Swap Cardano (ADA) for USD Coin (USDC XLM)
The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.
Rate as of Nov 1, 2026 11:39
- Payout network
- XLM
- 24 hours
- +0.15%
The direction runs at 0.194224 USDC XLM per ADA, or 5.1487 ADA per USDC XLM. Market over 24 hours: ADA against USDC XLM plus 0.15%. The week added minus 6.4%.
The weekly corridor ran from 0.186979 to 0.207834 USDC XLM, a spread of 11.15%.
The payout leaves in the XLM network, so the receiving address has to belong to that network. By market cap Cardano sits 18th ($7.28 B) and USD Coin 6th ($71.71 B). Daily moves of ADA and USDC over 90 days line up at 0.05 (they travel apart).
Who takes the ADA → USDC XLM route
- Sitting out the swingsADA moved −21.67% over the past month. USDC tracks the dollar, so after the swap the value stops following ADA.
- A road both waysThe USDC XLM → ADA direction is open too, so going back into ADA takes the same route.
ADA → USDC XLM rate and amounts
1 ADA = 0.194224 USDC XLM
1 USDC XLM = 5.1487 ADA
Send ADA — receive USDC XLM
| ADA | USDC XLM |
|---|---|
| 100 | 19.4224 |
| 500 | 97.112 |
| 2,000 | 388.448 |
| 20,000 | 3,884.48 |
| 100,000 | 19,422.4 |
| 500,000 | 97,112.01 |
Need USDC XLM — send this much ADA
| USDC XLM | ADA |
|---|---|
| 10 | 51.4869 |
| 50 | 257.4347 |
| 500 | 2,574.35 |
| 2,000 | 10,297.39 |
| 20,000 | 102,973.88 |
| 100,000 | 514,869.4 |
Payout network for USDC
The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.
| Network | Per ADA | From | Network fee | Speed |
|---|---|---|---|---|
| Polygon | 0.193949 | 405.2006 ADA | ≈ $0.00015 | fast |
| Solana | 0.193949 | 405.2006 ADA | ≈ $0.00048 | fast |
| Ethereum (ERC20) | 0.193949 | 405.2006 ADA | ≈ $0.0073 | medium |
| Arbitrum One | 0.194224 | — | ≈ $0.003 | fast |
| BASE | 0.194224 | — | — | — |
| BNB Smart Chain (BEP20) | 0.194224 | — | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.194224 | — | ≈ $0.0015 | fast |
| NEAR | 0.194224 | — | — | — |
| Optimism | 0.194224 | — | ≈ $0.00015 | fast |
| XLM open now | 0.194224 | — | — | — |
How the ADA → USDC XLM order runs
- Work out the amount in the calculator and press the exchange button.
- Enter a USDC address in XLM and a way to reach you.
- Send ADA in Cardano for exactly the amount stated in the order.
- Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.
Check this before sending ADA
- The address network is XLM. Sending through another network usually means losing the transfer.
- Copy the address whole, then compare the first and last characters after pasting.
- Coins go through an AML check: a flagged transfer can be held until the check is finished.
Where the ADA to USDC XLM rate has been
high 0.207834 USDC XLMlow 0.186979 USDC XLM
Oct 25, 2026 11:41Nov 1, 2026 11:41
high 0.270412 USDC XLMlow 0.190384 USDC XLM
Oct 1, 2026 03:00Oct 31, 2026 03:00
high 0.270412 USDC XLMlow 0.174183 USDC XLM
Aug 2, 2026 03:00Oct 31, 2026 03:00
high 0.613226 USDC XLMlow 0.143757 USDC XLM
Nov 1, 2025 03:00Oct 31, 2026 03:00
- 24 hours
- +0.15%
- Week
- −6.4%
- Weekly high
- 0.207834 USDC XLM
- Weekly low
- 0.186979 USDC XLM
- Spread
- 11.15%
Market data from CoinGecko as of Nov 1, 2026 09:24; the exchange rate is calculated separately and differs. Where these numbers come from
How far ADA/USDC XLM travelled, by period
| Period | High | Low | Middle | Net move |
|---|---|---|---|---|
| 24 hours | 0.193628 | 0.192344 | 0.192941 | +0.15% |
| Week | 0.207834 | 0.186979 | 0.200232 | −6.4% |
| Month | 0.270412 | 0.190384 | 0.229315 | −21.69% |
| Quarter | 0.270412 | 0.174183 | 0.216068 | +10.73% |
Figures are in USDC XLM per unit sent, from market data.
Daily ADA → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.193076 USDC XLM | +1.41% |
| Oct 30, 2026 | 0.190384 USDC XLM | −7.56% |
| Oct 29, 2026 | 0.205959 USDC XLM | +0.07% |
| Oct 28, 2026 | 0.205822 USDC XLM | −0.35% |
| Oct 27, 2026 | 0.206537 USDC XLM | +1.26% |
| Oct 26, 2026 | 0.203962 USDC XLM | −1.98% |
| Oct 25, 2026 | 0.208083 USDC XLM | −1.26% |
Daily RubyCash rate: ADA → USDC XLM
| Date | RubyCash rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.194514 USDC XLM | 0.193673 |
| Oct 31, 2026 | 0.194051 USDC XLM | 0.193073 |
| Oct 30, 2026 | 0.195352 USDC XLM | 0.192854 |
| Oct 29, 2026 | 0.191987 USDC XLM | 0.192127 |
| Oct 28, 2026 | 0.206353 USDC XLM | 0.20601 |
| Oct 27, 2026 | 0.206467 USDC XLM | 0.205374 |
| Oct 26, 2026 | 0.205364 USDC XLM | 0.204936 |
| Oct 25, 2026 | 0.206845 USDC XLM | 0.205816 |
| Oct 24, 2026 | 0.207807 USDC XLM | 0.20624 |
| Oct 22, 2026 | 0.213635 USDC XLM | 0.21291 |
| Oct 21, 2026 | 0.227304 USDC XLM | 0.228732 |
| Oct 20, 2026 | 0.2246 USDC XLM | 0.223588 |
| Oct 19, 2026 | 0.219338 USDC XLM | 0.217006 |
| Oct 18, 2026 | 0.220414 USDC XLM | 0.218031 |
Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from
The numbers on ADA and USDC
Cardano ADA- Price
- $0.193673
- 24 hours
- +0.17%
- Week
- −6.85%
- Market cap
- $7.28 B
- 24-hour turnover
- $129.42 M
- Rank by cap
- #18
- In circulation
- 37.58 B ADA
- Record price
- $3.09
USD Coin USDC- Price
- $1.00
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.7 B
- Rank by cap
- #6
- In circulation
- 71.7 B USDC
- Record price
- $1.04
Source: CoinGecko, Nov 1, 2026 09:24.
Cardano against USD Coin
| Cardano (ADA) | USD Coin (USDC) | |
|---|---|---|
| Ticker | ADA | USDC |
| Type | coin of its own network | token |
| Launched | 2017 | 2018 |
| Built by | Charles Hoskinson | Circle |
| Consensus | Proof of Stake (Ouroboros) | — |
| Block | ~20 sec | — |
| Supply cap | 45 B ADA | no cap |
| Privacy | transfers are public | — |
| In circulation | 37.58 B ADA | 71.7 B USDC |
| Market cap | $7.28 B | $71.71 B |
| Rank by cap | #18 | #6 |
| Network | — | XLM |
Daily moves of ADA and USDC over 90 days line up at 0.05 — they travel apart.
Common questions: ADA → USDC XLM
What rate does ADA to USDC XLM run at?
As of Nov 1, 2026 11:39 it is 1 ADA = 0.194224 USDC XLM. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.194224.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ADA, and that one goes to the blockchain, not to us.
How long does ADA to USDC XLM take?
The clock starts with confirmations: the order goes into work once Cardano confirms your transfer. After that it comes down to how busy the network is. A block in Cardano closes in about 20 sec.
Which network will USDC XLM arrive in?
The payout leaves in XLM. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ADA to USDC XLM rate do this month?
The month came in at minus 21.69%. Low 0.190384, high 0.270412, middle 0.229315 USDC XLM per ADA.
Can I go back, USDC XLM to ADA?
Yes, the reverse direction is open: 1 USDC XLM = 5.1902 ADA. The link sits right under the calculator.
Worth reading
Where else this can go
The other way round
Send ADA, receive something else
ADA → USDS0.193679
ADA → USDT Arbitrum0.194418- ADA → USDT BEP200.194418
- ADA → USDT AVAX C0.194418
- ADA → USDT ERC200.194418
- ADA → USDT NEAR0.194418
- ADA → USDT OMNI0.194418
- ADA → USDT Optimism0.194418
