 |
| 1,000 | 253.4838 |
| 10,000 | 2,534.84 |
| 50,000 | 12,674.19 |
| 200,000 | 50,696.75 |
How the USDC XLM → XTZ order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a XTZ address in Tezos and a way to reach you.
- Send USDC XLM in XLM for exactly the amount stated in the order.
- Once the network confirms your transfer, Tezos leaves for your address. The order page tracks every step.
Check this before sending USDC XLM
- The address network is Tezos. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the USDC XLM to XTZ rate has been
high 3.9672 XTZlow 3.3699 XTZ
Oct 25, 2026 04:28Nov 1, 2026 04:28
high 3.8786 XTZlow 2.9669 XTZ
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 5.1398 XTZlow 2.7346 XTZ
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 5.1398 XTZlow 1.4111 XTZ
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +1.46%
- Week
- +16.25%
- Weekly high
- 3.9672 XTZ
- Weekly low
- 3.3699 XTZ
- Spread
- 17.73%
Market data from CoinGecko as of Nov 1, 2026 02:54; the exchange rate is calculated separately and differs. Where these numbers come from
How far USDC XLM/XTZ travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 3.9416 | 3.8587 | 3.9069 | +1.46% |
| Week | 3.9672 | 3.3699 | 3.6564 | +16.25% |
| Month | 3.8786 | 2.9669 | 3.2963 | +22.72% |
| Quarter | 5.1398 | 2.7346 | 3.9138 | −22.89% |
Figures are in XTZ per unit sent, from market data.
Daily USDC XLM → XTZ rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 3.8749 XTZ | −0.09% |
| Oct 30, 2026 | 3.8786 XTZ | +9.37% |
| Oct 29, 2026 | 3.5462 XTZ | −0.6% |
| Oct 28, 2026 | 3.5676 XTZ | +0.18% |
| Oct 27, 2026 | 3.5612 XTZ | +1.47% |
| Oct 26, 2026 | 3.5095 XTZ | +4.11% |
| Oct 25, 2026 | 3.3709 XTZ | +2.37% |
Daily RubyCash rate: USDC XLM → XTZ
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 3.935 XTZ | 3.9365 |
| Oct 31, 2026 | 3.9497 XTZ | 3.9416 |
| Oct 30, 2026 | 3.8934 XTZ | 3.9053 |
| Oct 29, 2026 | 3.8567 XTZ | 3.8092 |
| Oct 28, 2026 | 3.5362 XTZ | 3.5341 |
| Oct 27, 2026 | 3.5831 XTZ | 3.5747 |
| Oct 26, 2026 | 3.6051 XTZ | 3.5715 |
| Oct 25, 2026 | 3.5011 XTZ | 3.4619 |
| Oct 24, 2026 | 3.3996 XTZ | 3.3913 |
| Oct 22, 2026 | 3.3174 XTZ | 3.3106 |
| Oct 21, 2026 | 3.1623 XTZ | 3.1283 |
| Oct 20, 2026 | 3.1982 XTZ | 3.1797 |
| Oct 19, 2026 | 3.3256 XTZ | 3.3362 |
| Oct 18, 2026 | 3.3845 XTZ | 3.3923 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on USDC and XTZ
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.72 B
- 24-hour turnover
- $5.96 B
- Rank by cap
- #6
- In circulation
- 71.72 B USDC
- Record price
- $1.04
Tezos XTZ- Price
- $0.254034
- 24 hours
- −1.42%
- Week
- −13.97%
- Market cap
- $279.51 M
- 24-hour turnover
- $2.34 M
- Rank by cap
- #141
- In circulation
- 1.1 B XTZ
- Record price
- $9.12
Source: CoinGecko, Nov 1, 2026 02:54.
USD Coin against Tezos
| USD Coin (USDC) | Tezos (XTZ) | |
|---|---|---|
| Ticker | USDC | XTZ |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2018 |
| Built by | Circle | Arthur Breitman, Kathleen Breitman |
| Supply cap | no cap | — |
| In circulation | 71.72 B USDC | 1.1 B XTZ |
| Market cap | $71.72 B | $279.51 M |
| Rank by cap | #6 | #141 |
| Consensus | — | Liquid Proof of Stake |
| Privacy | — | transfers are public |
Daily moves of USDC and XTZ over 90 days line up at 0.04 — they travel apart.
Common questions: USDC XLM → XTZ
What rate does USDC XLM to XTZ run at?
As of Nov 1, 2026 04:24 it is 1 USDC XLM = 3.945 XTZ. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $1.00.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending USDC XLM, and that one goes to the blockchain, not to us.
How long does USDC XLM to XTZ take?
The clock starts with confirmations: the order goes into work once XLM confirms your transfer. After that it comes down to how busy the network is.
Which network will XTZ arrive in?
Tezos leaves in its own Tezos network — a plain XTZ address is all you need.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to XTZ rate do this month?
The month came in at plus 22.72%. Low 2.9669, high 3.8786, middle 3.2963 XTZ per USDC XLM.
Can I go back, XTZ to USDC XLM?
Yes, the reverse direction is open: 1 XTZ = 0.255528 USDC XLM. The link sits right under the calculator.
Worth reading
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