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  1. Swap Cardano (ADA) for USD Coin (USDC NEAR)

Swap Cardano (ADA) for USD Coin (USDC NEAR)

The calculator does the maths at the live rate, the page lists the limits and the timing. Your rate is locked the moment the order is created.

Rate as of Nov 1, 2026 20:14

Payout network
NEAR
24 hours
+0.4%
You get 0.19397 USDC NEAR
Start the order
Rate
1 ADA = 0.19397 USDC NEAR
Up to
51,700,000 ADA

The figure is indicative; the exact amount is locked in the order.

Today ADA goes for 0.19397 USDC NEAR, and USDC NEAR goes for 5.1554 ADA. Market over 24 hours: ADA against USDC NEAR plus 0.4%. The week added minus 5.41%.

The weekly corridor ran from 0.186942 to 0.207705 USDC NEAR, a spread of 11.11%.

The payout leaves in the NEAR network, so the receiving address has to belong to that network. By market cap Cardano sits 18th ($7.27 B) and USD Coin 6th ($71.55 B). Daily moves of ADA and USDC over 90 days line up at 0.05 (they travel apart).

Who takes the ADA → USDC NEAR route

  • Sitting out the swingsADA moved −21.52% over the past month. USDC tracks the dollar, so after the swap the value stops following ADA.
  • A road both waysThe USDC NEAR → ADA direction is open too, so going back into ADA takes the same route.

ADA → USDC NEAR rate and amounts

1 ADA = 0.19397 USDC NEAR
1 USDC NEAR = 5.1554 ADA

Send ADA — receive USDC NEAR

ADAUSDC NEAR
10019.397
50096.985
2,000387.94
20,0003,879.4
100,00019,397
500,00096,985.01

Need USDC NEAR — send this much ADA

USDC NEARADA
1051.5544
50257.7718
5002,577.72
2,00010,310.87
20,000103,108.72
100,000515,543.6

Payout network for USDC

The same USDC goes out in several networks. Rates and lower limits differ, and the fee is charged by the network itself.

NetworkPer ADAFromNetwork feeSpeed
Polygon0.193695405.2006 ADA≈ $0.0017fast
Solana0.193695405.2006 ADA≈ $0.00047fast
Ethereum (ERC20)0.193695405.2006 ADA≈ $0.0062medium
Arbitrum One0.19397—≈ $0.0029fast
BASE0.19397———
BNB Smart Chain (BEP20)0.19397—≈ $0.0023fast
Avalanche C-Chain0.19397—≈ $0.0014fast
NEAR open now0.19397———
Optimism0.19397—≈ $0.00015fast
XLM0.19397———

ADA → USDC: compare all networks USDC network fees

How the ADA → USDC NEAR order runs

  1. Work out the amount in the calculator and press the exchange button.
  2. Enter a USDC address in NEAR and a way to reach you.
  3. Send ADA in Cardano for exactly the amount stated in the order.
  4. Once the network confirms your transfer, USD Coin leaves for your address. The order page tracks every step.

Swap ADA for USDC NEAR

Check this before sending ADA

  • The address network is NEAR. Sending through another network usually means losing the transfer.
  • Copy the address whole, then compare the first and last characters after pasting.
  • Coins go through an AML check: a flagged transfer can be held until the check is finished.

Where the ADA to USDC NEAR rate has been

high 0.207705 USDC NEARlow 0.186942 USDC NEAR
Oct 25, 2026 20:14Nov 1, 2026 20:14
high 0.270412 USDC NEARlow 0.190384 USDC NEAR
Oct 2, 2026 03:00Nov 1, 2026 03:00
high 0.270412 USDC NEARlow 0.174183 USDC NEAR
Aug 3, 2026 03:00Nov 1, 2026 03:00
high 0.613226 USDC NEARlow 0.143757 USDC NEAR
Nov 2, 2025 03:00Nov 1, 2026 03:00
24 hours
+0.4%
Week
−5.41%
Weekly high
0.207705 USDC NEAR
Weekly low
0.186942 USDC NEAR
Spread
11.11%

Market data from CoinGecko as of Nov 1, 2026 16:54; the exchange rate is calculated separately and differs. Where these numbers come from

How far ADA/USDC NEAR travelled, by period

PeriodHighLowMiddleNet move
24 hours0.1938020.1920110.193083+0.4%
Week0.2077050.1869420.199754−5.41%
Month0.2704120.1903840.227665−21.51%
Quarter0.2704120.1741830.216299+2.03%

Figures are in USDC NEAR per unit sent, from market data.

Daily ADA → USDC NEAR rate

DayCloseAgainst the day before
Nov 1, 20260.193324 USDC NEAR−0.94%
Oct 31, 20260.195154 USDC NEAR+2.51%
Oct 30, 20260.190384 USDC NEAR−7.56%
Oct 29, 20260.205959 USDC NEAR+0.07%
Oct 28, 20260.205822 USDC NEAR−0.35%
Oct 27, 20260.206537 USDC NEAR+1.26%
Oct 26, 20260.203962 USDC NEAR−1.98%

Daily RubyCash rate: ADA → USDC NEAR

DateRubyCash rateMarket rate
Nov 1, 20260.193877 USDC NEAR0.193345
Oct 31, 20260.194051 USDC NEAR0.193073
Oct 30, 20260.195352 USDC NEAR0.192854
Oct 29, 20260.191987 USDC NEAR0.192127
Oct 28, 20260.206353 USDC NEAR0.20601
Oct 27, 20260.206467 USDC NEAR0.205374
Oct 26, 20260.205364 USDC NEAR0.204936
Oct 25, 20260.206845 USDC NEAR0.205816
Oct 24, 20260.207807 USDC NEAR0.20624
Oct 22, 20260.213635 USDC NEAR0.21291
Oct 21, 20260.227304 USDC NEAR0.228732
Oct 20, 20260.2246 USDC NEAR0.223588
Oct 19, 20260.219338 USDC NEAR0.217006
Oct 18, 20260.220414 USDC NEAR0.218031

Our own rate is written down every hour; the table keeps the last entry of each day. The market column is the ratio of the same two coins on CoinGecko at that moment. Where these numbers come from

The numbers on ADA and USDC

Cardano ADA
Price
$0.193338
24 hours
+0.41%
Week
−5.91%
Market cap
$7.27 B
24-hour turnover
$135.66 M
Rank by cap
#18
In circulation
37.58 B ADA
Record price
$3.09
USD Coin USDC
Price
$0.999966
24 hours
+0.01%
Week
+0.03%
Market cap
$71.55 B
24-hour turnover
$5.91 B
Rank by cap
#6
In circulation
71.55 B USDC
Record price
$1.04

Source: CoinGecko, Nov 1, 2026 16:54.

Cardano against USD Coin

Cardano (ADA)USD Coin (USDC)
TickerADAUSDC
Typecoin of its own networktoken
Launched20172018
Built byCharles HoskinsonCircle
ConsensusProof of Stake (Ouroboros)—
Block~20 sec—
Supply cap45 B ADAno cap
Privacytransfers are public—
In circulation37.58 B ADA71.55 B USDC
Market cap$7.27 B$71.55 B
Rank by cap#18#6
Network—NEAR

Daily moves of ADA and USDC over 90 days line up at 0.05 — they travel apart.

Common questions: ADA → USDC NEAR

What rate does ADA to USDC NEAR run at?
As of Nov 1, 2026 20:14 it is 1 ADA = 0.19397 USDC NEAR. The figure recalculates on its own, and the calculator always shows the fresh one. In dollars that is around $0.193963.
What else is taken on top of the rate?
The payout is already calculated at the rate in the calculator. On top of it you only pay the network fee for sending ADA, and that one goes to the blockchain, not to us.
How long does ADA to USDC NEAR take?
The clock starts with confirmations: the order goes into work once Cardano confirms your transfer. After that it comes down to how busy the network is. A block in Cardano closes in about 20 sec.
Which network will USDC NEAR arrive in?
The payout leaves in NEAR. Make sure the receiving wallet works with that network.
Where is receiving USDC cheaper?
The cheapest is usually USDC Polygon, USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism. Still, the network is chosen by what the recipient supports, not by the fee.
What if the rate moves while I am paying?
The rate is pinned to the order and does not move while the order is alive. It can be recalculated if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the ADA to USDC NEAR rate do this month?
The month came in at minus 21.51%. Low 0.190384, high 0.270412, middle 0.227665 USDC NEAR per ADA.
Can I go back, USDC NEAR to ADA?
Yes, the reverse direction is open: 1 USDC NEAR = 5.197 ADA. The link sits right under the calculator.

Worth reading

Where else this can go

The other way round

Send ADA, receive something else

Receive USDC NEAR, send something else

ADA USDC NEAR All directions All currencies

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